Christopher Little & Co Financial Advisers

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Christopher Little & Co Financial Advisers We offer sound financial planning for individuals, families and companies. Contact us today to book. Contact us today to book your free initial meeting.

We offer sound financial planning for individuals, families and companies.

Brits are more risk-averse when considering investing than other nations.According to Manchester Metropolitan University...
02/11/2026

Brits are more risk-averse when considering investing than other nations.

According to Manchester Metropolitan University, excluding workplace pensions, only 23% of people in the UK invest in the stock market, compared with nearly two-thirds in the US.

To discover some of the reasons why cash might feel safer and the potential impact of overlooking investing, read our latest blog, linked below.

https://christopher-little.co.uk/the-psychology-behind-favouring-cash-instead-of-investing/

Approver FRN 440703 & 440718.

Psychology could be one reason why some people are reluctant to invest, even when it fits into their wider financial plan. Managing risk is an important part of life. You check the road before you cross the street, and you might be encouraged to take out home insurance just in case something happ

14/10/2026
Client feedback helps us grow. Here’s what someone recently said about their experience working with us.
02/10/2026

Client feedback helps us grow. Here’s what someone recently said about their experience working with us.

28/09/2026

If your income stopped, how would you continue to meet your financial commitments, including your mortgage?

Many would struggle, but financial protection could provide a solution.

Financial protection is a type of insurance that would pay out when certain conditions are met if you're unable to work. It could provide peace of mind that should something happen, you'll be able to avoid financial hardship.

To find out more about financial protection and whether it could be suitable for you, click the link below.

https://christopher-little.co.uk/how-financial-protection-could-protect-your-home-and-lifestyle/

Approver FRN 440703 & 440718.

If your income stopped, how would you continue to meet your financial commitments, including your mortgage? Many would struggle, but financial protection could provide a solution. Employers don’t need to provide enhanced sick pay, and Statutory Sick Pay (SSP) is just £123.25 per week in 2026/27 a

23/09/2026

Are you neglecting your personal finances in favour of focusing on your company?

Your business may be among your largest financial assets, but it is important to remember that your personal finances exist separately.

Taking time to review your own financial plans can help you make more informed decisions and ensure your personal goals remain on track.

Read our blog, linked below, to discover 5 important tasks you should consider completing this year if you haven't already.

https://christopher-little.co.uk/the-personal-finance-tasks-business-owners-should-complete-before-the-end-of-2026/

Approver FRN 440703 & 440718.

As a business owner, you might neglect your personal finances because you’re focused on those of your company. Your business may be among your largest financial assets, but it is important to remember that your personal finances exist separately. Taking time to review your own financial plans can

19/09/2026

Could the upcoming ISA changes affect how you save and invest?

From April 2027, the overall adult ISA allowance is expected to remain at ÂŁ20,000, but under-65s will only be able to place up to ÂŁ12,000 into a Cash ISA.

There will also be a new 22% tax on interest earned on cash held within non-cash ISAs, such as Stocks and Shares ISAs.

Read our latest blog, linked below, to learn about 2 upcoming ISA changes you should be aware of.

https://christopher-little.co.uk/2-upcoming-isa-changes-you-should-be-aware-of/

Approver FRN 440703 & 440718.

Key changes are being made to ISAs in April 2027, and they could affect how you use the tax-efficient wrapper. You might have read in the news or heard that the ISA allowance is being cut or that tax will now apply to cash savings. While there is some truth in these statements, without further de

15/09/2026

A cashflow model isn't a one-off exercise.

It can help you explore questions such as whether you could retire earlier, increase your investments, or pass wealth on to loved ones during your lifetime.

However, it is only as useful as the information it contains.

Read our blog, linked below, to discover 3 times you might benefit from updating your cashflow model.

https://christopher-little.co.uk/why-updating-your-cashflow-model-is-essential-for-staying-on-track/

Approver FRN 440703 & 440718.

A cashflow model isn’t a one-off exercise. If you want to use it to inform your financial decisions, regular updates are essential. A cashflow model is a visual representation of your wealth and how it might change in the future. While the result cannot be guaranteed, it could be a useful tool th

We appreciate every piece of feedback. Here’s a recent review we wanted to share with you
11/09/2026

We appreciate every piece of feedback. Here’s a recent review we wanted to share with you

07/09/2026

6 reasons why planning for your future is easy to delay:

1. The present may take priority
2. Large goals can feel daunting
3. Too many financial decisions might feel overwhelming
4. Talking about finances may feel taboo
5. A fear of judgement
6. The “I’ll do it later” mindset

Read our blog, linked below, to find out more.

https://christopher-little.co.uk/6-reasons-why-planning-for-your-future-is-easy-to-delay/

Approver FRN 440703 & 440718.

Organising your finances and planning your future are important tasks. Yet, it’s something that many people put off. Procrastination isn’t simply a lack of discipline. It’s often linked to stress, fear of failure, and other psychological factors, and working with a financial planner could help...

26/08/2026

Earning more does not always mean moving closer to your goals.

As your income rises, it’s natural for your spending to rise too. But if the extra money is going towards things that do not make you happier or support your future, lifestyle inflation could quietly hold you back.

Read our blog, linked below, to spot the warning signs and keep your long-term goals on track. 👇

https://christopher-little.co.uk/how-to-manage-lifestyle-inflation-to-keep-your-long-term-goals-on-track/

Approver FRN 440703 & 440718.

Like inflation, lifestyle inflation could affect your finances, and you might not be aware of the effects straightaway. Find out how it might impede your ability to reach your goals and some ways to manage it. Lifestyle inflation refers to the tendency for spending to increase as your income rise

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Otley
LS213AB

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Wednesday 9am - 5pm
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