P.I.M Financial Services

P.I.M Financial Services One of the South West’s premier Financial Services Providers

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Our aim at P.I.M.

Approved by The Openwork Partnership on 02/06/2026. Financial Services is to provide our clients with fair, honest advice you can trust. Treating our customers fairly is of the utmost importance. We pride ourselves on having over 50 combined years of financial experience in our team. We take the time to appreciate that all of our clients have different needs, goals and aspirations. We appreciate t

hat you’re looking for a company you can trust when making important decisions regarding your money matters and we take this to heart. Our advisors and staff are amongst the most dedicated, hard working and professional in the industry, and with a whole host of products available at our fingertips, we’re confident that we can help meet your financial needs and make your dreams come true.

Mortgage protection relates to maintaining housing costs if income is affected.It is separate from the mortgage itself. ...
04/06/2026

Mortgage protection relates to maintaining housing costs if income is affected.
It is separate from the mortgage itself.



P.I.M Financial Services is a trading style of Joanne Margaret Pond which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership 23/01/2026

Delaying investing is a common intention.However, starting earlier allows more time for compounding —where returns gener...
02/06/2026

Delaying investing is a common intention.
However, starting earlier allows more time for compounding —
where returns generate further returns over time.
This means even smaller contributions made earlier can grow significantly compared to larger contributions started later.

Time is one of the most influential factors in long-term investing outcomes.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

P.I.M Financial Services is a trading style of Joanne Margaret Pond which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 29/05/2026

Our consideration of the week.
31/05/2026

Our consideration of the week.

An accident or illness can affect work unexpectedly.Protection is designed to provide financial support during recovery....
28/05/2026

An accident or illness can affect work unexpectedly.
Protection is designed to provide financial support during recovery.



P.I.M Financial Services is a trading style of Joanne Margaret Pond which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership 23/01/2026

One of the most common investing mistakes isn’t selecting the wrong investment.It’s reacting emotionally to short-term m...
26/05/2026

One of the most common investing mistakes isn’t selecting the wrong investment.
It’s reacting emotionally to short-term market movements.
Markets naturally fluctuate, but frequent reactions to headlines can disrupt long-term strategies.
A consistent, long-term approach is often more effective than attempting to time short-term changes.

This is something some households consider as part of wider financial planning.For many people:• Mortgage payments conti...
24/05/2026

This is something some households consider as part of wider financial planning.
For many people:
• Mortgage payments continue
• Household bills continue
• Everyday expenses continue
Some individuals review savings, workplace benefits or insurance arrangements to understand how they may manage financially if circumstances changed.

Protection is not always an easy subject to think about.Financial strain during illness or injury can be harder. ...
21/05/2026

Protection is not always an easy subject to think about.
Financial strain during illness or injury can be harder.



P.I.M Financial Services is a trading style of Joanne Margaret Pond which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership 23/01/2026

The UK inflation rate has eased to 2.8%, lower than expected and down from 3.3% previously. While this may be welcome ne...
20/05/2026

The UK inflation rate has eased to 2.8%, lower than expected and down from 3.3% previously. While this may be welcome news, inflation remains above the Bank of England’s target level. [source |The Guardian]

What’s driving things now?
Lower household energy costs helped reduce inflation
Food price increases have slowed compared to earlier this year
At the same time, rising fuel prices and global uncertainty are continuing to put pressure on costs
Some economists expect inflation could rise again in the months ahead if energy prices continue to increase. [source|The Guardian]

What does this mean for you?
Inflation is one of the key factors influencing interest rates and mortgage pricing. While today’s figures may ease pressure slightly, lenders and markets will still be watching future inflation data closely.
For borrowers, this means mortgage rates may remain uncertain for a while yet, particularly as wider economic pressures continue to develop.

Numbers are part of everyday life. Whether it’s splitting a bill, planning a trip, or making sense of your monthly outgo...
20/05/2026

Numbers are part of everyday life. Whether it’s splitting a bill, planning a trip, or making sense of your monthly outgoings.
National Numeracy Day is all about building confidence with numbers, step by step.
No pressure, no perfection.
Just getting a little more comfortable with the basics.

When people think about retirement, they often focus on one number.But an important consideration is this:Retirement cou...
19/05/2026

When people think about retirement, they often focus on one number.
But an important consideration is this:
Retirement could last 20–30 years or more.
This means planning needs to account for:
• Long-term income
• The impact of inflation over time
• Sustainability of withdrawals
It’s not just about reaching retirement —
it’s about funding it over several decades.

Address

Falcon House Business Centre, Eagle Road
Plymouth
PL75JY

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 3pm

Telephone

+448001697254

Website

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