Islamic - Sharia Mortgages

14/08/2021

https://www.theguardian.com/money/2021/aug/14/know-the-score-on-mortgages-a-blemish-on-your-credit-file-could-cost-thousands

Check with all the agencies before applying, as one blip could mean signing up to higher rates

24/11/2020

More guidance on sharia finance

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Some great news about scam frauds. Always remember to be careful of your data

With fraud victims losing huge sums, a new code will offer more protection - but not all banks are signed up.

20/07/2018

Salaam

I wanted to share background to some queries I have received regarding information on Sharia mortgages. This link below provides a background to the lenders I use.

I also have direct arrangements with prime commercial lenders who now offer full term fixed commercial mortgages for 15 or 20 years.

Message me for all your queries

Types of home buying plans that comply with Sharia law and where to get them

26/09/2017

Good article for all landlords for 4 or more properties. Most lenders have this in place already. It does require good project management processes to successfully manage this for mortgages and portfolio lending. Reach out any time to explore Sharia buy to lets.

From the end of this month, lenders will have to take a more stringent approach to buy-to-let mortgage applications from landlords. Emma Lunn explains.

26/09/2017

Great idea to shop around, remember to strike a balance and protect your personal information.

Consumers should shop around on lots of price comparison sites, a review says.

14/09/2017

Are you concerned about the impact a rate rise would have to your mortgage, call us for a free mortgage consultation to see how much you can save with a Sharia mortgage.

Sterling surges as the Bank of England hints at rate rise in "the coming months".

02/09/2017

Helpful guide when hiring a trader.

Helpful guide regarding your mortgage reach out to me.

http://www.yourmoney.com/household-bills/top-five-building-blunders-revealed-avoid/?utm_source=Adestra&utm_medium=email&utm_term=&utm_content=&utm_campaign=Editorial%20Newsletter%20-%20NON%20SPONSORED&utm_campaignid=534&utm_cmdid=86259

Tens of thousands of people complained to charity Citizens Advice last year after home improvement nightmares. Here’s how to find reliable traders.

01/09/2017

Are you a landlord / owner wanting to release cash from their portfolio tax-free, leaving their entire portfolio intact.Owners of buy-to-let properties greater ability to make the most of their property wealth to live the retirement / life they want.

Call me for your free consultation for this and other mortgage products.

http://www.yourmoney.com/mortgages/retirement-advantage-unveils-landlord-equity-release-products/?utm_source=Adestra&utm_medium=email&utm_term=&utm_content=&utm_campaign=Editorial%20Newsletter%20-%20NON%20SPONSORED&utm_campaignid=534&utm_cmdid=86259

Retirement Advantage has launched a range of equity release products for owners of buy-to-let properties and second homes.

29/08/2017

To find out more, contact us on 07967292567

An example of a Sharia mortgage:

*Indicative rate is subject to affordability testing, rate is based on assumptions: £300,000 property value; 85% Loan to Value (LTV); over a 25 year term; and a monthly repayment of £1,276.59. Additional Survey and Legal Fees may apply. No early repayment charge.

Your monthly payment is made up of two elements, an acquisition payment which increases your share of the property and a rental payment for use of the portion that the Bank still owns. When all acquisition payments have been made and the finance has been settled, ownership of the property transfers to you.

*Home Purchase Plan customers in Scotland pay an 'occupancy payment' under a 'co-beneficiaries' agreement. Subject to term and conditions.

Your home may be repossessed if you do not keep up repayments on your mortgage.

22/08/2017

Would you like a free re / mortgage consultation, are you curious about any of the following:
1. Find out how much an interest rate rise will cost you?
2. See how much you can afford?
3. Think about overpaying?
4. Explore a new mortgage deal?

Leave your details on the web page and all consultations conducted in the comfort of your home.

https://sites.google.com/view/mortgagebroker/home

Our aim is to find you the right mortgage based on your needs and circumstances. Our advisers will talk to you through your options around protecting your home, family and belongings.