Ellis-Ridings Mortgage Solutions

Ellis-Ridings Mortgage Solutions Ellis-Ridings Mortgage Solutions - Your home finance experts

πŸ™Œ That Feeling When Your Mortgage Offer Lands…After the documents, the affordability checks, the application, the valuat...
02/09/2026

πŸ™Œ That Feeling When Your Mortgage Offer Lands…

After the documents, the affordability checks, the application, the valuation and the waiting...

OFFER ISSUED. πŸ‘πŸŽ‰

Suddenly it all becomes very real.

Whether you're buying your first home, moving somewhere new or finally getting the mortgage you've been working towards, that little word "OFFER" can mean an awful lot.

And yes… celebrating like this is completely acceptable. πŸ˜‚

We’ll handle the mortgage. You practise the celebration. πŸ’ƒπŸ•Ί

πŸ“© Ready to start your own mortgage journey?

Your home may be repossessed if you do not keep up repayments on your mortgage.

🏑 Home Is Where The Heart Is… And The Dog. 🐢❀️Forget the perfect kitchen.Forget the extra bedroom.Forget the south-facin...
01/09/2026

🏑 Home Is Where The Heart Is… And The Dog. 🐢❀️

Forget the perfect kitchen.

Forget the extra bedroom.

Forget the south-facing garden.

Sometimes finding the perfect home is simply about finding somewhere with enough space for the people β€” and four-legged family members β€” you love. 🐾

You find the home.

We’ll help with the mortgage. πŸ”‘πŸ‘

πŸ“© Ready to start looking?

Your home may be repossessed if you do not keep up repayments on your mortgage.

🏑 What Does Your Next Home Look Like?More space?An extra bedroom?A bigger garden? 🌳A home office?Or simply somewhere tha...
31/08/2026

🏑 What Does Your Next Home Look Like?

More space?
An extra bedroom?
A bigger garden? 🌳
A home office?
Or simply somewhere that finally feels like yours?

Whatever the picture in your head looks like, understanding the mortgage side before you start searching can put you in a much stronger position.

How much can you borrow?
What will the monthly payments look like?
Which lenders could suit your circumstances?
What price range should you actually be searching in?

Get the numbers sorted first. Then go and find the home. πŸ”‘

πŸ“© Thinking about moving? Let's find out what's possible.

Your home may be repossessed if you do not keep up repayments on your mortgage.

πŸ” Looking For A Mortgage? This Could Be The Only Search You Need.Instead of searching...β€œBest mortgage ratesβ€β€œHow much c...
28/08/2026

πŸ” Looking For A Mortgage? This Could Be The Only Search You Need.

Instead of searching...

β€œBest mortgage rates”
β€œHow much can I borrow?”
β€œWhich mortgage lender is best?”
β€œCan I get a mortgage if…?”

Start with Ellis-Ridings Mortgage Solutions.

As whole-of-market mortgage advisers, we can search over 150 different lenders, understand your circumstances and find the options that fit you.

First-time buyer? 🏑
Moving home? πŸ”‘
Remortgaging? πŸ’·
Self-employed? πŸ“Š
Something a little more complicated? πŸ€”

One conversation. A whole market of possibilities.

πŸ“© Get in touch and let us do the searching for you.

Your home may be repossessed if you do not keep up repayments on your mortgage.

28/08/2026

🧩 Mortgage broking is basically solving puzzles for a living.

And strangely, that's probably the part of the job I enjoy most.

A client comes to me and something doesn't quite fit…

Maybe it's:

🏑 The property
πŸ’· The income
πŸ“„ Employment history
πŸ“‰ Previous credit issues
🌍 Visa status
πŸ”‘ Or simply finding a lender whose criteria fits the situation

Then the detective work starts. πŸ”Ž

I've been doing this long enough to know that when the obvious answer doesn't work, it doesn't necessarily mean there isn't an answer.

Sometimes you've just got to keep looking for that missing piece.

And anyone who's followed this page for a while will know I'm not particularly good at putting a tricky case down until I've worked it out. πŸ˜‚

It's probably why I still genuinely enjoy being a mortgage broker after all these years.

Every case is a slightly different puzzle. 🧩🏑

⚠️ Mortgage lending is subject to individual circumstances, affordability and lender criteria. Your home may be repossessed if you do not keep up repayments on your mortgage.

