YoLife Protection and Mortgages

YoLife Protection and Mortgages I work with home buyers who want to understand their options and move forward with confidence. To work with me, message or call to talk through your next step

I help with mortgages and insurance, affordability, lender comparison, approval, and protection.

Thinking about buying through Co-Ownership Northern Ireland but unsure about the costs involved?One of the questions I h...
17/06/2026

Thinking about buying through Co-Ownership Northern Ireland but unsure about the costs involved?

One of the questions I hear most often is:

"What fees will I need to pay?"

Here is a simple overview of the Co-Ownership NI fees at the time of posting:

Application Fee
£100 payable when you apply. This covers checks on your income, outgoings and credit history.

Property Assessment Fee
£120 payable when you upload your property details. This covers a professional property assessment.

Legal Fee
£480 payable after a successful property assessment. This contributes towards the legal work involved in purchasing your home.

Understanding the costs involved before you start can help you budget and avoid unexpected surprises during the home-buying process.

Please note that fees, criteria and processes can change over time. The information above was correct at the time of posting but should always be verified directly with Co-Ownership before making any decisions.

Source: Co-Ownership NI website. https://co-ownership.org/costs-responsibilities/fees-costs-rent

If you are considering Co-Ownership and would like to understand whether it may be suitable for your circumstances, feel free to get in touch. I'm always happy to explain your options in plain language and help you understand the next steps.

My mortgage advice service fees are available on request and will always be discussed with you before any work is undertaken.

Message me if you would like to discuss your situation.

Your home may be repossessed if you do not keep up repayments on your mortgage.

YoLife Protection & Mortgages is a trading name of Kristina Slavicke, who is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

All it takes is a 30 minute strategy call.One conversation can help you understand where you need to start, what are you...
10/06/2026

All it takes is a 30 minute strategy call.

One conversation can help you understand where you need to start, what are your options and what to do next.

No pressure. Just guidance to help you move forward in home buying process.

Click on the link for appointment slot on my calendar or send me a message. https://calendly.com/kristinaslavicke/consultation



How much can I borrow?Online calculators don’t know your full situation.They don’t know if you have multiple jobs or you...
18/05/2026

How much can I borrow?

Online calculators don’t know your full situation.

They don’t know if you have multiple jobs or your contract of employment, overtime, bonuses, benefits, or a temporary contract. They also don’t know how different lenders may assess those types of income.

What looks like one answer online can look completely different once your situation is reviewed properly.

If you’d like to understand what may be realistic for your situation let me look at your situation, book 30 min strategy call to find out more.

YoLife Protection & Mortgages is a trading name of Kristina Slavicke, who is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.





12/05/2026

Getting a mortgage may involve
solving problems people didn’t even know could become problems.

Getting a mortgage is rarely just uploading payslips and waiting for approval.

A lot of the work happens in the background.

Lender criteria, additional document requests, clarifying information, fixing issues before they become bigger problems, and making sure the application is presented properly from the start.

That is part of my job as a mortgage adviser, and it is something I deal with every day.

If you want support through the process and someone to help manage the lender side of things, you are welcome to message me.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Believe it’s possibleOne of my recent clients showed the true meaning of persistence and determination. Her journey to s...
11/05/2026

Believe it’s possible

One of my recent clients showed the true meaning of persistence and determination. Her journey to securing a mortgage wasn’t easy, there were ups, downs, delays, and hurdles along the way, and the process lasted almost 12 months.

Sometimes the journey takes longer than expected, but with the right guidance, patience, and mindset, you owning a home can become a reality.

Believe it’s possible and trust your mortgage advisor to guide you through the process.

28/04/2026

My clients get mortgage ready before they start browsing property sites.

They know exactly what they can afford and are ready to make offers when the right house comes up.

If you're serious about buying - your first step isn't PropertyPal or RightMove.

It's getting your mortgage pre-approval!

YoLife Protection & Mortgages is a trading name of Kristina Slavicke, who is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority

I see a lot of discussions why you should speak to a mortgage adviser when your fixed rate is ending? Here’s why:- Marke...
21/02/2026

I see a lot of discussions why you should speak to a mortgage adviser when your fixed rate is ending? Here’s why:
- Market research for the best rates in minutes
- Personalised advice on fixed rates, term, and fees
- Criteria review if you’re planning to move lender
- It might be possible to move into a lower LTV band product
- Support if you’re planning increased borrowing

If your fixed rate is coming to an end, message me and I will review your options and talk through your next step.

12/02/2026

If buying your first home feels overwhelming rather than exciting, you're in the right place.

Comment or drop me a DM to find out more.

YoLife Protection & Mortgages is a trading name of Kristina Slavicke, who is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

You feel unsure about how much you can actually borrow?Multiple jobs, self-employed income, state benefits, or several d...
27/01/2026

You feel unsure about how much you can actually borrow?

Multiple jobs, self-employed income, state benefits, or several different figures on your payslip can all make it hard to know what a lender will accept, and what they won’t.

You don’t need to waste your time guessing or testing online calculators.

I can work through your income properly, assess what counts, and help you understand what’s realistic for YOUR situation.

If you’re asking “how much can I borrow?” a mortgage strategy call is a good place to start.

YoLife Protection & Mortgages is a trading name of Kristina Slavicke, who is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

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Newry
BT342SU

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+447834828633

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