Wiltshire Key Mortgage Solutions

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Mortgage Adviser in Wiltshire

Making the mortgage process feel less overwhelming, more human and easier to understand

Army wife • Dog mum • Lover of hikes, glamping & countryside life

Helping first-time buyers, home movers and with remortgages I am a Mortgage, Protection and Equity Release Adviser based in Wiltshire, providing clear, honest, personal mortgage advice

Whether you are a first-tim

e buyer, moving home, remortgaging or self-employed, I will guide you through the process and keep things simple from start to finish

I take the time to understand your situation properly, so you get advice that is right for you, not just what fits on paper

With a background in military life, I also specialise in supporting Armed Forces personnel and their families with mortgage advice that understands the challenges you face

When I am not working, I enjoy time with my husband Chris, our Labrador Buddy, and visiting family in Cyprus

07/06/2026

Sunday morning walk with Buddy 🐾

Coffee in hand, fresh air, and a chance to reset before the week ahead.

Sometimes the best ideas come when you slow down and take a walk.

Wishing everyone a relaxing Sunday ☕️

02/06/2026

If you're thinking about moooving home, getting your mortgage sorted first is a pretty sensible idea😀

🐄 The local mortgage committee has spoken...While out walking this weekend, I was stopped for an important inspection by...
02/06/2026

🐄 The local mortgage committee has spoken...

While out walking this weekend, I was stopped for an important inspection by these lovely ladies.

After careful consideration, they agreed that if you're thinking about moooving home, getting your mortgage sorted first is a pretty sensible idea! 🏡

Whether you're:
🏠 Buying your first home
🔑 Moving to your next property
💷 Remortgaging your current home
📈 Wondering how much you could borrow

Having the right mortgage advice before you start can make the whole process much smoother and less stressful.

So, if a move is on the horizon, why not find out what your options are before you start scrolling through property websites?

📩 Feel free to send me a message for a friendly, no-obligation chat.

Getting back on a horse after 20 years was honestly terrifying for me.As a child, I rode all the time, I practically gre...
28/05/2026

Getting back on a horse after 20 years was honestly terrifying for me.

As a child, I rode all the time, I practically grew up in the stables. But after such a long break, the nerves were very real. Turns out confidence from age 12 doesn’t automatically return at 38! 😂

It reminded me how many people feel when they start thinking about mortgages or buying a home.

Whether it’s buying your first home, remortgaging, or moving house, it can all feel overwhelming before you begin.

The difference is, with the right support and guidance, things feel much less scary once you take that first step.

I can’t promise I’ll become an expert horse rider again anytime soon… but helping people through mortgages? That part doesn’t scare me at all 😊

Sometimes the hardest part is simply taking that first step.

Anyone else gone back to something after years away and forgotten how nerve-wracking it feels?

26/05/2026

Client feedback like this is the reason I love what I do 💚

“Melissa was amazing and professional from start to finish. She gave excellent advice and was extremely thorough. She even helped me with questions I had about the buying process as her knowledge was vast.”

Helping clients feel supported and confident throughout the whole journey is so important to me, not just with the mortgage itself, but with all the questions that come up along the way too 🏡

Thank you so much for the recommendation, it genuinely means a lot.


19/05/2026

They say if you want something done, ask a busy person.

If you want it done with military precision and a can-do attitude, ask a military spouse 🇬🇧

Military life often means juggling postings, deployments, house moves, childcare, paperwork, and long periods apart, all while trying to create stability around service life.

So when it comes to mortgages, it helps to speak to someone who understands that military families don’t always fit into “normal” routines.

Whether you’re:
• buying your first home
• relocating due to posting
• using Forces Help to Buy
• remortgaging during service

I aim to keep the process as clear, straightforward, and flexible as possible.

Flexible appointments around military schedules
Remote appointments available
Clear guidance throughout the process

Today I’m a little heartbroken… 💔I knew it was coming.One of my closest friends asked me to sort her mortgage applicatio...
16/05/2026

Today I’m a little heartbroken… 💔

I knew it was coming.

