16/10/2026
If you’ve changed jobs a few times, you may have built up several pension pots. Keeping track of multiple providers, online accounts, charges and scheme benefits can make retirement planning more complicated.
Combining pensions could make your savings easier to manage and monitor, but consolidation may not be suitable for everyone. Professional financial advice is recommended to understand the potential benefits and risks based on your individual circumstances and retirement goals.
The value of pensions and any income taken from them can fall as well as rise and is not guaranteed.