Laura_themortgagemum

Laura_themortgagemum Mortgage Broker

I didn’t become a mortgage & protection broker just to find rates.I do this because buying a home, remortgaging, or prot...
16/02/2026

I didn’t become a mortgage & protection broker just to find rates.

I do this because buying a home, remortgaging, or protecting your family are big decisions — and they can feel overwhelming without the right guidance.

I’ve seen how confusing the process can be when people are left to figure it out alone.
Too much jargon. Too many opinions. Not enough clarity.

My role is to simplify it.
To explain things properly.
To make sure you understand your options.
And to help you make decisions with confidence.

It’s not about pushing products.
It’s about giving straight, honest advice that fits your situation.

If you ever want a conversation without pressure or jargon, my inbox is always open.

📩 Message me if you’d like clear, straight-talking advice.

Mortgage Overpayments 🏡Even small extra payments can make a BIG difference.Reduce your loan balance faster📉 Pay less int...
12/02/2026

Mortgage Overpayments 🏡

Even small extra payments can make a BIG difference.

Reduce your loan balance faster
📉 Pay less interest over time
⏳ Potentially cut years off your mortgage

Before overpaying:
✔️ Check for early repayment charges
✔️ Make sure you’ve got an emergency fund
✔️ Clear high-interest debt first

Small amounts. Long-term impact.

05/02/2026

Mortgage news you need to know whilst I make a brew!

Santander have just launched a 98% loan-to-value mortgage — meaning only a 2% deposit

✅ Aimed mainly at first-time buyers
✅ Houses only
✅ Strong credit history needed
✅ Stable income & full affordability checks apply

This is another big lender breaking the 5% deposit barrier, which could be a real game-changer for buyers struggling to save.

💬 Think this could work for you? Message me and I’ll check whether you’d qualify.

MortgageBroker HomeBuyingJourney

Protection often costs less than people expect — especially when it’s the right fit.A bit like Cinderella’s glass slippe...
30/01/2026

Protection often costs less than people expect — especially when it’s the right fit.

A bit like Cinderella’s glass slipper, protection isn’t about picking the first option you see or copying what someone else has. It’s about finding something that fits your income, lifestyle, and priorities.

That’s why so many people are surprised when they actually see the numbers. Once it’s tailored properly, protection can be far more affordable than assumed — and far more useful when it matters.

It’s not about fear or over-insuring.
It’s about finding the right fit, so your home and finances are supported if the unexpected happens.

Protection is a bit like Cinderella’s glass slipper.It’s not about grabbing the first one you see — it has to fit.If you...
26/01/2026

Protection is a bit like Cinderella’s glass slipper.

It’s not about grabbing the first one you see — it has to fit.

If you couldn’t work due to illness or an accident, your mortgage and bills would still need paying, but the right protection is the one that fits your income, lifestyle, and priorities — not someone else’s.

What works for one person might be completely wrong for another, which is why protection isn’t one-size-fits-all.

It’s not about fear.
It’s about finding the right fit, so you’re protected if the unexpected happens.

I wanted to share a recent client case, because it shows how personalised advice really matters.This client was coming t...
23/01/2026

I wanted to share a recent client case, because it shows how personalised advice really matters.

This client was coming to the end of their mortgage deal and also had an amount of unsecured debt with high monthly repayments.

We looked at all the options and had a proper conversation about priorities — including the pros and cons of adding debt to the mortgage.

The main goal was to improve monthly cashflow and reduce pressure, and the outcome was that they’re now over £1,200 a month better off, with their mortgage actually set to finish earlier than planned.

Every situation is different, but this is why it’s always worth reviewing your options rather than assuming

21/01/2026

Did you know that remortgaging doesn’t always mean switching lenders?

When I review a mortgage, I look at both your existing lender’s options and what’s available elsewhere — so you can be confident you’re making the right decision for your situation.

It’s not about moving for the sake of it.
It’s about exploring all the options first.

📩 Message me if your deal is ending and you’d like a no-pressure review.

Many people don’t think about remortgaging until their deal has already ended — and by then, they can end up paying more...
19/01/2026

Many people don’t think about remortgaging until their deal has already ended — and by then, they can end up paying more than they need to.

Starting early gives you time to review your options, avoid higher standard rates, and plan with confidence.

If your mortgage deal ends in the next 6–9 months, it’s worth checking where you stand.

One of the biggest reasons people delay buying is because they think they don’t have enough saved.The truth is, you don’...
16/01/2026

One of the biggest reasons people delay buying is because they think they don’t have enough saved.

The truth is, you don’t always need a huge deposit to get a mortgage.

Low-deposit options can be available depending on things like:
• Your income and outgoings
• Your credit history
• The type of property you’re buying
• The lender’s criteria at the time

What works for one person won’t necessarily work for another — which is why personalised advice matters.

If you’re unsure whether your deposit is “enough”, it’s worth checking rather than assuming.

📩 Message me your situation and I’ll help you understand what options might be available to you — no pressure, just clarity.

14/01/2026

First-time buyer tip 🏡
Before you start house hunting, speak to a broker.
Clarity first. Confidence next. Keys last 🔑

One of the biggest mistakes I see first-time buyers make is falling in love with a house before understanding their budg...
12/01/2026

One of the biggest mistakes I see first-time buyers make is falling in love with a house before understanding their budget.

They start viewing, making offers, and then realise later what they can actually afford — which can cause delays or disappointment.

Getting your numbers clear first gives you confidence and puts you in a stronger position when you find the right home.

Want to know more? follow my link in my BIO

You must go to your bank Bad credit = no mortgage You need a huge deposit These mortgage myths stop people buying every ...
09/01/2026

You must go to your bank
Bad credit = no mortgage
You need a huge deposit

These mortgage myths stop people buying every single day.

The truth is, mortgages aren’t one-size-fits-all — and most situations have more options than people realise.

If you’ve been holding back because of something you’ve heard, it’s worth getting clarity.

Address

Pershore

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 10am - 6pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+447747101468

Website

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