Lisa Gowing - Mortgage and Protection Adviser

Lisa Gowing - Mortgage and Protection Adviser ๐‘ด๐’๐’“๐’•๐’ˆ๐’‚๐’ˆ๐’† & ๐‘ท๐’“๐’๐’•๐’†๐’„๐’•๐’Š๐’๐’ ๐‘ฌ๐’™๐’‘๐’†๐’“๐’• ๐Ÿ  ๐‘ถ๐’—๐’†๐’“ 15 ๐’š๐’†๐’‚๐’“๐’” ๐’†๐’™๐’‘๐’†๐’“๐’Š๐’†๐’๐’„๐’†
๐‘ฉ๐’‚๐’”๐’†๐’… ๐’Š๐’ ๐‘ท๐’๐’š๐’Ž๐’๐’–๐’•๐’‰๐Ÿ“๐‘ช๐’๐’—๐’†๐’“๐’Š๐’๐’ˆ ๐’•๐’‰๐’† ๐’˜๐’‰๐’๐’๐’† ๐’๐’‡ ๐’•๐’‰๐’† ๐‘ผ๐‘ฒ
๐Ÿ“ž 07414 229777
๐Ÿ“ง ๐‘ณ๐’Š๐’”๐’‚.๐‘ฎ๐’๐’˜๐’Š๐’๐’ˆ@๐’Ž๐’‚๐’ƒ.๐’๐’“๐’ˆ.๐’–๐’Œ

The best painting & decorating services around ๐Ÿ’ช๐Ÿผ
16/02/2026

The best painting & decorating services around ๐Ÿ’ช๐Ÿผ

So happy for my client Kira who finally got the keys to her first home ๐Ÿ  all the hard work paid off ๐Ÿ™Œ๐Ÿผ .๐Ÿ“ž 07414 229777๐Ÿ’ป ...
27/08/2025

So happy for my client Kira who finally got the keys to her first home ๐Ÿ  all the hard work paid off ๐Ÿ™Œ๐Ÿผ .
๐Ÿ“ž 07414 229777
๐Ÿ’ป [email protected]


We bought a house!! ๐Ÿก ๐Ÿ“ž 07414 229777๐Ÿ’ป lisa.gowing@mab.org.uk
08/09/2022

We bought a house!! ๐Ÿก

๐Ÿ“ž 07414 229777
๐Ÿ’ป [email protected]


โ€˜Buy now, pay laterโ€™ giant Klarna will now share your data with UK credit agencies.The UKโ€™s โ€˜Buy now pay later' (BNPL) f...
27/06/2022

โ€˜Buy now, pay laterโ€™ giant Klarna will now share your data with UK credit agencies.

The UKโ€™s โ€˜Buy now pay later' (BNPL) firm, Klarna, has announced theyโ€™ll share data with UK credit referencing agencies from June 2022.

From the 1st of June, Klarna started sharing payment histories with two major UK credit referencing companies, Experian and TransUnion. They can now see whether you have made payments on time, paid late, or have unpaid items.

Why is this happening?

BNPL providers are not currently regulated and do not have a record of your payment history.

The FCA has shown concern over this, as lenders cannot see how responsible you are with your money. For instance, you could have thousands of pounds of debt on BNPL schemes which would not be visible to lenders.

Sharing this information with companies like Experian and TransUnion will hopefully stop people who may already be in debt from getting into further financial difficulty by taking out loans and mortgages theyโ€™ll struggle to repay.

How will this impact my credit score and my chances of getting a mortgage?

Making payments on time helps build your credit score as it shows youโ€™re reliable and trustworthy with your money. So, if you use Klarna responsibly, this change could positively impact your mortgage application.

On the flip side, if you miss your payments, it could negatively impact your ability to obtain credit. In other words, youโ€™re not the type of person a lender would want to lend money to, so you may find it harder to get a mortgage.

How can we help?

If youโ€™re worried that your credit history may impact your mortgage application, then itโ€™s time to speak to our expert mortgage advisers.

Get in touch to find out how, or read our guide to getting a mortgage with bad credit. .
๐Ÿ“ž 07414 229777
๐Ÿ’ป [email protected]

27/06/2022

The UKโ€™s โ€˜Buy now pay later' (BNPL) firm, Klarna, has announced theyโ€™ll share data with UK credit referencing agencies from 1st June 2022.

Hope you all have a great Jubilee Weekend!
01/06/2022

Hope you all have a great Jubilee Weekend!

MAB Protection Roadshow .๐Ÿ“ž 07414 229777๐Ÿ’ป lisa.gowing@mab.org.uk
31/05/2022

MAB Protection Roadshow .
๐Ÿ“ž 07414 229777
๐Ÿ’ป [email protected]


Address

Hyder House, 680 Budshead Road
Plymouth
PL65XR

Website

Alerts

Be the first to know and let us send you an email when Lisa Gowing - Mortgage and Protection Adviser posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Lisa Gowing - Mortgage and Protection Adviser:

Shortcuts

Share

Category