Sunnybank Financial Solutions

Sunnybank Financial Solutions Mortgage and protection advice.

Professional company who pride themselves on giving clear, jargon free advice and top level service, from start to finish and beyond.

29/08/2026

Not something you see every day here on sunnybank! I hope the person in need is ok🤞🏼🤞🏼

11/08/2026

Legend of a man!! Respect 🙏

Nice couple of days had down the Gower with the kids. Back to it now though!
07/08/2026

Nice couple of days had down the Gower with the kids. Back to it now though!

“Do I need a perfect credit score?”We hear this daily.And no — there isn’t a magical “perfect number” you need to unlock...
02/08/2026

“Do I need a perfect credit score?”

We hear this daily.

And no — there isn’t a magical “perfect number” you need to unlock.

Different lenders score differently.

Instead of chasing a mythical number, focus on:

• Paying commitments on time

• Keeping balances sensible

• Staying registered on the electoral roll

Small consistent habits > panic checking your score every week.

Progress beats perfection.



Your home may be repossessed if you do not keep up repayments on your mortgage.

Getting a mortgage when you’re self-employed might seem tough, but it’s absolutely doable with the right approach! Wheth...
30/07/2026

Getting a mortgage when you’re self-employed might seem tough, but it’s absolutely doable with the right approach! Whether you’ve recently switched to a limited company, have fluctuating profits, or less than three years of accounts, these tips will help you secure the home you’re dreaming of:

✅ Work with a Mortgage Broker – They know the ins and outs of self-employed applications and can connect you with flexible lenders.

✅ Organise Your Financial Documents – Prepare tax returns, SA302 forms, business bank statements, and proof of personal income.

✅ Keep a Strong Credit Score – Check your credit report, avoid unnecessary debts, and keep credit utilisation low.

✅ Show Stability – Be ready to explain any dips in profit and demonstrate recovery with updated accounts or forecasts.

✅ Save for a Larger Deposit – A bigger deposit can improve your chances and get you better rates.

✅ Work with Specialist Lenders – Not all lenders understand self-employment, but specialist lenders do!

💡 Pro Tip: A certified accountant can help ensure your business accounts are professionally prepared, giving lenders confidence in your application.

Don’t let being self-employed stop you from owning your dream home. With the right preparation and support, getting on the property ladder is within reach! 🏡✨

07902225128

[email protected]

www.sunnybankfs.com



Your home may be repossessed if you do not keep up repayments on your mortgage.

Wohoo, we have recently received another 5-star review! ⭐⭐⭐⭐⭐ Great service isn’t just a promise, it’s proven! We’re gra...
29/07/2026

Wohoo, we have recently received another 5-star review! ⭐⭐⭐⭐⭐

Great service isn’t just a promise, it’s proven! We’re grateful to have earned glowing reviews from happy clients who found their perfect mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Are you a first-time homebuyer feeling overwhelmed by the mortgage process? 🤔🏠Let's make it easier for you! Here are som...
17/07/2026

Are you a first-time homebuyer feeling overwhelmed by the mortgage process? 🤔🏠

Let's make it easier for you! Here are some quick tips to help you secure your dream home without the hassle:

Check Your Credit Score - It impacts your mortgage eligibility and interest rates.

Save for a Deposit - Aim for at least 10-20% of the home price, however there are some lenders who offer zero deposit mortgages depending on your circumstances

Get Pre-Approved (otherwise known as an Agreement in Principle) - Strengthen your offer and understand your budget.

Compare Lenders - Look for the right terms that suit you.

Work with a Professional - Get expert advice tailored to your needs.

Whether you're just starting out or ready to take the plunge, We are here to help guide you every step of the way. Reach out today and let's turn your homeownership dreams into reality!

07902225128

[email protected]

www.sunnybankfs.com



Your home may be repossessed if you do not keep up repayments on your mortgage.

“How much can I actually borrow?”This is usually the first Google search.And the most confusing one.Online calculators g...
16/07/2026

“How much can I actually borrow?”

This is usually the first Google search.

And the most confusing one.

Online calculators give a rough idea — but they don’t see your lifestyle, bonuses, overtime, or future plans.

We look beyond a simple multiplier.

Because borrowing the maximum isn’t always borrowing the right amount.

Our mindset tip?

Work out what feels comfortable monthly — not just what a lender might offer.

Clarity removes fear. That’s where we come in.



Your home may be repossessed if you do not keep up repayments on your mortgage.

“What costs do I need to budget for?”It’s not just the deposit.We see buyers caught out by the extras: • Solicitor fees ...
15/07/2026

“What costs do I need to budget for?”

It’s not just the deposit.

We see buyers caught out by the extras:

• Solicitor fees

• Survey costs

• Moving expenses

• Stamp duty (in some cases)

The best feeling? Knowing your full budget upfront.

Clarity removes last-minute stress.

We always map the whole picture so there are no surprises.



Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

Sunnybank
Newport
NP108JP

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