Kelly Gribble - Mortgage, Equity Release and Protection specialist

31/07/2025

I have had this arrive in my inbox this morning, so thank you to whoever nominated me for Professional Services Business of the Year in the Newton Abbot Business and Community Awards!

I am so chuffed and a bit stoked that someone would take the time to nominate me, it really is appreciated.

Find out more about the awards here: https://www.thecwtchhub.co.uk/awards?fbclid=IwZXh0bgNhZW0CMTAAYnJpZBEwbjZWcWw0MGNpUnAySURQQgEeuXy_1upQQuIe6jMafK9I4sRS-qOxRuzKdarQWM7ktohv7SX1EuTo2EUyqiU_aem_JWSbI8JITyJT6_SX0umVHA

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31/07/2025

Congratulations to Alistair Gleave who was the closest in my 'how many houses in the jar' competition at the West Country Business Show at Westpoint, Exeter.

Alistair has won 2 tickets to the Women's Rugby world cup at Sandy Park, Exeter.

Commiserations to all the other people who entered and didnt win, better luck next time!

It was great to see so many there and if you require any information on mortgages and lifetime mortgages, please get in touch.

18/07/2025

I am at the West Country Business Show at Westpoint in Exeter today, come and see me at stand 68 and pick up a free piggy bank. Also enter my competition to win some rugby tickets. Be good to see you there!

24/04/2025

It is hard for first time buyers right now. However, some lenders have introduced some mortgage products specifically for first time buyers. One of those at the moment is the £5k deposit mortgage. This allows first time buyers to borrow up to 99% loan to value and only put down a £5k deposit. Obviously there are criteria to be to met but if anyone is interested, please get in touch. It makes it a little easier to get onto the housing ladder.
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12/01/2025

Elite Financial Consulting Ltd

A client of mine is in the metro today, take a peek!

My name is in the paper, so chuffed and very grateful that she mentioned me. Her house is amazing 😍

13/11/2024

WIN 12 Bottles of Bollinger Champagne.
Just:
1. “Like” the Riviera Mediation page.
2. “Share” this post.
The winner will be announced on 17th December; and their prize delivered by 24th December so they can have a very Merry Christmas!

Www.rivieramediation.co.uk

22/12/2023

26/10/2023

We like to help our clients out when their mortgage deal is coming to an end, and although we are not seeing the low rates that were available 2 years ago, a general review of your mortgage helps to see what is available.

Let us do the hard work and research for you, and we do not charge a fee for this service, only an application fee if you decide to proceed and that will be based on your circumstances.

If you are looking to stay with your existing lender, we can set up a product transfer for you and in most cases we do not charge a fee for this service and you become a client of Elite Financial Consulting Ltd. Either way, email or call us and we'll work out a convenient time for you and we can talk through the options.

22/08/2023

Porting! (Moving home and keeping your existing mortgage deal)

As we come out of the school holidays, are you considering moving home but worried about an increase in mortgage rates?. If you have a good fixed rate and a little while to run on this, it may be possible to keep your existing mortgage rate and move it to a new home, avoiding a hike in rate and an early repayment penalty. Any new additional borrowing will be at current rates. It does depend on the conditions of your original mortgage but if you want to have a chat about your options, please give me a call.
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17/08/2023

Offset mortgages!

As rates are now higher than they have been for a long time, Offset mortgages may be more favourable to those that have savings but are not really wanting to use this as a lump sum towards their mortgage.

Offset mortgages allow you to 'offset' your savings balance against your outstanding mortgage and you are only charged the interest on the difference. For example, if you have a mortgage of £100,000 and savings of £50,000, you are only charged interest on the remaining £50,000. You do not earn interest on the savings that are offset, but you do save paying the mortgage rate on the whole mortgage balance. The savings are still accessible should you need it. Also helps if you are a higher rate tax payer!

If this is of interest to you, please get in touch!

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