AMB Financial Ltd

07/07/2026

Homeowners face paying £45 a month more on average when they move onto a new deal over the next two years.

08/05/2025

The Bank cuts rates for the second time this year, saying the slowdown in inflation was behind the move.

08/12/2024

The UK's largest mortgage lender said the average house price hit £298,083 last month.

27/11/2023

Andrew Bailey, governor of the Bank of England, says lowering inflation further will be "hard work".

21/09/2023

The decision comes a day after figures revealed an unexpected slowdown in UK price rises in August.

23/06/2023

Extra help has been announced for struggling mortgage borrowers after crunch meeting between Jeremy Hunt and major banks

04/06/2023

With rates rising and mortgages disappearing from the market, buyers reveal their struggles to get a deal.

30/05/2023

Lenders are "reassessing" their offers amid concerns about how high interest rates will go.

26/05/2023

Britain's biggest building society says it is putting up rates due to the current economic climate.

09/05/2023

Key eligibility criteria ( 5.49% - Fixed for 5 Years)

-Each applicant must be a First Time Buyer
-Each applicant must be aged 21 or over
-The same people who are renting now (and have been for the last 12 months) must be the same people on the mortgage (Exceptions apply - see our website for more information)
-Must have proof of having paid rent for at least 12 months’ in a row, within the last 18 months
-Must also have 12 months experience paying all household bills within the last 18 months
-Each applicant will have no missed payments on debts / credit commitments in the last 6 months
-The monthly mortgage payment must be equal to or lower than the average of the last 6 months rental cost
-The deposit must be less than 5%
-Maximum loan size £600,000
-Not available on New Build flats

The product requires a good credit history, but does not need the financial backing of family or friends.