Louise Riley - Zest Financial Ltd

15/10/2026

Thinking about buying your first home soon? 🏠🏠

Lenders look at more than just your bank balance—they look at your financial habits.

Small mistakes can delay your application or affect your borrowing power.

Save this post for later.

If you have any questions, drop them below or contact me by:
📞 07734 262938
📧 [email protected]

13/10/2026

Focusing only on the headline mortgage rate.

The rate is important, but you should also consider things like:
🔵Fees
🔵Early repayment charges
🔵 Product features
🔵Overall cost
🔵 Whether the mortgage is suitable for your circumstances

Cheapest doesn't always mean best.

If you’re unsure where to start, drop me a message anytime.
📞 07734 262938
📧 [email protected]

Your property may be repossessed if you do not keep up repayments on your mortgage
FP25753

08/10/2026

This is probably one of the first questions most buyers want answered.

But there isn't one magic calculation that applies to everyone.

Lenders consider a range of factors, including income, commitments, household circumstances and their own lending criteria.

So rather than asking:
“How much will they lend me?”

It can be more useful to ask:
“What mortgage is affordable and suitable for me?”

🏠 That's where proper advice can make a difference.

📩 If you’re thinking about buying a home or remortgaging this year, feel free to message me for guidance.
📞 07734 262938
📧 [email protected]

Your property may be repossessed if you do not keep up repayments on your mortgage
You may have to pay an early repayment charge to your existing lender if you remortgage
FP25753

02/10/2026

If you are Self Employed, as of Monday 6th October 2026 lenders will request to see your 2025-2026 Tax Calculations and corresponding Tax Year Overviews.

This is because the most recent year-end must not be more than 18 months old.
Please make sure you have submitted these, so you are able to provide us with the required documents on your next mortgage application to avoid delays.

Your home may be repossessed if you do not keep up your mortgage repayments.
FP18290

29/09/2026

Whether you own one property or a growing portfolio, your mortgage strategy matters.

We help landlords:
📊 Review existing Buy-to-Let deals
💷 Explore remortgage opportunities
📈 Assess rental stress testing requirements
🏘️ Structure portfolios more efficiently (where applicable)

With changing rates and lender criteria, it’s worth checking whether your current deal is still competitive.

💬 Get in touch for a landlord mortgage review.
📞07734 262938
📧 [email protected]

Your property may be repossessed if you do not keep up repayments on your mortgage
You may have to pay an early repayment charge to your existing lender if you remortgage
Not all Buy to Lets are regulated by the Financial Conduct Authority
FP23697

27/09/2026

Exclusive: Policy initiative for England will help more young people on to property ladder, prime minister tells Guardian

24/09/2026

🌟 Another fantastic Google review! 🌟

I am always so grateful when my customers take the time to share their experience with me. Your feedback means a lot and helps others discover what I'm all about. ❤️

Want to see what customers are saying? 👀

Check out all the companies Google Reviews and thank you to everyone who has taken the time to leave me a review. ⭐⭐⭐⭐⭐

https://share.google/nNNO1HhgCn4IdBFej

23/09/2026

Take a look at this property for sale in Whittlesey!

4 bedroom detached house for sale in Elm Park, Whittlesey, Peterborough, PE7 for £375,000. Marketed by Sharman Quinney, Whittlesey

21/09/2026

If your current mortgage deal is ending—or you simply want to review your options—remortgaging could help you take greater control of your finances.

Here are 5 reasons many homeowners choose to remortgage!

I help you review your options and guide you through the remortgage process from start to finish.

📩 Message me today to find out more
📞 07734 262938
📧 [email protected]

Your property may be repossessed if you do not keep up repayments on your mortgage
FP23697

17/09/2026

If your fixed rate ends within the next six months, don't wait until the last minute.

✔️ Review your mortgage options.
✔️ Avoid moving onto your lender's Standard Variable Rate.
✔️ Check your protection is still right for you and your family.

A quick review today could help you plan ahead with confidence.

📩 Send me a message to arrange your mortgage and protection review.
📞 07734 262 938
📧 [email protected]

Your property may be repossessed if you do not keep up repayments on your mortgage
You may have to pay an early repayment charge to your existing lender if you remortgage
FP23697