Jones and Young

Jones and Young We are dedicated to creating a meaningful, long-term relationship with you that is based on understanding, knowledge and commitment to progress.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT. Jones and Young Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 950544. Registered in England No. 13208127. Trading office address for Jones and Young Limited is 16a College Street, Petersfield, GU31 4AD. The FCA does not regulate some investment mortgage contracts.

23/08/2026

Is your mortgage fixed rate coming to an end? Don’t wait until the last minute! In this video, we explain what happens when your fixed rate ends, when you should start reviewing your options, and how planning ahead could help you secure a suitable deal and avoid unnecessary costs.

22/08/2026

Can you get a mortgage with just one year of self-employment? The answer is yes, but it depends on your circumstances and the lender’s criteria. In this video, we explain what lenders may look for, how your income could be assessed, and why using the right broker can make a difference.

21/08/2026

Self-employed and wondering how lenders calculate mortgage affordability? Your income can be assessed differently compared with employed applicants, with factors like salary, dividends, retained profits and trading history potentially considered. In this video, we explain how affordability works for self-employed borrowers and what you can do to improve your chances of getting approved.

20/08/2026

Self-employed and looking for a mortgage? Getting approved can be more complicated when your income isn’t straightforward. A specialised mortgage broker understands how lenders assess self-employed applicants and can help find options suited to your circumstances. But do you really need one? Here’s what you should know before applying!

17/08/2026

Can retained profits be used when calculating mortgage affordability? If you’re self-employed and have profits retained in your limited company, the answer can depend on the lender. In this video, we explain how retained profits may be considered, what lenders look for, and how they could impact your borrowing potential.

16/08/2026

Have your self-employed profits fallen and you’re worried you won’t get a mortgage? Don’t panic! In this video, we explain how lenders assess reduced profits, what they consider when reviewing your accounts, and the options that may still be available. Find out what you need to know before applying for your mortgage.

15/08/2026

Does your income change from year to year when you’re self-employed? Don’t worry, this doesn’t automatically mean you can’t get a mortgage. In this video, we explain how lenders assess fluctuating income, which figures they may use, and what you can do to maximise your mortgage options and borrowing potential.

15/08/2026

Can you still get a mortgage if you’re self-employed with bad credit? The answer may surprise you! In this video, we explain what lenders look at, how your credit history can affect your options, and what steps you can take to improve your chances of mortgage approval. Don’t assume you’re automatically rejected!

14/08/2026

Are you a first-time buyer, whether you’re employed or self-employed? Getting your first mortgage can feel confusing, but being self-employed doesn’t mean you have fewer options. In this video, we explain what lenders look for, how income is assessed, and what first-time buyers need to know before applying for a mortgage.

14/08/2026

Are self-employed people charged higher mortgage rates? Not necessarily! In this video, we explain how lenders assess self-employed applicants, what can affect your mortgage rate, and why your income, accounts, deposit and credit history matter.

Address

16 College Street
Petersfield
GU314AD

Telephone

+441730776076

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