Mortgage Advice Centre

Mortgage Advice Centre Your mortgage is the biggest financial commitment of your life, and one that will be with you and your family for at least the next 25 years.

The Mortgage Advice Centre has arranged mortgages for hundreds of clients, helping them to benefit from impartial advice to obtain the most suitable mortgage deal. Established in 1991, the Mortgage Advice Centre has arranged mortgages for vast numbers of clients, helping them to benefit from impartial advice to obtain the most suitable deal possible. The staff at the mortgage advice centre complet

ely understand this, and it is our promise to help you make this decision with all the information and support that you require. We also aim to review all our clients needs every 2-3 years. We understand that searching for and applying for mortgages is a confusing and a time consuming task - that's why we're here to help. As Independent mortgage experts, we have in-depth expert knowledge of all of the Lenders, so you benefit from impartial advice knowing that you get the most suitable mortgage deal for you. We source and research from across the mortgage and protection market to make sure you get the right recommendations for you. We know your time is precious so we submit and arrange the mortgage on your behalf - it's that simple! As an Independent broker we give you an honest and impartial view across the mortgage market. All our Mortgage Advisers are CeMAP qualified, which ensures your personal adviser is a mortgage expert and gives you the right advice. We are primarily office based at our High Street premises, but can also do home visits where appropriate on request as well.

It's a question many business owners don't think about until they have to.Imagine losing:> A key employee> A business pa...
10/09/2026

It's a question many business owners don't think about until they have to.

Imagine losing:
> A key employee
> A business partner
> A director
> The person who knows how everything works

The financial impact can go far beyond replacing their salary.

There could be lost revenue.
Recruitment costs.
Debt.
Disruption.
Or even questions around who owns the business next.

Business protection is about preparing for those risks before they happen.

And the bigger the business becomes, the more important those conversations can become.

Business owners - who is the one person your business would struggle most without?

Contact us now on 028 8225 0000
Or email [email protected]

For parents, one of the biggest financial risks isn't necessarily something happening to the family home.It's what happe...
07/09/2026

For parents, one of the biggest financial risks isn't necessarily something happening to the family home.

It's what happens if a parent is no longer around to provide their income.

Family income benefit can provide a regular income to your family if you die during the policy term, subject to the policy terms.

It can be used to help with the everyday costs of raising a family:
> Housing
> School costs
> Household expenses
> General living costs

Because protecting your family isn't just about leaving them a lump sum.

Sometimes it's about helping make sure life can continue as normally as
possible.

What's the one household expense you'd worry about most if your income disappeared?

Call us on 028 8225 0000
Or email [email protected]

When a fixed rate is coming to an end, it can be tempting to simply accept whatever happens next.But it's a good opportu...
03/09/2026

When a fixed rate is coming to an end, it can be tempting to simply accept whatever happens next.

But it's a good opportunity to stop and ask:
"Is my current mortgage still right for me?"

Your circumstances might have changed.

Your income might have changed.

Your plans might have changed.

You might even want to borrow more, reduce your term or change how you manage your monthly payments.

A remortgage isn't simply about chasing the lowest rate.

It's about looking at the whole picture.

When was the last time you checked whether your mortgage still suited you?

Give us a call to arrange your consultation:m028 8225 0000
Or email [email protected]



Think carefully before securing your debts against your home. Your home.

Your biggest financial asset might not be your house.It could be your ability to earn an income.Think about it.Your sala...
01/09/2026

Your biggest financial asset might not be your house.

It could be your ability to earn an income.

Think about it.
Your salary pays for:
> Your mortgage
> Your food
> Your car
> Your bills
> Your children's costs
> Your lifestyle

Now imagine being unable to work for an extended period.

The question isn't just:
"Could I afford my bills this month?"

It's:
"How long could I keep paying them if my income stopped?"

Income protection is designed to provide an income if you're unable to work due to illness or injury, subject to the terms and conditions of the policy.

Be honest with yourself - how long could you manage without your normal income?
- A week?
- A month?
- Six months?

Call us on 028 8225 0000
Or email [email protected]

Hopefully the weather stays kind 🕶️
28/08/2026

Hopefully the weather stays kind 🕶️

There's a lot more to think about.1. Mortgage costs2. Rental income3. Interest rates4. Tax5. Property maintenance6. Void...
26/08/2026

There's a lot more to think about.
1. Mortgage costs
2. Rental income
3. Interest rates
4. Tax
5. Property maintenance
6. Void periods
7. Your longer-term plans

And one of the biggest mistakes can be looking at the rent and forgetting about everything that comes out of it.

A property producing ÂŁ1,000 a month in rent doesn't mean you have ÂŁ1,000 a month in your
pocket.

If you were buying a rental property, what would you look at first?
> Property price
> Expected rent
> Potential growth
> Mortgage costs

Tell us below - there isn't necessarily a right answer.
If you're considering becoming a landlord, getting the numbers together before making an offer can make a big difference.

Call us on 028 8225 0000
Or email [email protected]

Which is probably why so many people put it off.But here's the uncomfortable question:If your income disappeared tomorro...
24/08/2026

Which is probably why so many people put it off.

But here's the uncomfortable question:
If your income disappeared tomorrow, what would happen to the people who rely on you?

> Mortgage.
> Bills.
> Childcare.
> Food.
> Everyday life.

It's not really about insurance. It's about protecting the life you've spent years building.

And your needs can change as your life changes.

New home?
New baby?
New job?
More borrowing?
These are all good reasons to review what you already have.

Have you reviewed your protection recently - or is it firmly in the "I'Il get round to it" pile.

Call us on 028 8225 0000
Or email [email protected]


It's easy to focus on one number:"What can I borrow?"But there are other questions worth asking:• What will the monthly ...
20/08/2026

It's easy to focus on one number:

"What can I borrow?"
But there are other questions worth asking:

• What will the monthly payment actually feel like?
• How much flexibility will I have?
• What happens when the rate changes?
• Am I stretching myself just to buy a bigger house?

The biggest mortgage isn't necessarily the best mortgage.

Sometimes, borrowing less means having more breathing room for everything else life throws at you.

What matters more to you - getting the biggest budget possible, or keeping your monthly payments comfortable?

Tell us which one you'd choose.

If you're thinking about moving or buying, it can be worth understanding your options before you start house hunting.

Call us on 028 8225 0000
Or email [email protected]

Because a self-build isn't quite the same as buying a finished house.> There are architects.> Planning.> Land.> Material...
18/08/2026

Because a self-build isn't quite the same as buying a finished house.

> There are architects.
> Planning.
> Land.
> Materials.
> Builders.
> Unexpected costs.

And, inevitably…something that costs more than you thought it would.

That's why funding needs to be considered carefully before the first brick is laid.

A realistic budget isn't just about asking:
"How much will the house cost?"

It's also:
"What happens if it costs more?"

If building your dream home is on your list, planning the finances early can save a lot of stress later.

Would you ever build your own home - or would the thought of managing the project put you off?

Call us 028 8225 0000
Or email [email protected]


Address

36A High Street
Omagh
BT781BP

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+442882250000

Website

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