01/09/2026
Thinking about applying for a mortgage in the next few months?
There are a few things worth looking at before you get to the application stage - from checking your credit report to understanding your regular financial commitments and knowing what you have available for your deposit and other buying costs.
None of these things tells you on its own what you'll be able to borrow. Every lender assesses applications differently, and your individual circumstances will matter too.
But having a clear picture of your finances is a useful place to start.
Swipe through for three things worth checking β
If you're thinking about buying and want to understand your mortgage options, get in touch.
Your home may be repossessed if you do not keep up repayments on your mortgage.