🏑 Your Mortgage Deal Is Ending… Who Do You Trust With What Comes Next?Remortgaging isn't simply about finding the lowest...
27/08/2026

🏑 Your Mortgage Deal Is Ending… Who Do You Trust With What Comes Next?

Remortgaging isn't simply about finding the lowest rate on a comparison table.

It's about understanding your circumstances, your plans and the whole market available to you.

Could you reduce the term?
Could you improve your monthly payments?
Do you need additional borrowing?
Would staying with your existing lender actually be the better option?

With access to over 150 different lenders and over 30 years of combined financial services experience, we can compare the options and help you make an informed decision about what comes next.

Your mortgage is probably one of your biggest financial commitments.

Having experienced, whole-of-market advisers in your corner matters.

πŸ“© Fixed rate ending? Let's review your options.

Your home may be repossessed if you do not keep up repayments on your mortgage.

🏑 A Mortgage Gets You a House. The Memories Make It Home.The first morning coffee in the new kitchen. β˜•The kids running ...
26/08/2026

🏑 A Mortgage Gets You a House. The Memories Make It Home.

The first morning coffee in the new kitchen. β˜•
The kids running around choosing their bedrooms.
Sunday dinners around the table.
Christmas mornings. πŸŽ„
Birthdays, BBQs and everything in between.

When we arrange a mortgage, we're dealing with rates, affordability, paperwork and lenders...

But we never forget what it's actually for.

It's not just about getting a mortgage.

It's about getting you home. ❀️

Thinking about making your next move? We'd love to help you make it happen.

Your home may be repossessed if you do not keep up repayments on your mortgage.

πŸ‘€ Doing a Bit of Mortgage Research?Maybe you've found yourself scrolling through our website thinking...How much could I...
25/08/2026

πŸ‘€ Doing a Bit of Mortgage Research?

Maybe you've found yourself scrolling through our website thinking...

How much could I borrow?
What would my monthly payments look like?
Could I actually afford the house I've seen?
Where do I even start?

Researching online is a great first step β€” but mortgages aren't one-size-fits-all.

Your income, deposit, credit commitments, employment, property and circumstances can all change what's available.

So when Google has given you enough tabs to last a lifetime... πŸ˜‚

Come and have a conversation with us instead.

We'll help you understand your options, your budget and what might actually be achievable across the market. 🏑

Your home may be repossessed if you do not keep up repayments on your mortgage.

🀯 Shared Ownership Buyers: Why Have TWO Financial Assessments When You May Be Able To Have ONE?This is something many Sh...
24/08/2026

🀯 Shared Ownership Buyers: Why Have TWO Financial Assessments When You May Be Able To Have ONE?

This is something many Shared Ownership buyers simply don't realise.

Buying through Shared Ownership isn't just about getting a mortgage.

Your income and expenditure also need to be assessed to establish what share you can afford to purchase and whether the overall costs are sustainable.

And depending on the housing provider and their process, a suitably qualified mortgage adviser can potentially be involved in that affordability assessment as well as arranging the mortgage.

That can mean one adviser understanding:

🏑 The property
πŸ’· Your income and expenditure
πŸ“Š The share being purchased
πŸ”‘ Your mortgage requirements
πŸ“‘ The Shared Ownership affordability requirements

Shared Ownership is specialist.

Using someone who understands both sides of the process can make a real difference.

πŸ“© Buying Shared Ownership? Speak to us before you start the process.

πŸ‘‡ Tag someone who's looking at Shared Ownership.

Your home may be repossessed if you do not keep up repayments on your mortgage.

🏑 "I earn good money... I just don't have a deposit."Then you might want to read this.Because no deposit doesn't automat...
23/08/2026

🏑 "I earn good money... I just don't have a deposit."

Then you might want to read this.

Because no deposit doesn't automatically mean no mortgage.

Depending on your circumstances, there are lenders offering mortgages that can potentially allow eligible first-time buyers to purchase without the traditional 5% or 10% deposit.

There are criteria to meet, affordability still matters and these options won't be suitable for everybody.

But here's the important bit...

❌ Don't spend another two years saving because you assume you can't buy.

βœ… Find out what's actually possible first.

Sometimes the biggest barrier to buying your first home isn't your deposit.

It's not knowing your options.

Know someone earning a decent income who's still living at home because they can't save a deposit?

Send them this post. πŸ‘‡

Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

99B Dartmouth Road
Paignton
TQ45HU

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