Sonia Featherstone - Mortgage & Protection Advisor

Sonia Featherstone - Mortgage & Protection Advisor Fulcrum Financial Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd.

I am a Self Employed Mortgage & Protection Adviser & Broker at Fulcrum Financial Ltd, providing friendly and expert advice on Mortgages, Life Insurance, Critical Illness and Income Protection. First Complete Ltd is a authorised and regulated by the Financial Conduct Authority. Fulcrum Financial is a trading name of Fulcrum Financial Ltd which is registered in England and Wales with a company numbe

r of 10836277. Registered Office 27 High Petergate, York, YO1 7HP. We will charge a broker fee of between £395 and £975. The amount we charge is dependant o the amount of research and administration that is required. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

🏡 I want to buy a house… where do I even start? 🤔It can feel overwhelming if you don’t know the process.Here’s a simple ...
30/05/2026

🏡 I want to buy a house… where do I even start? 🤔

It can feel overwhelming if you don’t know the process.

Here’s a simple starting point 👇

✅ 1. Know your budget
Before falling in love with a property, get a clear idea of what you can afford.

✅ 2. Get a Mortgage in Principle (AIP)
This shows estate agents (and sellers) that you're serious and ready to go.

✅ 3. Find out how much deposit you need, there are so many mortgage lenders offering low deposit schemes.

✅ 4. Understand your credit.
Your credit profile plays a big part in what deals and mortgage lenders are available to you, we can look at this together.

✅ 5. Speak to a mortgage broker (👋 that’s me!)

I’ll guide you through everything — from your first steps right through to getting the keys.

Buying a home doesn’t need to be stressful — with the right advice, it can actually be an exciting journey 🏠✨

If you're thinking about buying (even if it’s just a “maybe one day”), feel free to drop me a message. No pressure, just advice 👍

☎️: 07738727244
📧: [email protected]

Your home may be repossessed if you do not keep up your mortgage repayments.

🏡 Thinking about buying your home? Here’s why using a mortgage broker makes all the difference…Buying a home is one of t...
24/05/2026

🏡 Thinking about buying your home? Here’s why using a mortgage broker makes all the difference…

Buying a home is one of the biggest financial decisions you’ll ever make — and it doesn’t have to be overwhelming.

✅ Access to more lenders
Unlike going direct to one bank, I can search a wide range of lenders to find a deal tailored to you.
✅ Save time (and stress!)
No endless form-filling or comparing rates yourself — I handle the hard work for you.
✅ Expert guidance
From first-time buyers to home movers and remortgages, I’ll explain everything clearly so you can make confident decisions.
✅ Better chances of approval
I match your situation with the right lender, helping avoid unnecessary declines.
✅ Support from start to finish
From agreement in principle to completion — I’m with you every step of the way.

✨ Buying a home should feel exciting, not confusing.
If you’re thinking about buying, upsizing, or just want to know your options, feel free to drop me a message — I’m always happy to help.

☎️: 07738727244
📧: [email protected]

Your home may be repossessed if you do not keep up your mortgage repayments.

For First Time Buyers 🏡 🏡 On Monday 18 May, a Mortgage Lender we will be launching a new low deposit mortgage scheme for...
14/05/2026

For First Time Buyers 🏡 🏡

On Monday 18 May, a Mortgage Lender we will be launching a new low deposit mortgage scheme for First time buyers, who have saved a personal deposit of a minimum £5,000.

The maximum purchase price is £300,000, other criteria applies and it is subject to full assessment.

Get in touch if you would like to find out more.

☎️: 07738727244
📧: [email protected]

Your home may be repossessed if you do not keep up your mortgage repayments.

There is no better feeling than telling clients their Mortgage has been agreed.First Time Buyers who got in touch a year...
13/05/2026

There is no better feeling than telling clients their Mortgage has been agreed.

First Time Buyers who got in touch a year ago, we worked hard together to get them into a position to be ready to proceed with a mortgage application.

They have found their dream home but the mortgage lender took longer than usual to assess the mortgage application, a bit of a stressful period of waiting for my clients.

For whatever reason you think you may struggle to get a mortgage, it is always worth us having a chat and we can put a plan in place to get you mortgage ready, ready to by ‘your’ dream home 🏡.

There is no fee for my initial chats and no obligation to proceed, so get in touch.

☎️ : 07738727244
📧: [email protected]

Your home may be repossessed if you do not keep up your mortgage repayments.

I’ve had a lot of First Time Buyer enquiries this week, it is never too early to get in touch, even if you haven’t got a...
09/05/2026

I’ve had a lot of First Time Buyer enquiries this week, it is never too early to get in touch, even if you haven’t got a deposit together, we can prepare you to be mortgage ready for when you see your perfect home.

It’s been a varied week too, someone needing Bridging Finance, a discharged IVA, Foreign Nationals, Limited Company Director, this list goes on, every client is different, so I have over 80 different Mortgage Lenders available to me to help me find the right Mortgage Lender for each individual.

Oh, also my dog being sick behind me whilst in the middle of an appointment & my clients car being reversed into whilst sat in it during our appointment…🙈

Get in touch if you would like an initial, free, no obligation chat to see how I can help you.

☎️: 07738727244
📧: [email protected]

Your home may be repossessed if you do not keep up your mortgage repayments.

Not mortgage related, but I’d recommend everyone watches Martin Lewis talk about Pensions, a very important part of your...
07/05/2026

Not mortgage related, but I’d recommend everyone watches Martin Lewis talk about Pensions, a very important part of your Financial Planning.£££££

Take a look at this video, 'martin lewis show 5 may'

Martin is joined by a panel of specialists to cover the ever important topic of pensions, answering questions on how to best save for your future retirement. Subscribe to ITV's official YouTube channel here: http://bit.ly/2iDD1be Make sure you're following ITV for all the latest! http://www.instagra...

Today I was invited to Burnby Hall Gardens for a walk & talk meeting with my Business Development Manager with Leeds Bui...
05/05/2026

Today I was invited to Burnby Hall Gardens for a walk & talk meeting with my Business Development Manager with Leeds Building Society. What a lovely place to meet.

I regularly meet with Business Development Managers from the 80 plus Mortgage Lenders, building and maintaining a strong relationship with Mortgage Lenders is so important to keep up to date with their lending criteria and to ensure the application process is smooth.

It is completely normal to feel daunted at buying your first home, but please do not worry, I am here to support you the...
02/05/2026

It is completely normal to feel daunted at buying your first home, but please do not worry, I am here to support you the whole way through the process.

It is never too early to get in touch and we will work together to look at how much you can borrow, what your budget is and put a plan in place to get you your dream home.

I work with a lot of people who are self employed too or have some previous blips on their credit history, with access to over 80 Mortgage Lenders, I can find the right Mortgage Lender for you.

☎️: 07738727244
📧: [email protected]

Your home may be repossessed if you do not keep up your repayments.

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Pocklington

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