Mortgages for Doctors

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Mortgages for Doctors At Mortgages for Doctors we provide specialist mortgage advice to the medical profession and n

DIP, LTV, ERC, SVR… mortgages come with a lot of abbreviations!We've picked out a few of the ones you might hear if you'...
28/10/2026

DIP, LTV, ERC, SVR… mortgages come with a lot of abbreviations!

We've picked out a few of the ones you might hear if you're buying your first home, and explained what they mean.

Swipe through for a quick guide →

And if there's a mortgage term you've come across that you'd like us to explain, let us know!

Your home may be repossessed if you do not keep up repayments on your mortgage.

Are you thinking about moving from a permanent NHS role into locum work?If you're also planning to buy a home or remortg...
21/10/2026

Are you thinking about moving from a permanent NHS role into locum work?

If you're also planning to buy a home or remortgage, you might be wondering how a change in employment could affect your mortgage options.

Different lenders have different criteria when it comes to locum income. Some may want to see a history of earnings, while others may consider different types of income evidence depending on your circumstances.

How you're employed, how long you've been working as a locum and the consistency of your income may all be relevant.

So if you're thinking about making the move, it could be worth finding out how lenders might assess your income before making any assumptions about what you can borrow.

If you've got questions about your mortgage options, get in touch.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Such a lovely client testimonial to start the week.Thank you for the kind words - Noemie's exactly the kind of support w...
12/10/2026

Such a lovely client testimonial to start the week.

Thank you for the kind words - Noemie's exactly the kind of support we aim to give every client, especially when circumstances get tricky.

If you're navigating a mortgage application and need someone who really understands medical careers and the challenges that come with them, get in touch.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Is your fixed mortgage deal coming to an end in the next few months?It could be worth looking at what's available before...
07/10/2026

Is your fixed mortgage deal coming to an end in the next few months?

It could be worth looking at what's available before you reach the end of your current deal.

You might decide to stay with your existing lender, or there may be other options worth looking at. And while the rate will obviously be important, it's not the only thing to think about. Fees, early repayment charges and what you need from your mortgage over the next few years can all make a difference.

Looking at your options early doesn't mean you have to make a decision there and then. It can give some extra time to understand what's available and where you stand.

If your current deal is coming to an end and you'd like to talk it through, get in touch.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Bank of England held Bank Rate at 3.75% again this month.So why have mortgage rates been moving?Because Bank Rate is onl...
30/09/2026

Bank of England held Bank Rate at 3.75% again this month.

So why have mortgage rates been moving?

Because Bank Rate is only part of the picture.

Lenders also price fixed-rate mortgages based on what's happening in financial markets and what markets expect could happen to interest rates in the future.

That means mortgage rates can move even when the Bank of England hasn't changed Bank Rate.

If you're buying, moving home or approaching the end of a fixed deal, it's worth looking at the options available for your own circumstances rather than trying to predict exactly what rates will do next.

If you've got a mortgage question, get in touch.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our September Mortgages for Doctors newsletter is now live and available to read.This month we cover the Bank of England...
25/09/2026

Our September Mortgages for Doctors newsletter is now live and available to read.

This month we cover the Bank of England's decision to hold rates at 3.75%, with the next review on 5th November.

Our First Time Buyer Hub breaks down budgeting, Shared Ownership and why checking your credit report is such an important step in the mortgage process.

We also spotlight Coventry's enhanced lending options for eligible first time buyers, in certain circumstances, cover Guaranteed Insurability Options and what they could mean for your protection cover, and include a practical moving home checklist for anyone planning their next move.

Read the full newsletter here - https://www.mortgagesfordoctors.com/blog-content/bank-of-england-update-first-time-buyer-hub-moving-home-checklist

Your home may be repossessed if you do not keep up repayments on your mortgage.

Information purposes only and correct at the time of issue.

18/09/2026

A little sneak peek at what's inside our September Mortgages for Doctors newsletter.

This month we're covering:
→ The latest Bank of England and lender updates
→ Our First Time Buyer Hub, including budgeting, shared ownership and credit reports
→ A practical checklist for anyone thinking about moving home

Plus, we've got the latest insurer updates and our usual jargon-busting along the way.

If you'd like to receive our newsletters straight to your inbox, just message us and we will add you to the list.

And if there's a mortgage topic you'd like us to cover in a future edition, let us know.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Starting a new job and thinking about a mortgage?For medical professionals, a change of role doesn't necessarily mean yo...
10/09/2026

Starting a new job and thinking about a mortgage?

For medical professionals, a change of role doesn't necessarily mean you have to put your plans on hold. You might be moving into a new training post, starting as a consultant, changing trusts or taking on different types of work.

How a lender views that change will depend on your individual circumstances and the lender's own criteria.

So rather than assuming you need to wait until you've been in your new role for a certain length of time, it's worth finding out what your options actually are.

If you're changing roles and have a mortgage question, get in touch.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Thinking about applying for a mortgage in the next few months?There are a few things worth looking at before you get to ...
01/09/2026

Thinking about applying for a mortgage in the next few months?

There are a few things worth looking at before you get to the application stage - from checking your credit report to understanding your regular financial commitments and knowing what you have available for your deposit and other buying costs.

None of these things tells you on its own what you'll be able to borrow. Every lender assesses applications differently, and your individual circumstances will matter too.

But having a clear picture of your finances is a useful place to start.

Swipe through for three things worth checking →

If you're thinking about buying and want to understand your mortgage options, get in touch.

Your home may be repossessed if you do not keep up repayments on your mortgage.

It's easy to focus on the mortgage rate. And of course, the rate matters, but it isn't the only thing worth looking at w...
26/08/2026

It's easy to focus on the mortgage rate. And of course, the rate matters, but it isn't the only thing worth looking at when you're comparing mortgage options.

Product fees, early repayment charges, the length of the deal and the lender's criteria can all make a difference to whether a mortgage is right for you.

The lowest headline rate isn't automatically the most suitable option for every borrower. That's why we look at the wider picture, rather than one number in isolation.

If you're reviewing your mortgage options, get in touch.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

Cadhay Barn, Cadhay, Ottery Street Mary
Ottery Saint Mary
EX111QT

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 8:30am - 4:30pm

Telephone

+441404514405

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