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J Savage Financial (We used to be known as Cheap Mortgage Quotes)
Professional. Reliable. Impartial. J.S.F's financial advisors work to get you the best deal for you

Here at Cheap Mortgage Quotes we believe everyone has the right to impartial, professional advice for a fair fee. That’s why after years of working in the financial industry for some of the biggest names in lending and investing, our owner decided to set up C.M.Q and do it his way, treat every client like family and get them the mortgage they deserve. We strive to provide a professional service when and where you need it, we can come to you at your home or work place, do it via Skype/ phone and email or you can come to our office in Truro. We believe in giving something back which is why we reduce our fee but not or service for first time buyers and do not charge NHS, Military, Police or Fire staff a penny for our advice and arranging their mortgage. We are here every step of the way in your purchase, remortgage or investment property and cant wait to help you and welcome you to our family. Professional, Reliable, Impartial
Your property may be repossessed if you do not keep up repayments on your mortgage.

Well the figures are counted for 25-26 and what a year! Another year at just over £100 million in lending is truly INSAN...
29/04/2026

Well the figures are counted for 25-26 and what a year!
Another year at just over £100 million in lending is truly INSANE and we couldn’t do it without YOU!
Our clients, new and old, people who refer and recommend us and professional services who use us for their clients, we are sooo grateful and appreciate you all so much!

Thank you ❤️

A 3 bed house Shared Ownership for £150,000 in Nansledan3 bedroomsUPVCLarge GardenParking spaceGreat condition throughou...
20/04/2026

A 3 bed house Shared Ownership for £150,000 in Nansledan
3 bedrooms
UPVC
Large Garden
Parking space
Great condition throughout

This would need a minimum deposit of 5% (£7,500)
Over a 35 year term this would be £779 pm on a mortgage of £142,500
• Full Market Value: £375,000
• 40% Share: £150,000
• Rent: £487.62/month
• Service Charge: £57.90/month

To pass mortgage lending for that mortgage there would need to be a HOUSEHOLD income of around £34,000 (assuming no credit such as loans, car finance etc or dependants) which can be made up of the following:
Salary
Pension
DWP
self employed income
UC
Child benefit
Maintenance (court approved or not)
Working on the basis of two people in employment at £12.71ph you would need to work 26 hours per week to afford it* or earn £17,000 PA each)*

Or you could have one person working full time and the other on benefits, carers, pension etc to meet that figure.
We sadly cannot affect house prices (we wish we could) nor do we set interest rates but the above may help someone earning that who has been told owning a home is out of reach when in fact it could be a possibility like it has for hundreds of our local clients.

*As always the above is an example and not a stone cast guarantee as credit profile and outgoings/debts can have an effect.
Drop us a DM if you'd like an individual personal quote or to arrange a viewing

🎉🚀£104,977,639🚀🎉That’s our lending figure for the end of year and what a number! Helping hundreds of people buy or refin...
01/04/2026

🎉🚀£104,977,639🚀🎉

That’s our lending figure for the end of year and what a number!

Helping hundreds of people buy or refinance properties, be it their first home, their next home or an investment property and we couldn’t do it without YOU.
The people who have used us from the start, the people who have found us along our journey and the people who recommend our services to others and refer clients to us.

Thank you so so so much, we truly love what we do and we hope it shows.

We love you all ❤️

Address

180 Henver Road
Newquay
TR73EH

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 5pm
Saturday 9am - 2pm

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