Mortgage Options For You

16/02/2021

"An astounding 1.43 million homeowners have put off changing their mortgage because they didn't feel like they had the time or energy, according to a new study."

Taken from the Express, interesting as this is what your mortgage broker can do for you, so what puts you off making contact?

30/11/2020

“There are still many landlords and owner-occupiers with equity and decent incomes, who are perfectly viable borrowers, and the banks shouldn’t forget this.”

It is definitely a longer process for a mortgage in the current climate and a lot more questions being asked and proof needed, but the lenders are dealing with a larger number of cases than normal, less numbers of staff than normal and with no real sign of slowing.

Mortgage approval totals for house purchases rose again in October after spiking in September, rising from 92,000 to 97,500, show Bank of England figures. This, it says, is the highest number counted since 2007 and is 33 per cent higher than the figure seen in February of this year. October’s purc...

27/11/2020

"A tale of two housing markets: Equity-rich homeowners see mortgage rates plummet as first-time buyers watch rates climb and 90% almost vanish"

Appetite to lend on 90 per cent mortgages has dropped significantly with Moneyfacts analysis revealing there are now just 56 fixed and variable rate products available, down from 779 in March.

27/11/2020

We believe it has never been more important to get the right advice from the right adviser. Make sure you chat to at least 2-3 broker to get a feel of them, make sure you are comfortable with them and stick by them

Santander and TSB are the latest lenders to enact stricter rules for self-employed mortgage applicants.

08/10/2019

Great news for Landlords!

Previously landlords have had to choose between committing to a mortgage deal for at least five years or facing stringent affordability rules which can limit how much they can borrow.

08/10/2019

Seems really boring, we all like a bit of banter! But some really good pointers on how early you should be looking at setting yourself up for a mortgage.

Innocently paying your mates back for that round at the pub can land you in hot water with mortgage lenders if you're not careful