The Mortgage Genie

05/01/2026

Planning a home move in 2026? Get purchase-ready with a Genie Decision in Principle.

A mortgage decision in principle is a way of finding out if you are able to borrow the amount you need from a mortgage lender to buy a property.

15/12/2025

A mortgage deal ending soon doesn’t have to feel overwhelming. If you’re within 6 months of renewal, now’s the perfect time to start reviewing your options.

We’ve shared some helpful insights in our latest remortgage blog👇

Discover if remortgaging is easy, what might make the process a bit harder, as well as how to get a competitive deal. Click to learn more.

30/06/2025

Thank you to the wonderful JH Bakes for our fabulous sweet treats. The team had their Monday well and truly brightened up with this special delivery! It’s been a pleasure working with you again, thanks for choosing The Mortgage Genie & The Insurance Genie!

26/06/2023

Voices are being heard and help is available. We urge everyone to speak to a reputable mortgage advisory firm before making any arrangements with your current lender. It should be noted that this is not a ‘payment holiday’ but the agreement may offer some temporary relief to some mortgagees, but again we’d always urge full understanding of your options before any request is officially put to your lender. 🧞‍♂️

Your home may be repossessed if you do not keep up repayments on your mortgage.

To ensure you have suitable protection in place, please call us on 01915809890 for free, non-biased and impartial advice. Alternatively, you can visit our website at https://themortgagegenie.co.uk.

Borrowers will be able to make a temporary change to mortgage and still return to original deal.

30/05/2023

Is your family growing? Are you needing more space and a bigger home? 👨‍👩‍👧‍👦🏡

If you're short on space then why not call us for a free mortgage consultation, and we’ll see what we can advise.

Remember, we’re open 7 days a week for all of your mortgage needs. 🧞‍♂️

Your home may be repossessed if you do not keep up repayments on your mortgage.

To ensure you have suitable protection in place, please call us on 01915809890 for free, non-biased and impartial advice.

12/05/2023

A big thank you to LendInvest for inviting The Mortgage Genie to the Financial Reporter Awards Evening last night. We were represented by our Operations Manager, Daniel, and whilst we didn’t win this time in our category (Broker Firm of the year with 11-50 employees), we look forward to hopefully being back next year and taking home a win! 🧞‍♂️

09/05/2023

Big news in the mortgage world this morning!

Skipton Building Society is launching a 100% (deposit free) mortgage, which doesn’t require a guarantor.

The Chief Executive said there is a ‘gap in the market’ for renters who don’t have access to savings or family wealth to help them acquire a mortgage.

If this is something you’d like to find out more about, feel free to contact our friendly team today. 🧞‍♂️

Your home may be repossessed if you do not keep up repayments on your mortgage.

To ensure you have suitable protection in place, please call us on 01915809890 for free, non-biased and impartial advice. Alternatively, you can visit our website at https://themortgagegenie.co.uk.

26/04/2023

Buying your first home is a huge decision, but that doesn't mean it has to be difficult. Contact us today and we'll help you get mortgage-ready! 🧞‍♂️

Your home may be repossessed if you do not keep up repayments on your mortgage.

To ensure you have suitable protection in place, please call us on 01915809890 for free, non-biased and impartial advice. Alternatively, you can visit our website at https://themortgagegenie.co.uk.

19/04/2023

We’re excited to report that we’ve been nominated at the Financial Reporter Awards in the category of Broker Firm of the Year!

The Financial Reporter Awards programme, now in its fourteenth year, is designed to promote excellent service and practice in the mortgage industry - and reward those who uphold these values.

We’ve been nominated in a pretty tough category but we’re looking forward to finding out the winners! 🧞‍♂️

Financial Reporter is delighted to announce the finalists for its 2023 Financial Reporter Awards.

18/04/2023

✨ Let’s start our week with some mortgage knowledge! ✨

What does the term ‘loan to value’ mean with regards to your mortgage?

There’s a lot of often confusing sounding mortgage terminology out there, and we often get asked to translate what it means!

In this case, the loan to value – or LTV – is the size of the mortgage compared to how much your property is worth and is usually expressed as a percentage figure. The lower the LTV, the lower the mortgage interest rate tends to be. For example, if a mortgage is offered at 90% LTV, you’ll need to find a deposit of 10%. If a mortgage is offered at 75% LTV, you’ll need to find a bigger deposit of 25% – but rates will typically be lower. 🧞‍♂️

Your home may be repossessed if you do not keep up repayments on your mortgage.

To ensure you have suitable protection in place, please call us on 01915809890 for free, non-biased and impartial advice.

31/03/2023

Our Managing Director, Matt and Operations Manager, Dan attending the EweMove 2023 conference representing The Genie 🧞‍♂️

14/02/2023

We can't make money grow on trees, but we can help you plan your finances to help make your property dreams a reality. We think that's the next best thing! 🧞‍♂️

Your home may be repossessed if you do not keep up repayments on your mortgage.

To ensure you have suitable protection in place, please call us on 01915809890 for free, non-biased and impartial advice.