Zeo Mortgages - Expert Advice and Support

Zeo Mortgages - Expert Advice and Support We are independent, qualified, professional mortgage advisers who work on your behalf.

Zeo Finance Ltd is authorised and regulated by the Financial Conduct Authority, FCA number 915386.

12/06/2026

🏠 Homeowner?

🏢 Tenant?

🚤 Living on a canal boat?

IT DOESN'T MATTER!

If your lifestyle depends on your income, then protecting that income should be part of your financial planning.

Many people think financial reviews and protection advice are only for homeowners or those taking out a mortgage. THAT IS NOT TRUE, anyone with monthly income and commitments has something worth protecting!

Rent.
Utilities.
Food.
Car payments.
Childcare.
Subscriptions.
Everyday living.

If illness or injury prevented you from working, how long could your current income support those commitments?

Income Protection is designed to help protect the earnings that your lifestyle depends on, whether you own a property, rent one, or live somewhere completely different.

Because it's not your home that pays the bills.

It's your income.

If you'd like a free, no-obligation Financial Health Check, let's have a conversation about your options and whether you're adequately protected.

📩 Message us to book your review.
📲01606 531556
📧 [email protected]

08/06/2026

🚗 A rental property is starting to look a lot like a used car...

Stay with me...

When you're buying a car, would you rather buy one with a full service history, or one where the owner says: "Trust me, it's been looked after."

Most people choose the first option.

The same shift is likely to happen within the Buy-to-Let market.

Historically, investment properties have been valued based on:

📍 Location

🏠 Condition

📈 Yield

💷 Comparable sales

But increasingly, buyers, lenders and surveyors may also be looking at:

✔️ Gas safety records

✔️ Electrical certificates

✔️ EPC compliance

✔️ Maintenance history

✔️ Licensing requirements

✔️ Evidence of professional management

How well has this property been looked after?

That doesn't mean a property without perfect records suddenly loses value. But in a market where landlords are becoming more professional and regulation continues to increase, buyer confidence matters.

The landlords who treat compliance and record keeping as part of the asset itself may be better positioned when it comes time to refinance, restructure or sell.

Do you know how your property would be viewed if you sold it tomorrow?

📩 If you'd like a no-obligation Property & Portfolio MOT, Best Nest and Zeo would be happy to help.

Are you feeling unsure about your next buy-to-let move?With mortgage rates and lender criteria changing so often, many l...
29/05/2026

Are you feeling unsure about your next buy-to-let move?

With mortgage rates and lender criteria changing so often, many landlords are questioning whether now is the right time to remortgage, purchase another property, or simply review their options.

There are still plenty of lenders actively supporting landlords and a range of products available. The challenge is knowing where to look and understanding which options best suit your circumstances.

At Zeo we work with a wide range of lenders and keep up with market changes every day, helping landlords find suitable solutions without the stress of navigating it all themselves.

If you've been putting plans on hold because of uncertainty, it may be worth having a quick conversation. You might have more options available than you think.

📩 Feel free to get in touch if you'd like to discuss your buy-to-let mortgage options.

Our WhatsApp is 07418 626685

26/05/2026

Today, Zeo & Best Nest have been out in Talke meeting homeowners facing some of the MOST difficult situations in today’s market.

From difficult titles and legal complexities to understanding true market value… it can become overwhelming very quickly.

And doesn’t it get even more confusing when THREE different estate agents give you THREE completely different valuations!? 🤯

So why does one agent say your property is worth £190,000…
…and another says £210,000? 🤔

And how is that figure impacted when there’s:
🏡 A mortgage involved?
🔗 A property chain involved?
⚖️ Legal complications affecting the sale?

At Zeo & Best Nest, we believe you deserve REAL advice - not just a number designed to win your instruction.

We focus on:
✅ Honest, evidence-based valuations
✅ Understanding your full financial position
✅ Helping you build a strategy for your next move
✅ Property & mortgage expertise working together under one roof

If you want genuine advice about your property and your options, give Zeo a call and ask for Jess.

And if you’d like a real-time valuation, Jess will arrange for Roxi from Best Nest to come and see you personally.

📧 [email protected]
📞 01270 531566

26/05/2026

Great tip from MoneySavingExpert.com 👏

At Zeo, we don’t just rely on the deal your current lender offers a few months before your mortgage ends.

We continue to shop the whole market right up to completion. Checking whether staying with your current lender is truly the best option, or whether another lender could offer a better deal for your circumstances.

The goal is making sure you end up with the right mortgage, not just the easiest renewal!

If you have recently had a letter from your lender warming you up for a review - speak to your broker! Your lender can only tell you about their deals!

