Hampton Home Finance

15/04/2026

🏡 A little reminder for first-time buyers…

You’re employed.
You earn a steady income each month.
You’ve got your deposit sorted.

And yet… getting on the property ladder still feels just out of reach.

That’s exactly why a high street lender offers eligible buyers the chance to borrow up to 6x their income, meaning you could potentially access more than standard lending amounts.

✨ From a 5% deposit
💷 £500 cashback available
🏠 Built to support first-time buyers onto the ladder

Lenders are doing what they can to support buyers right now, but these options are sometimes overlooked 👀This is why a mortgage broker can help, we keep up to date with schemes like this and help match you to the right lender.

📩 Message us to see what could be possible for you



Subject to eligibility and lending criteria.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances

10/04/2026

Is your fixed rate up for renewal in 6 months or less?

We’re seeing more lenders change their product transfer windows, meaning you may be able to secure your next rate earlier than you think.

Your lender will usually write to you when you’re approaching the end of your deal - that’s your cue to get in touch with your broker, as that’s where we come in 👇

As your broker, we’ll review all of your options well in advance and get in touch at the right time to help you lock in a suitable rate.

📊 And it doesn’t stop there…
We’ll keep monitoring the market for you, so if better rates come along, we’ll let you know - saving you the time, stress, and constant checking.

💡 Less hassle. Smarter timing. Better outcomes.

If your deal is ending in the next 4-6 months, now’s the time to start the conversation.



Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

25/03/2026

𝗬𝗼𝘂𝗿 𝗕𝗶𝗴𝗴𝗲𝘀𝘁 𝗔𝘀𝘀𝗲𝘁 𝗜𝘀𝗻’𝘁 𝗬𝗼𝘂𝗿 𝗛𝗼𝗺𝗲 — 𝗜𝘁’𝘀 𝗬𝗼𝘂𝗿 𝗜𝗻𝗰𝗼𝗺𝗲💷

Most people insure the things they can see 👀
🏠 Their home
🚗 Their car
📱 Even their phone
But very few protect the one thing that pays for all of it:

👉 𝗬𝗼𝘂𝗿 𝗜𝗻𝗰𝗼𝗺𝗲

𝗧𝗵𝗶𝗻𝗸 𝗔𝗯𝗼𝘂𝘁 𝗧𝗵𝗶𝘀 𝗳𝗼𝗿 𝗮 𝗠𝗼𝗺𝗲𝗻𝘁 🤔

If your income stopped tomorrow due to illness or injury:

▪️How long could you cover your bills? 💸
▪️Would your savings be enough? 📉
▪️What would happen to your lifestyle?

For most people… the answer isn’t reassuring.

𝗬𝗼𝘂𝗿 𝗜𝗻𝗰𝗼𝗺𝗲 𝗜𝘀 𝗪𝗼𝗿𝘁𝗵 𝗠𝗼𝗿𝗲 𝗧𝗵𝗮𝗻 𝗬𝗼𝘂 𝗥𝗲𝗮𝗹𝗶𝘀𝗲💰

Over your working life, your income could be worth 𝗵𝘂𝗻𝗱𝗿𝗲𝗱𝘀 𝗼𝗳 𝘁𝗵𝗼𝘂𝘀𝗮𝗻𝗱𝘀, 𝗼𝗳𝘁𝗲𝗻 𝗺𝗶𝗹𝗹𝗶𝗼𝗻𝘀, 𝗼𝗳 𝗽𝗼𝘂𝗻𝗱𝘀.
That makes it your 𝗹𝗮𝗿𝗴𝗲𝘀𝘁 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗮𝘀𝘀𝗲𝘁 𝗯𝘆 𝗳𝗮𝗿.
Yet it’s often the 𝗹𝗲𝗮𝘀𝘁 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗲𝗱 ⚠️

𝗧𝗵𝗶𝘀 𝗜𝘀 𝗪𝗵𝗲𝗿𝗲 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 𝗠𝗮𝗸𝗲𝘀 𝘁𝗵𝗲 𝗗𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝗰𝗲 🛡️

The right cover is designed to do one thing:
👉 𝗞𝗲𝗲𝗽 𝗺𝗼𝗻𝗲𝘆 𝗰𝗼𝗺𝗶𝗻𝗴 𝗶𝗻 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗰𝗮𝗻’𝘁 𝘄𝗼𝗿𝗸

▪️𝗜𝗻𝗰𝗼𝗺𝗲 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 💷 — replaces part of your salary if you’re off work
▪️𝗖𝗿𝗶𝘁𝗶𝗰𝗮𝗹 𝗜𝗹𝗹𝗻𝗲𝘀𝘀 𝗖𝗼𝘃𝗲𝗿 ❤️ — pays a lump sum when you need it most
▪️𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 👨‍👩‍👧 — protects the people who rely on you

