Nick Hingston - Mortgage adviser

20/05/2026

Would love to see my clients benefit from this 🙂. Go and support your local business and have a free drink ☕️

☕✨ BIG NEWS ✨☕

We’re excited to share that the fantastic Nick Hingston - Mortgage adviser is treating our customers to the FIRST 50 hot drinks at Brew Beginnings this Saturday! 🙌💚

So whether your go to is a creamy latte, frothy cappuccino, classic Americano or a comforting cup of tea, your drink could be on Nick ☕✨

Come down, relax in the sun and enjoy a drink with us this Bank Holiday weekend 👋

📍 Meade Park, Stoke Gifford, BS32 8AQ
📅 Saturday 23rd May
⏰ Open 9am – 4pm

A huge thank you to Nick for supporting local businesses and helping spread a little kindness throughout the community 💚

We’ve known Nick for many years and he’s always been incredibly supportive, professional and honest giving us fantastic mortgage advice whenever we’ve needed it. Be sure to give his page a follow and show him some support too! ☕👏

18/05/2026

Introducing the £5,000 deposit mortgage with Halifax which has launched today.

🏡 only one customer on a joint application needs to be a first time buyer.

🏡 £5,000 minimum personal deposit which cannot be gifted.

🏡 Employed and self employed customers eligible.

Great to see Halifax have joined Accord mortgages and Newcastle building society by offering this product to help more first time buyers onto the property ladder.

Interest rates will always be higher on these products.

Please share and comment on this post to help as many people as possible.

Your home may be repossessed if you do not keep up repayments on your mortgage.

15/05/2026

I submitted a home mover application this morning for very loyal clients of mine which made me look back at our working relationship.

🏡2016 I arranged their mortgage as first time buyers.

🏡2019 I secured a lower rate for them, saving them money each month.

🏡2021 I arrange a home mover application where we ported their existing mortgage to avoid paying an early repayment charge.

🏡2024 involved securing another rate whilst factoring in two parts to their mortgage.

🏡2026 another home mover application which will now factor in 3 mortgage parts on different rates and end dates which we will look to bring together in the future.

As clients, you are not a one off transaction to me. I will look after your mortgage throughout the term to help you make the right choices and pay less in the long run.

Thank you so much to all of my clients who continue to trust me with their largest liability.

23/04/2026

⬇️⬇️ Mortgage rates are decreasing ⬇️⬇️

🏡 After a tough month of rapid rate increases, lenders are starting to decrease their rates with more lenders following suit tomorrow.

🏡 These cuts are mainly beneficial to first time buyers and home movers which will help to kick start the purchase market.

🏡 Not much movement on remortgages or product transfers but hopefully this will follow suit, soon.

🏡 Please do get in touch if you would like my advice on all of the above.

Your home may be repossessed if you do not keep up repayments on your mortgage.

23/03/2026

Interest rates have jumped up significantly in the past week with further increases from lenders expected this week.

I would normally contact my existing clients 3 to 4 months before their current deal comes to an end but think it would be sensible to extend that to 4 to 6 months to secure something before rates increase further.

I have lots of clients to contact but feel free to get in touch with me ASAP if your deal is ending this year.

Your home may be repossessed if you do not keep up repayments on your mortgage.

05/02/2026

Introducing the 2% deposit mortgage with Santander!

🏡 First time buyers only.
🏡 Minimum deposit of £10,000.
🏡 up to 98% loan to value.
🏡 Maximum term of 40 years.
🏡 Minimum loan of £190,001.
🏡Not available for flats.
🏡Not available for new build homes.

Great news for first time buyers and those struggling to save a higher deposit.

Please share this post so we can help as many first time buyers as possible. This scheme is one of many ways that I can help buyers achieve their dream of buying their first home.

Your home may be repossessed if you do not keep up repayments on your mortgage.

26/12/2025

🎄 Merry Christmas 🎄

Hope you are all enjoying the Christmas period with your loved ones.

12/12/2025

Thank you to everyone who continues to recommend and use my service. You have all contributed towards this 🙂.

09/12/2025

Are you looking to purchase in 2026?

Whether you are a first time buyer or home mover, I can help you from start to finish.

We can discuss affordability to work out how much you are able to borrow and how much the mortgage payments will cost per month.

We can look into your credit score to make sure you are in a good position to start viewing properties.

I can recommend a reputable solicitor and estate agent.

I will be there for you every step of the way.

Even if we discover that you are not yet in a position to proceed, then we will put a plan in place to make your dream of buying a house achievable.

Your home may be repossessed if you do not keep up repayments on your mortgage.

25/11/2025

⬇️ Interest rates continue to decrease this week with the lowest being a home mover rate of 3.55%.

Please note this is at 60% loan to value.

Remortgage and first time buyer rates are also decreasing. Let's hope this trend continues.

Interest rates are subject to affordability, credit score and full underwriting.

I will continue to monitor rates for my existing clients but feel free to get in touch for reassurance.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The rate mentioned above is subject to change.