21/05/2026

Today, Zeo & Best Nest Properties have been out carrying out property valuations in The Westlands, Newcastle-under-Lyme!!

We’re currently looking for more motivated home movers in the area who want REAL advice about today’s market.

If your property has been on the market for 12+ weeks…
❌ You’re not getting viewings
❌ You’re receiving little or no meaningful feedback
❌ You don’t know where you truly stand in the current market
…but you STILL want to move…

Then it may be time for a different approach - The Best Nest Approach!

Zeo & Best Nest, we are different in SO many ways.

We don’t just give you a figure you hope to achieve, we give you a strategy. A roadmap. A plan designed to actually get your property SOLD.

✅ Honest, evidence-based valuations
✅ Tailored marketing strategies
✅ Property & finance expertise under one roof

We are both a Recognised Estate Agent AND a REGULATED Mortgage Broker, meaning you can trust the advice you receive from start to finish.

Want a true two-pronged valuation?
A strategy for both your SALE and your NEXT MOVE?

📞 Call Best Nest on 01234 480881
📧 Email Best Nest on [email protected]

We look forward to giving you expert in-home advice very soon.

Last night, we let Jessica loose on behalf of the team at Zeo and she had the pleasure of attending the Torque Business ...
15/05/2026

Last night, we let Jessica loose on behalf of the team at Zeo and she had the pleasure of attending the Torque Business event hosted by CN Chartered Accountants 🚘🔥

By all accounts a excellent evening filled with fantastic cars, great conversations, competitive racing simulator laps, and the opportunity to connect with other passionate professionals from across the region!

From classic Jaguars to performance cars and everything in between, the event created a smashing environment for passion-fuelled networking and genuine interest driven conversations, proving that business relationships are often built best through shared interests and hobbies.

A huge thank you to the CN Chartered Accountants Group, Sytner Jaguar Land Rover Stockport, and Vulpix for putting together such a cracking event (and for giving one of our team members’ cars a much-needed clean! 🧼😅 it was due Jess, don't pull a face!).

If you’re a business professional with a passion for cars, we’d love to hear from you 👀 There may be an opportunity for Zeo to host something similar in the future… We have a couple JDM fans here...

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14/05/2026

🏡 Buy Your First Home with Just a £5,000 Deposit

Getting onto the property ladder may be easier than you think! 👀

With this low-deposit mortgage option, eligible buyers could purchase a home up to £300,000 with only a £5,000 personal deposit.

✅ Key Features:
• Only ONE applicant needs to be a first-time buyer
• Minimum £5,000 deposit required
• Deposit must be your own savings (not gifted)
• Available for employed & self-employed applicants
• No minimum income requirement
• 5-year fixed rate
• NO product fee
• FREE mortgage valuation included
• Maximum purchase price: £300,000

This could be a fantastic opportunity for buyers looking to step onto the property ladder with a smaller deposit.

Want to see if you could qualify?

Message Zeo today for a free, no-obligation chat and we’ll talk you through your options.

📲 Follow Zeo for updates on low-deposit mortgage schemes, first-time buyer support, and the latest property finance opportunities.

11/05/2026

We are PROUD to be supporting the growing trend of landlords purchasing properties at auctions with cash, or those who purchased previously unmortgageable properties and have made them into a lettable state.

A lettable state could involve cosmetic touch-ups like repainting, installing a new kitchen and bathroom, or adding new doors and windows. A little investment can go a long way to increasing the value of a property and can help landlords to access the increased equity growth so they can reinvest in other properties and grow their portfolios!

If you are considering PURCHASING at auction, please reach out, we'd be more than happy to have a conversation about accessing your money, and in some cases, it can be the very next day after you acquire the property!

⭐⭐⭐⭐⭐A massive thank you to our exceptional client base. From the bottom of our hearts… As brokers, we’ve all had that m...
05/05/2026

⭐⭐⭐⭐⭐

A massive thank you to our exceptional client base.

From the bottom of our hearts… As brokers, we’ve all had that moment.

Sat at the dining table. Laptop open. Phone in hand. Dinner’s long finished, plates cleared, family drifting off to watch a football game, or turn the formula one on and you’re still there. Reworking the numbers. Checking criteria. Chasing that one solution (and the odd green bean and spud around your plate!)

And then… It clicks. The lightbulb moment. When everything finally aligns and you realise, WE can get them home.

We wouldn't be celebrating this milestone without our clients, that is a given.

A massive well done, and pat on the back to our 5 Star team, who make peoples dreams come true every single day.

No one wants a mortgage, they want the life that the mortgage unlocks.

Thank you to the Zeo Finance Family.

Address

Northwich

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+44 1606 531556

Website

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