APS

03/09/2026

Before making a major property decision, do you know these five figures?

1. Current property value
2. Current mortgage or redemption figure
3. Mortgage arrears
4. Secured loans and second charges
5. Expected selling costs

Together, these figures determine whether a proposed sale is workable and whether a shortfall is likely.

APS can review the practical property and mortgage position, explain the available routes and deal with lenders or appointed agents on your behalf.

For a free, confidential initial review:
028 302 60006
[email protected]
www.apsni.co.uk

Individual circumstances vary and no lender, creditor or court outcome can be guaranteed.

01/09/2026

Not sure what to do next with a property or mortgage problem?

A free, confidential APS property review gives you a clear starting point. We look at:

• the property value and current position
• the mortgage, arrears and any secured borrowing
• lender, agent or court deadlines
• what outcome you need and the practical routes available

Where appropriate, APS can act on your behalf, speak with lenders or appointed agents, and handle the relevant property negotiations and communication, saving you the time and hassle of managing it alone.

Every case depends on its own facts. The initial review does not guarantee a particular lender, sale or debt outcome.

Call APS on 028 302 60006 or visit https://www.apsni.co.uk/

25/08/2026

Is your property worth less than the mortgage secured against it?

Negative equity can leave homeowners feeling trapped, particularly when they need to move, separate, sell or deal with an unaffordable mortgage. But avoiding the figures does not make the problem disappear.

Before making any decision, establish the current property value, mortgage balance, arrears and likely selling costs. That will show the estimated shortfall and the options that need to be explored.

Read our guide:
https://www.apsni.co.uk/ #/blog/what-is-negative-equity-options

For a free, confidential property assessment, call APS on 028 302 60006.

Check out our website www.apsni.co.uk for more information

Break Free From Property Debt. UK, Northern Ireland and Ireland's top Property Debt Solutions Provider. APS are here to help you regain financial control. With experience of thousands of negative equity cases, and other mortgage related issues, there is no problem to big or too small that we can't f...

18/08/2026

Property problems are rarely just about bricks and mortar. Mortgage arrears, negative equity, lender pressure or an unaffordable rental property can affect your finances, your family and your plans for the future.

Allied Property Solutions helps homeowners and landlords across Northern Ireland understand the figures, deal with property-linked debt and identify a realistic way forward. Every situation is reviewed confidentially and without obligation.

You do not need to have all the answers before speaking to us. The first step is simply understanding where you stand.

Check out our website www.apsni.co.uk for more information.
Call APS: 028 302 60006

23/07/2026

🏠 How healthy is your property investment or residential property?

Our free Property Debt Calculator helps you estimate:

✅ How much equity you have
✅ How much interest you’re paying
✅ Whether rental income covers the mortgage
✅ How long it could take to get back above water

Get a clearer picture of your property finances today:

🔗

Break Free From Property Debt. UK, Northern Ireland and Ireland's top Property Debt Solutions Provider. APS are here to help you regain financial control. With experience of thousands of negative equity cases, and other mortgage related issues, there is no problem to big or too small that we can't f...

23/07/2026

How are UK homeowners using equity release in 2026? 📊

🛠️ 43% for home adaptations & improvements

🏦 30% to clear an existing mortgage (up from 27%)

🤝 15% for intergenerational gifting to support family

As cost-of-living pressures linger, many are prioritizing stability and debt reduction. Read the full article below! 👇

Home adaptations and improvements still remain the top reason for releasing equity.

06/07/2026

🏠 Do you have a problem property that you just can't move on from?

At APS, we specialise in helping homeowners and landlords who are stuck. Whether you're dealing with negative equity, a landlocked property that's proving impossible to sell, a buy-to-let that's costing you more than it's making, or the very real threat of repossession, we can help.

We've spent years finding solutions for people in exactly these situations, working with lenders across the UK and Ireland to get results that others couldn't.

Get in touch today for a free initial consultation and a free property assessment with no pressure and no obligation. You have nothing to lose by picking up the phone.

👇 Find out more at www.apsni.co.uk
📞 028 302 60006 | 📧 [email protected] See less

Break Free From Property Debt. UK, Northern Ireland and Ireland's top Property Debt Solutions Provider. APS are here to help you regain financial control. With experience of thousands of negative equity cases, and other mortgage related issues, there is no problem to big or too small that we can't f...

03/02/2025

Turning Financial Struggles Into New Opportunities

Facing financial challenges can feel overwhelming, but it’s also a chance for a fresh start. 🌱 Negative equity or repossession doesn’t have to define your future. Let’s find the best solution for your unique situation and help you turn challenges into opportunities. Explore how you can rebuild and thrive

28/01/2025

Sell Your Home Quickly, Even in Negative Equity.

Need to sell but worried about negative equity? 💡 Selling your home while in negative equity is possible, and we can show you how. With tailored solutions and expert advice, you can sell quickly, reduce financial stress, and start fresh. Find out how homeowners just like you have successfully navigated this challenge. www.apsni.co.uk

22/01/2025

Approaching the end of your mortgage term with uncertainty? You’re not alone. Many homeowners are unsure of their options when the term comes to an end. 💡 Find out how to avoid financial pitfalls, explore different options available. Take control of your financial future