PennyPlan

PennyPlan PennyPlan - A debt help business with a difference. Dealing with the root cause, not just the debts.

09/09/2026

Sometimes the hardest part is making the first call.

You don’t need to have everything figured out before you speak to us. We’ll listen, understand your situation and talk you through the options available, without judgement or pressure.

Because having a plan can be the first step towards feeling like you can breathe again.

We’re here when you’re ready.

Debt can affect far more than your finances.When this client came to PennyPlan, he was facing around £40,000 of debt acr...
07/09/2026

Debt can affect far more than your finances.

When this client came to PennyPlan, he was facing around £40,000 of debt across 11 creditors, alongside serious pressure on his mental health.

With an IVA and dedicated wellbeing support, he was able to reduce his monthly repayments, simplify his debts and begin moving forward with more confidence.

Swipe through to read his story.

Please note: An IVA may not be suitable for everyone. Eligibility and outcomes depend on individual circumstances.

Sometimes, hearing someone else’s experience can make things feel a little less overwhelming.Talking openly with someone...
04/09/2026

Sometimes, hearing someone else’s experience can make things feel a little less overwhelming.

Talking openly with someone you trust can be a good first step towards understanding your options and finding a way forward.

PennyPlan is here when you’re ready to take that next step.

Support, communication and clarity can make a real difference.We’re proud to help people feel informed and supported thr...
02/09/2026

Support, communication and clarity can make a real difference.

We’re proud to help people feel informed and supported throughout the process, with clear updates at every step.

Thank you for the kind words and recommendation.

Debt consolidation and an IVA can both help when debts are becoming harder to manage, but they work in very different wa...
31/08/2026

Debt consolidation and an IVA can both help when debts are becoming harder to manage, but they work in very different ways.

One focuses on bringing debts together. The other is a formal solution based on what you can realistically afford.

Understanding the difference can help you make a more informed decision about what could work for your situation.

Read the full guide on the PennyPlan website.

A little more in control.Taking a moment to slow down, organise your thoughts and understand your options can make money...
28/08/2026

A little more in control.

Taking a moment to slow down, organise your thoughts and understand your options can make money worries feel more manageable.

If things are weighing on you, PennyPlan is here to help you find a clearer way forward.

Sometimes, feeling heard can make all the difference.We’re here to listen, understand your situation and help you explor...
26/08/2026

Sometimes, feeling heard can make all the difference.

We’re here to listen, understand your situation and help you explore the next steps with clarity and without judgement.

Money worries don’t always switch off when you want them to.When things feel overwhelming, simple practices like focused...
24/08/2026

Money worries don’t always switch off when you want them to.

When things feel overwhelming, simple practices like focused breathing, journaling and creating small financial routines can help bring a little more calm and clarity.

Mindfulness won’t solve financial difficulties on its own, but it can make them feel easier to face and help you take the next step with a clearer head.

A little more clarity can make a big difference.Whatever your financial situation looks like right now, taking the time ...
21/08/2026

A little more clarity can make a big difference.

Whatever your financial situation looks like right now, taking the time to understand your options can help you feel more in control of what comes next.

PennyPlan is here with practical guidance, helpful information and support when you need it.

When money’s tight, it can feel like every debt needs your attention at once. But some payments are more urgent than oth...
19/08/2026

When money’s tight, it can feel like every debt needs your attention at once. But some payments are more urgent than others.

Knowing what to prioritise can help protect your home, keep essential bills covered and stop problems from escalating.
Swipe through for a simple guide to working out what needs your attention first.

For more support, visit the PennyPlan website or speak to our team.

Address

Meadowbank House, Tweedale Way
Oldham
OL98EH

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm

Telephone

+441618844208

Website

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