MortgageMark

17/09/2026

09/09/2026

Great news for local property buyers. Need more information? Drop me a message or give me a call on 02891828100.

Big news for home buyers!

The Co-Ownership Property Value Limit is increasing to £230,000 for new build homes on 15 September 2026.

We recognise that new build homes in Northern Ireland are often more expensive than existing properties and it can be hard for our customers to buy these. That's why we're introducing a new separate limit for new build homes of £230,000.

When you apply, we'll check your affordability and tell you the maximum value of a home you can afford to buy, based on your circumstances. This could be⬇️

▪️up to £215,000 for existing homes
▪️up to £230,000 for new build homes

07/09/2026

Don't judge the mortgage market purely by Bank Rate.

Your actual mortgage rate depends on the product and your circumstances.

The Bank of England currently lists Base Rate at 3.75%, with the next scheduled decision on 17 September 2026

25/08/2026

£10,000 saved? Don't make this mistake 👀

03/08/2026

🛑💯 What's Your Score ⁉️

Did you know even a small improvement of your credit score can help with getting a mortgage approval!!

29/07/2026

💳 Before applying for a mortgage...

Here's one simple tip that could help:

Try to avoid taking out new finance or making several credit applications just before applying for your mortgage.

Lenders like to see stability, and even small changes can affect how your application is assessed.

If you're planning to buy in the next few months, getting advice early can help you avoid common pitfalls.

📩 We're always happy to point you in the right direction.

27/07/2026

Understanding Home Surveys is essential to a succesful home purchase. Let us help explain things for you.

27/07/2026

💭 Mortgage Myth Monday

"I'll wait until I've saved a massive deposit."

It sounds sensible... but it might mean waiting longer than you need to.

Many first-time buyers are surprised to learn they may be able to buy with a smaller deposit than they expected, depending on their circumstances.

The first step isn't finding a house...
It's finding out what's possible.

🏡 If home ownership is one of your goals, we'd be happy to help you explore your options.

📩 Send us a message for a friendly, no-obligation chat.

24/07/2026

💷🍀So....How Much Can I Borrow❓❓

Simple question but not so much of a simple answer

If you want to find out from the experts give us a call on 02891 828 100

17/07/2026

What is a home buyers survey?