𝗧𝗵𝗲 𝗖𝗼𝘀𝘁 𝗼𝗳 𝗗𝗼𝗶𝗻𝗴 𝗡𝗼𝘁𝗵𝗶𝗻𝗴 🚨

Without protection, losing your income can quickly lead to:

▪️Draining your savings 💸
▪️Relying on credit 📊
▪️Financial stress when you least need it 😓

With the right cover, you get:
✅ Stability
✅ Peace of mind
✅ Financial security

You insure your car 🚗
You insure your home 🏠
𝗦𝗼 𝘄𝗵𝘆 𝗻𝗼𝘁 𝗶𝗻𝘀𝘂𝗿𝗲 𝘁𝗵𝗲 𝗶𝗻𝗰𝗼𝗺𝗲 𝘁𝗵𝗮𝘁 𝗽𝗮𝘆𝘀 𝗳𝗼𝗿 𝗯𝗼𝘁𝗵?

𝗟𝗲𝘁’𝘀 𝗚𝗲𝘁 𝗜𝘁 𝗦𝗼𝗿𝘁𝗲𝗱 ✅

There’s no one-size-fits-all solution.
The right protection depends on 𝘆𝗼𝘂, your lifestyle, your goals, and your responsibilities.

💬 Let’s have a quick conversation and make sure your biggest asset is properly protected.

📱 07948 464059
📧 [email protected]

08/02/2026

06/02/2026

🏡 Yes, really… just a 2% deposit

Getting your first home might be closer than you think. That’s why we want to shout about a new product introduced to market this week, where first-time buyers can borrow up to 98% of the property value - meaning you only need a 2% deposit! 💥

💷 That’s from £10,000 towards your first home.

✨ Why this matters:
• One of the highest loan to value mortgages currently available
• Perfect if saving a big deposit feels out of reach
• 5-year fixed rate for stability
• No product fee
• Free valuation + £250 cashback
• Gifted deposits accepted from family or friends

This mortgage is designed to help first-time buyers step onto the property ladder sooner — without waiting years to save a bigger deposit.

📩 Think a 2% deposit could work for you? Send us a message and we can help!

First-time buyers only. Eligibility criteria apply.



Your home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

27/01/2026

Protect your family’s future — tax-efficiently

Are you paying personally for life insurance when your business could?

If you’re a business owner or company director, you may be paying more than you need to for personal life insurance.

Relevant Life Cover is a tax-efficient way for businesses to provide life insurance for directors and key employees — with premiums paid by the company, not from personal income.

If you already have life cover, you could be overpaying personally when your business could fund it more efficiently.

I’d be happy to review your current arrangements to see whether Relevant Life Cover is right for you.

☎️ 01323576130
📱 07948 464059
📧 [email protected]

21/01/2026

🚨 The Limited Company Buy-to-Let market is changing for landlords.

With higher interest rates, tighter affordability, and rising costs — alongside changing EPC requirements and increasing pressure to improve rental properties, flexibility has become essential, particularly for Limited Company landlords.

That’s why it’s significant that a lender has now introduced tracker rates for Limited Company Buy-to-Let mortgages, something we rarely see!

💡 What is a tracker rate?
A tracker rate is a mortgage that moves in line with the Bank of England base rate, plus a fixed margin set by the lender. This means your interest rate and your payments can go up or down as the base rate changes.

💡 Why are tracker rates becoming vital?
✔ Greater flexibility in a changing market
✔ Potential to benefit if interest rates fall
✔ Typically smaller early repayment charges than fixed rates
✔ Supporting landlords who may need a flexible exit strategy
✔ More opportunities to refinance and raise capital
✔ Ability to release funds for home improvements, including EPC-related upgrades

As the Buy-to-Let landscape continues to evolve, having a mortgage that can adapt with both regulatory changes and your long-term plans is increasingly important.

📩 Thinking about your next move?
Get in touch today to see if we can help.

☎️ 01323 576130
📧[email protected]

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.’’

08/01/2026

✨ Hello 2026… and hello homeownership! ✨

Is buying your first home on your New Year goals list? Here’s some good news if so!

👉 Another lender has announced this week, to step up with improved borrowing power. This means for single applicants, earning over £50,000 you could potentially borrow up to 5.5x your income! (up to and including 90% loan to value).

That could mean more choice, bigger budgets, and a real step onto the property ladder in 2026.

Get in touch today to see if we can help.

☎️01323 576130
📧[email protected]

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.’’

Send a message to learn more

04/09/2024

If you don’t regularly keep up with what’s going on in the mortgage market, it’s easy to feel a little lost and confused. We understand how important it is to have clarity around your financial obligations, such as a mortgage, so why not get in touch for a no obligation chat today and see what we can do to support you through.

01323 576130
[email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

10/05/2023

Renters struggling to save for a deposit can now get a 100% mortgage from Skipton Building Society. It's the first no-deposit deal – that doesn't require a guarantor's backing – to launch in the UK since 2008.