Zest Financial Ltd

Zest Financial Ltd Zest Financial Ltd is able to advise you on buying your first home, moving house, remortgaging, or buying an investment property.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Buying a home doesn’t have to feel overwhelming — here’s a simple guide to take you from start to finish:1️⃣ Get Mortgag...
08/06/2026

Buying a home doesn’t have to feel overwhelming — here’s a simple guide to take you from start to finish:

1️⃣ Get Mortgage Ready
✔ Check your credit score
✔ Review your income & outgoings
✔ Save for your deposit (typically 5–20%)
2️⃣ Speak to a Mortgage Advisor
This is where I come in 👋
✔ Find out how much you can borrow
✔ Get advice tailored to your situation
✔ Secure a Decision in Principle (DIP)
3️⃣ Start House Hunting
✔ Set a realistic budget
✔ View properties with confidence
✔ Make an offer when you find “the one”
4️⃣ Mortgage Application
✔ Submit your full application
✔ Provide documents (ID, payslips, bank statements)
✔ Lender carries out checks & valuation
5️⃣ Legal Work Begins
✔ A solicitor handles searches & contracts
✔ Final checks are completed before exchange
6️⃣ Mortgage Offer Issued
✔ Your lender confirms the mortgage
✔ You’re one step closer to owning your home!
7️⃣ Exchange Contracts
✔ Pay your deposit
✔ Commit to the purchase legally
8️⃣ Completion Day 🎉
✔ Funds are transferred
✔ Keys are yours — you’re officially a homeowner!

💬 We'll guide you through every stage, making the process clear, simple, and stress-free.

Thinking of buying? Let’s chat and get you started 📩

Your property may be repossessed if you do not keep up repayments on your mortgage
FP21406

You don’t always need a 10–20% deposit to get a mortgage.Some lenders offer 5% deposit options — meaning you could get o...
06/06/2026

You don’t always need a 10–20% deposit to get a mortgage.

Some lenders offer 5% deposit options — meaning you could get on the ladder sooner than expected.

Want to know if you qualify? Let’s chat 👇
📞 01733 857785
📧 [email protected]

Your property may be repossessed if you do not keep up repayments on your mortgage
FP21406

Port your mortgage or switch lender?Sometimes staying with your current lender makes sense.Sometimes it doesn’t.Before y...
03/06/2026

Port your mortgage or switch lender?

Sometimes staying with your current lender makes sense.

Sometimes it doesn’t.

Before you make an offer on your next home, let’s review your mortgage position so there are no surprises.

📩 Message us today to find out more
📞 01733 857785
📧 [email protected]

Your property may be repossessed if you do not keep up repayments on your mortgage
FP21406

🔑 Your Path to Homeownership Starts Here! 🏡Whether you're a first-time buyer, looking to remortgage, or want to explore ...
01/06/2026

🔑 Your Path to Homeownership Starts Here! 🏡

Whether you're a first-time buyer, looking to remortgage, or want to explore your options, we are here to help you every step of the way!

✅ Personalized Mortgage Advice
✅ Access to a Range of Lenders
✅ Simple, Stress-Free Process

Let us help you find the best deal tailored to your needs. 💼✨

Got questions? Drop us a message
📞 01733 857785
📧 [email protected]

Your property may be repossessed if you do not keep up repayments on your mortgage
You may have to pay an early repayment charge to your existing lender if you remortgage
FP19416

Have you thought about your Family Protection? If you couldn’t work due to illness or injury, how would your family cope...
29/05/2026

Have you thought about your Family Protection?

If you couldn’t work due to illness or injury, how would your family cope financially? 💭

Income protection can give you peace of mind, knowing the bills are covered while you recover.

Let’s find a plan that fits your budget — because protecting your family shouldn’t be stressful.

As with all insurance policies, conditions and exclusions will apply.
FP19416

We know it can feel tricky to get a mortgage when you’re running your own business — but it’s definitely possible!We wor...
27/05/2026

We know it can feel tricky to get a mortgage when you’re running your own business — but it’s definitely possible!

We work with lenders who understand flexible incomes and self-employed success stories.

Let’s make your dream home a reality.💚
💬 Message us today
📞 01733 857785
📧 [email protected]

Your property may be repossessed if you do not keep up repayments on your mortgage
You may have to pay an early repayment charge to your existing lender if you remortgage
FP19416

Please note the office will be closed on Monday 25th May 2026 for the Bank Holiday. We will reopen on Tuesday at 9am Tha...
24/05/2026

Please note the office will be closed on Monday 25th May 2026 for the Bank Holiday.

We will reopen on Tuesday at 9am

Thank you!

Don’t roll onto your lender’s standard variable rate — it could mean paying much more each month!Let’s chat and see if w...
21/05/2026

Don’t roll onto your lender’s standard variable rate — it could mean paying much more each month!

Let’s chat and see if we can find you a better deal. A quick review could save you hundreds.

💬 Message us today to get started on your home-buying journey.
📞 01733 857785
📧 [email protected]

Your property may be repossessed if you do not keep up repayments on your mortgage
You may have to pay an early repayment charge to your existing lender if you remortgage
FP19416

Getting onto the property ladder can feel overwhelming — deposits, affordability checks, credit scores… where do you eve...
19/05/2026

Getting onto the property ladder can feel overwhelming — deposits, affordability checks, credit scores… where do you even start?

That’s where we come in.

We'll help you:
🔵Understand exactly how much you can borrow
🟢Explore deposit options (including gifted deposits)
🔵Navigate schemes available to UK buyers
🟢Secure a mortgage tailored to your situation

No jargon. No confusion. Just clear, honest advice to get you moving.

Ready to take the first step?
Send us a message 📩
📞 01733 857785
📧 [email protected]

Your property may be repossessed if you do not keep up repayments on your mortgage
FP21406

From today, Halifax has launched a new low deposit mortgage scheme designed to help First-Time Buyers get onto the prope...
18/05/2026

From today, Halifax has launched a new low deposit mortgage scheme designed to help First-Time Buyers get onto the property ladder with a minimum personal deposit of just £5,000.

Key features include:
🟢Available up to a maximum purchase price of £300,000
🔵Minimum personal deposit of £5,000 (cannot be gifted)
🟢Proof of deposit may be required
🔵Available for employed and self-employed applicants
🟢No minimum income requirement
🔵Only one applicant on a joint application needs to be a First-Time Buyer
🟢The property must be your only residence – applicants cannot own or have an interest in another property, including buy-to-lets or second homes.

If you would like more information or would like to discuss whether this scheme could work for you, please do not hesitate to get in touch.

🗨Message today to find out more
📱01733 857785
✉ [email protected]

Your property may be repossessed if you do not keep up repayments on your mortgage
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Address

Pinnacle House
Peterborough
PE15YD

Telephone

+441733857785

Website

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