Campbell Financial

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Campbell Financial The mortgage broker NI keeps recommending

You'll be helped by the founder, Sheena, from first enquiry to final signature.

Clear, calm & on your side the whole way through

02882 441210 | ☝️Book your First Step Call using the "contact us" button

Kachow ⚡️Need a mortgage broker?Your home may be repossessed if you do not keep up repayments on your mortgage. … stupid...
13/09/2026

Kachow ⚡️

Need a mortgage broker?

Your home may be repossessed if you do not keep up repayments on your mortgage.

… stupid disclaimer killed the vibe of this post 😒

We’re hiring 👀A pretty big milestone here - we’re looking for our first employee. Our new Senior Mortgage Administrator ...
10/09/2026

We’re hiring 👀

A pretty big milestone here - we’re looking for our first employee.

Our new Senior Mortgage Administrator is out there somewhere. We just need to find them.

Have a swipe for the highlights 👉

If you know a brilliant mortgage administrator please tag them for me or share this with them or just share it for us in general!

If you’re a mortgage administrator and this seems interesting please head over to our careers page to see if it’s the right fit for you. We hope you think so!

Campbellfinancialni.co.uk/careers

Applications close 30th September 2026

Good luck and I look forward to meeting you 🤍

Spider-Man: No Peace at Home 🕷️
29/08/2026

Spider-Man: No Peace at Home 🕷️

28/08/2026

Fridays are my non-client days.

Early start processing applications, Pilates, paperwork deadlines from the week, the boy knocking about in the background of it all and finishing with x4 applications lined up to submit tomorrow.

🥷

Your home may be repossessed if you do not keep up repayments on your mortgage.

15/08/2026

Mortgage basics episode 1: What is a mortgage?

A mortgage is simply a loan used to buy a property.

Using the example in the video:
House price: £200,00
Deposit: £20,000
Mortgage: £180,000

The mortgage is secured against the home so the lender has a legal interest in your home and can repossess it if you’re not keeping up with the conditions of your mortgage contract.

Follow along for the next mortgage basic in episode 2.

Your home may be repossessed if you do not keep up repayments on your mortgage.

09/08/2026

Episode 3 of First Home, Small Deposit

You don’t necessarily need tens of thousands saved before you can buy your first home.

If you’ve got a Lifetime ISA and save £4k the government turns that into £5k with your 25% bonus.

Combine this with Halifax’s £5,000 low deposit scheme and you could now be searching for a home up to £300,000

Of course, you still need to meet affordability and eligibility criteria with Halifax for this to work but from a deposit perspective it’s one of the lowest deposit routes available to home ownership in Northern Ireland right now.

The lifetime ISA needs to be open for 12 months before it can be used. You can also do this without the Lifetime ISA. This is only to illustrate how to turn £4k savings into a £300k purchase.

You obviously still need to pay Solicitors, Brokers and Surveyors but purely from a deposit perspective it’s not bad.

Goes without saying that this product with Halifax may not be right for everyone etc etc speak to your broker.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Here’s something I do differently for my clients.Every Mortgage Broker has their own way of doing things, this is how I ...
06/08/2026

Here’s something I do differently for my clients.

Every Mortgage Broker has their own way of doing things, this is how I do things here.

By the time we’ve had our first meeting I’ve already reviewed your income, your credit report and your circumstances. This means I already know where you stand before an Agreement in Principle even comes into the conversation.

If an Estate Agent needs confirmation that you’re in a position to proceed, I’ll deal with that directly. I work for you and my priority is to protect your interests throughout the home-buying process.

As I say, every Broker has their own way of doing things.

You do you.

But this is how things work for me and my clients 🤝

Your home may be repossessed if you do not keep up repayments on your mortgage.

22/07/2026

Episode 2 of First Home, Small Deposit.

You don’t always need cash savings for a deposit.

This episode is about concessionary purchases. Most commonly used for inter-family purchases and landlord-tenant purchases.

Example:

🏠 Property value: £200k

🏠 Agreed sale price: £190k

🏠 Difference: £10k

That £10k already in the property is your deposit.

This is obviously not available to everyone and how competitive the market is right now isn’t lost on me, so this is only for those rare cases where these sorts of transactions are available to you if you’re buying a house from family or buying from your landlord.

But when this sort of option is on the table it’s a fantastic way to get your foot on the ladder without having to touch your savings apart from your fees (brokers/surveys/solicitors/moving costs).

Your home may be repossessed if you do not keep up repayments on your mortgage.

A little snapshot of life behind Campbell Financial 🤍There’s a lot you don’t see behind the mortgage appointments and vi...
07/07/2026

A little snapshot of life behind Campbell Financial 🤍

There’s a lot you don’t see behind the mortgage appointments and videos.

Building a business, raising a family, celebrating little milestones, trying to be a parent and figuring out the balance as we go.

The truth is, I definitely couldn’t do any of it without my Husband, Orin. While I’m building the business, he’s the one holding so much together behind the scenes and I’m incredibly grateful for that.

We’re all working on building something, whether that’s a business, a family, a home or a new chapter.

I hope you’re finding moments to enjoy on your journey too.

Should you put down the minimum deposit… or more?A bigger deposit will certainly result in less interest paid because yo...
03/07/2026

Should you put down the minimum deposit… or more?

A bigger deposit will certainly result in less interest paid because you are borrowing less and may also benefit from a lower rate on top.

But keeping money back can give you a bit more breathing room for moving costs, home improvements or simply peace of mind in retaining a larger financial safety net.

There isn’t a one size fits all answer.

Every recommendation is different because no two people are the same.

💬 If you were buying tomorrow, would you rather keep more savings aside or put down a bigger deposit?

Save this if you’re weighing up your options and follow along for more mortgage insights.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

Campbell Financial, Office DH47, Omagh Enterprise Digital-Hub, 1 Old Mountfield Road
Omagh
BT797EG

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9:30am - 12:30pm

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