19/05/2026
🌻A High Street Bank delivering the goods for First-Time Buyers
Even if you haven’t saved £5,000 yet, get in touch with us, and we can create a plan to explore your potential borrowing options.
Here’s an example of how to achieve this:
Clients: Ages 22 and 24
Combined Income: £26,436.80 (minimum wage) x 2 = £52,873.60
Net Monthly Income: £1,879 x 2 = £3,758
Living with Parents:
Rent: £500 each = £1,000
Living Costs: £500 each = £1,000
Remaining Amount for Savings: £3,758 - £2,000 = £1,758
This means you can save £1,758 each month, which allows you to accumulate a deposit in just three months.
Maximum Borrowing on the above salary: £236,000
Deposit: £5,000
Purchase Price: £241,000
🏠This amount is around the average price for a two-bedroom home.
(Subject to a full application)
