Nicki Timson at Barfield Financial Advisors Ltd

Nicki Timson at Barfield Financial Advisors Ltd I am a professionally qualified Mortgage and Protection planner offering complete mortgage advice

This is why I love my job 😊
23/03/2022

This is why I love my job 😊

15/01/2022

Now 2022 is fully underway, we at Barfield Financial Advisors are reminding our clients to pull out that checklist sat at the bottom of your drawer or deep in your phone note history!

Is your deal coming to an end?

Concerned about rate changes?

You know what to do 📞📧

Making future plans and adapting them to meet your changing circumstances can safeguard valuable tax allowances. Inherit...
25/11/2021

Making future plans and adapting them to meet your changing circumstances can safeguard valuable tax allowances. Inheritance Tax is a complex subject, which is why taking expert advice can make sure you’re not paying more tax than you need to, and ensure your estate goes to the right people in your life.

If you were severely ill or injured, and unable to deal with your finances, who would you prefer to look after them for you? Your spouse or partner? Unless you have a Lasting Power of Attorney in place, they are not legally allowed to make these decisions, and if you have joint accounts, these may be frozen along with other joint assets.

Mental capacity is the ability to make a timely decision or take a particular action for yourself. People who are unable do this are said to ‘lack capacity’. Dementia, a severe learning disability, a brain injury, a mental health illness, a stroke, and unconsciousness caused by an anaesthetic or sudden accident, can all be examples of this.

Financial decisions cover your financial and business matters including:
• Using a bank account and credit card
• Buying, selling, or renting a room, house or flat
• Applying for credit, insurance, or a mortgage
• Paying bills and household expenses

If you haven't yet considered making a Lasting power of Attorney, the Court of Protection will appoint someone for you. This may not be the person you would have chosen and not only that, but the process is also a long, costly one to apply for a Deputyship.

Please contact Barfield Estate Planning Ltd on 01604 609209 for a free, no obligation consultation.

Lasting Powers of Attorney are not part of the Quilter Financial Planning offering and are offered in our own right. Quilter Financial Planning accept no responsibility for this aspect of our business.

22/10/2021

Saving for a deposit is the biggest challenge for first-time buyers trying to get onto the property ladder 🏠

My biggest tip is to list out all of your expenditures and filter through what you can cut back on. You'll be surprised how much of a difference this can make 🙌

16/09/2021

Have you thought about Equity Release? There are a few things to consider when releasing equity from your home 💭

Get in touch with our friendly team today and we'll be happy to answer any questions that you may have. https://bit.ly/397J8lt

*Equity Release will reduce the value of your estate and can affect your eligibility for means-tested benefits.

10/09/2021

Download our Guide on Improving your Credit Score Everyone should take time to manage their credit score, especially during this time of coronavirus uncertainty. It’s no longer just about whether you can get a mortgage, credit card or a loan, it can also affect mobile phone contracts, monthly car ...

Address

32 Billing Road
Northampton
NN15DQ

Telephone

+447496287577

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