Ryan Brady - Financial Planning

28/10/2026

🏡 First-Time Buyer Mortgage Clinic 🏡

Thinking about buying your first home but not sure where to start?

Join us at our First-Time Buyer Mortgage Clinic on:

📅 Saturday 14th November 2026
⏰ 9.30am - 2:00pm
📍 Location: The Strain Practice – 16 Margaret Square, Newry

We'll help you understand:

✅ How much you could borrow
✅ Deposit requirements
✅ Available mortgage options
✅ The home-buying process from start to finish

Whether you're just starting to save or ready to begin your home-buying journey, our friendly advisers are here to help.

Book your free, no-obligation appointment.

Call us on:

📞 02830835774

📧 [email protected] - 07879770699

📧 [email protected] - 07761930412

🔑 Take your first step onto the property ladder with confidence!



Your home may be repossessed if you do not keep up repayments on your mortgage.

The Strain Practice is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). The Strain Practice is a trading name of The Strain Practice Ltd

SJP Approved 23/09/2026

21/10/2026

Shielding protection cover from inflation

▪️The longer a policy is in place, the greater the risk inflation will erode the real value of a fixed benefit.

▪️Index linking (linking the policy value to inflation) can help the payouts keep pace with rising costs.

▪️Financial advice can ensure you take out the right protection cover for you and your family

Most of us understand that inflation pushes up the cost of everyday essentials, from food shopping to energy bills. But fewer people realise it can also reduce the future value of their protection cover.

12/10/2026

We're living in a world full of information, opinions and advice.

But when it comes to important financial decisions, more information isn't always the answer.

Personal advice can help bring clarity, offering a different perspective and helping people focus on what's right for them.

At St. James's Place, we combine the power of personal relationships with the reassurance of scale and expertise.

See your wealth differently with personal advice backed by the UK's leading financial advice firm: https://ow.ly/ha6Y50ZWJvN&utm_source=facebook&utm_medium=organic_social&utm_campaign=brand_campaign_2026



Members of the St. James’s Place Partnership in the UK represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority. St. James’s Place Wealth Management plc.

SJP Approved 09/10/2026

20/08/2026

Could your business survive losing its most valuable person?

> The key people in your business are those who you rely on heavily for the company to function successfully. It may be a director or an employee with niche expertise or talent.

> Key person insurance can help keep your business afloat in the event that a key person in your company falls seriously ill or dies.

> Shareholder protection insurance allows existing shareholders to retain their equity stake in the company if a key person – such as the founder or chief executive – passes away.

Does your business rely on the talent or expertise of a key individual? If so, how would it fare if they were no longer able to work?

05/06/2026

Saving and investing for children and grandchildren

▪️Most long-term investment options for children and grandchildren, such as junior ISAs, personal pensions and accounts held in trust, are subject to specific access rules.

▪️Savings accounts may be more suitable, particularly if money is likely to be needed in the short term.

▪️Parents and grandparents should consider making full use of a child’s available allowances where appropriate, while keeping their own estate planning goals in mind.

Many parents worry that their children will struggle to find their financial feet in the current environment. Concerns include the flagging jobs market and inadequate retirement savings. Meanwhile, high house prices make it increasingly difficult to take the first step onto the property ladder. Thes...

14/05/2026

Choosing a mortgage feels more complex in uncertain times.

Although the base rate has been held, expectations of future increases mean many buyers and homeowners are weighing up fixed‑rate versus tracker deals once again.

We explain how each option works and what to consider when comparing mortgage products in a changing interest rate landscape: https://ow.ly/ZiqA50YYSSb

Your home may be repossessed if you do not keep up repayments on your mortgage.

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 13/5/2026

30/04/2026

🏡 First home secured! 🔑

I was delighted to help Anna on her journey to buying her first family home — a massive milestone! 👏

Buying your first home can feel overwhelming, but having someone guide you through it and explain everything clearly makes a big difference.

If you’re thinking about getting on the property ladder, I’m always happy to have a chat.

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

The Strain Practice is an Appointed Representative of and represents only St. James’s Place Wealth Management (which is authorised and regulated by the Financial Conduct Authority) The Strain Practice is a trading name of The Strain Practice Ltd

SJP Approved 29/04/2026

15/04/2026

📊 A strong performance by the S&P 500 meant by the end of last week it had retraced almost all its losses since the start of the Iran war.

Read last week's market update here: https://ow.ly/1RUx50YI93P