Prudens Financial Protection Ltd

23/01/2025

⚠️ Storm Éowyn is due to reach us Friday 24th and is forecast to bring very strong winds and heavy rain for most of the UK 🌧💨
🏠 Prevent damage to your property by taking some simple steps in advance:

⚡️ Pay attention to areas likely to bear the brunt of a storm, I.E. roof & gutters.
⚡️ Get rid of overhanging/ loose branches to prevent damage in windy weather. Secure loose objects that are kept outdoors.
⚡️ Close gates, windows & doors. Stay indoors as much as possible during the storm.
⚡️ Move bins into a sheltered area and weigh down if possible.
☔️If you live in an area prone to flooding, look at purchasing sandbags to place on doors, windows and any other gaps.
☔️Move any electrical equipment and sentimental items upstairs to prevent damage.
☔️Know how to turn off your gas, water and electricity in case you need to leave home during a flood.

For the latest information visit the Met Office

Met Office weather forecasts for the UK. World leading weather services for the public.

20/12/2024

As the year draws to a close, I'd like to wish all our valued clients a very Merry Christmas and a prosperous 2025.

I would also like to thank all the team Primis Mortgage Network - Financial Promotions Team for your compliance support this year.

Merry Christmas & Happy New Year
Paul Pearce
Director & Adviser
Prudens Financial Protection / Prudens Group Protection

02/12/2024

Income Protection Insurance 💷🚑

Can anyone predict how long an unexpected illness or injury will last❓ No is the answer. This is why the monthly 💷payment from an Income Protection Insurance policy is crucial to supporting financial wellbeing.

Income Protection Insurance isn't just for major illnesses such as cancer, stroke or heart attacks... illness covered could be broken bones to back injuries and mental health.

If the incapacity prevents someone from working, that monthly income is then invaluable.

Not protected your income yet❓ Contact Prudens Financial Protection Ltd for your confidential advice meeting ASAP. We do not charge any broker fees.

📲01695 577802 💻[email protected]

08/11/2024

The big news this week was the Bank of England reducing its Base Rate to 4.75% (from 5.00%).

Are you looking to buy a new home?
Is your existing fixed rate mortgage deal coming to an end?
Would you like the best new interest rate deals?

At Prudens Financial Protection Ltd we don't provide Mortgage Advice... however, we work hand in hand with some brilliant mortgage brokers in Ormskirk and surrounding areas. So, reach out to us and we'll help you speak to highly qualified Mortgage Advisers.

06/11/2024

Take a look at the screenshot. The importance of Life Insurance isn't a topic many people wish to discuss. Are you protecting your family❓👨‍👩‍👧‍👦
We would go one step further. Are you protecting yourself, your partner and children in the event of Serious/Critical Illness❓ Are you protecting your income and savings in the event you're unable to work due to incapacity❓

If the answer to any of the above is "No", please contact Paul @ Prudens Financial Protection Ltd to arrange your personal and family financial protection advice meeting.
💻 [email protected]
We do not charge any broker fees (ever)!

15/10/2024

It's so lovely when we see reviews about our advice, service & professionalism on Google 💙 For clients to go out of their way is so kind. A BIG THANK YOU too ALL our valued clients 😍
Four more 5-Stars ⭐️⭐️⭐️⭐️⭐️

14/10/2024

This is not our normal post about Financial Advice. This is about our local community and how West Lancashire Borough Council want to shut down our 2 local swimming pools, depriving thousands of children (and adults) a place to learn, a place to make friends, a place to train (Ormskirk Otters). PLEASE SIGN THE PETITION BELOW TO HELP TRY AND SAVE OUR POOLS❗🏊‍♀️

Prevent the Closure of Nye Bevan and Park Pool Until New Facilities are Established

08/10/2024

Not sure if Life Insurance is important❓ Unexpected death destroys lives of unsuspecting families.

ℹ️ Guardian Insurance reported their average age of a death claim in 2023 was 47.*
ℹ️ An estimated 46,300 children lose a parent each year.**
ℹ️ Raising a child alone is costly. Raising one child to age 18 is £220,000 for a lone parent.***
ℹ️ Without cover, families could battle to keep their homes and the average 1st Time Buyer mortgage debt is £227,757.****

Is protecting your immediate family from the impact of death important to you❓ If so, email 💻[email protected] and arrange your confidential meeting today.

Source:
* Guardian 2023 claims report. All claims with a decision made from 1 January 2023 – 31 December 2023.
** UK death & bereavement statistics, childbereavementuk.org, August 2024. Dependent child aged 0 – 17.
*** The Cost of a Child in 2023, cpag.org.uk, December 2023.
**** theguardian.com, 24 June 2024.

20/09/2024

It's always a very sad time when we're informed of a client death, but we always make sure our valued client (the widow in this case) is well looked after throughout the Life Insurance claim process.

I'm so pleased that today the insurer has paid out over £208,000 to the widow and that means a massive weight off her shoulders, to pay off the mortgage and focus on remembering her lovely husband. 💙

20/09/2024

September is 'Childhood Cancer Awareness Month'.

When I'm meeting new clients who have, or are planning to have children, I always discuss Adult & Child Critical Illness Insurance with them.

Understanding the potential critical illness of a child very hard... It's a situation no parent would ever want to find themselves in! However, as a professional adviser, it's my duty to help my clients. But what does that mean?

By having Children's Critical Illness Insurance, it would mean:

1) Financial security for the family during a very tough time.
2) Allowing much needed time off work to care for your child.
3) Additional Support from the insurers, anything from counselling to GP/Nurse services.

Money is not a cure. Our amazing NHS and the love of family members will do all they can to make that happen... but if this terrible event should ever happen, financial security will be invaluable to support the family and child.

I'm passionate about doing the right thing for all my clients (I have an 11 year old daughter myself, who I'll protect with my life).

If you would like my professional advice, please email [email protected]

Paul Pearce
Director & Adviser
Prudens Financial Protection