One of my closest friends asked me to sort her mortgage application because she’s buying a new home by the coast. And honestly… I don’t blame her. A life by the sea has always been her dream 🌊

Now, as a mortgage broker, I’m obviously professional, organised, and completely unbiased…

…except I may have subconsciously hoped the application would fail for literally any tiny reason so she’d stay a bit closer to me 😅

But no. Of course not.

Decision back within 48 hours. Smooth, straightforward, no drama. Boom. Mortgage offered ✔️

Turns out when you prepare properly, have everything ready before selling and offering on a new property, and use a broker who obsesses over every detail… things tend to go very well.

Unfortunately for me, that means she is now moving THREE HOURS away 😭

I’ve already studied the floor plans and chosen my new bedroom, so realistically I’ll be there that often we may need to rename Wiltshire Key Mortgage Solutions to “Devon Key Mortgage Solutions” soon 😂

All jokes aside, helping people make their dream move happen is one of the best parts of this job… even when it means they move miles away from you.

Here’s to lots of adventures together in Devon 🥂✨

There’s a lot of mortgage “advice” out there… and not all of it is helpful 👀What worked for your mate, neighbour or cous...
15/05/2026

There’s a lot of mortgage “advice” out there… and not all of it is helpful 👀

What worked for your mate, neighbour or cousin five years ago might not work for you today.

Mortgage rates, lender criteria and affordability rules change all the time, especially for first time buyers, self employed applicants and anyone looking to remortgage.

That’s why personalised mortgage advice matters.

If you’re thinking about buying a home, moving house or reviewing your current mortgage, feel free to message me for clear, honest, personal advice tailored to you 📩

✨ A very special day at Buckingham Palace ✨This week, my husband and I had the incredible honour of attending a Garden P...
14/05/2026

✨ A very special day at Buckingham Palace ✨

This week, my husband and I had the incredible honour of attending a Garden Party at Buckingham Palace in recognition of his service in the Army.

It was such a proud and memorable experience, and a lovely reminder of the dedication, resilience, and sacrifices that Armed Forces families make every day behind the scenes.

Being part of military life has given me a real understanding of the unique challenges service families can face when it comes to mortgages and moving home. From postings and relocations to overseas assignments and changing circumstances, it is rarely as straightforward as a standard application.

That is one of the reasons I am so passionate about helping Armed Forces personnel and their families find clear, honest mortgage advice that genuinely works for their situation.

Whether you are:
🏡 Buying your first home
🏡 Moving due to a posting
🏡 Looking at Forces Help to Buy
🏡 Remortgaging
🏡 Planning for life after service

I am always happy to help💚

We speak to mortgage clients every single day.And honestly?We keep seeing the SAME mistakes costing people time, money a...
06/05/2026

We speak to mortgage clients every single day.

And honestly?

We keep seeing the SAME mistakes costing people time, money and unnecessary stress.

Here are the biggest ones to avoid 👇

❌ Going straight to one lender

Your bank can only offer their own products.

A whole-of-market broker can compare hundreds of deals, including lenders you may never have heard of.

That difference can save you thousands over the life of your mortgage.

❌ Not understanding affordability properly

It’s not just about salary anymore.

Lenders also look at:
• credit commitments
• childcare costs
• monthly spending
• existing debt

And then they stress test everything.

Know your real position before you start viewing houses.

❌ Thinking the mortgage offer is the finish line

It isn’t.

Conveyancing delays happen all the time.

And if your offer expires before completion, you could end up reapplying at a worse rate.

Timing matters more than people realise.

❌ Believing an Agreement in Principle means you’re fully approved

It doesn’t.

You still need:
• full underwriting
• document checks
• a valuation

An AIP is a great first step, but it’s not the final answer.

⚠️ Bonus mistake — leaving your remortgage too late

If your fixed rate ends within the next 6 months, you can usually secure a new deal now.

Waiting until the last minute can seriously limit your options.

The good news?

Every single one of these mistakes is avoidable with the right advice.

If you’re unsure where you stand, just send me a message.

Address

Enford
Pewsey
SN96DB

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 2pm

Telephone

+447582585341

Website

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