11/10/2026
It's a common question we hear from buyers, and the answer is no 🏡
An Agreement in Principle shows how much a lender may be willing to lend you 💷
This figure is based on your income, your outgoings and your credit history
You'll just need to give us an idea of the deposit you're planning to put down, but not the actual deposit itself
Getting one early helps you set a realistic budget. It also shows estate agents and sellers you're serious 🔑
With lots of low-deposit or even zero deposit mortgages on the market, you might not need a deposit at all, so it's always worth a chat 💬
Let's help you get started today
Your property may be repossessed if you do not keep up repayments on your mortgage.