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Zoyue Commercial Finance

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Newcastle upon Tyne
Zoyue Commercial Finance

We specialise in tailored finance solutions for property investment, development, short-term funding, and business needs.

Helping you secure the right deal, fast.

09/09/2026

Turn your network into revenue. 💚

Introduce a client, we handle the bridging process, and you earn 50% of our commission on completion. Simple introductions, real earning potential. 🤝💰

📩[email protected]
📞 07870 814765

03/09/2026

🏡 Could this be a bridging opportunity?

The borrower may be able to use a bridging loan to complete the purchase and secure the property, before refinancing onto a longer-term mortgage once everything is in place.

Of course, every case is different. The numbers, property, exit strategy and lender criteria all need to stack up, but recognising situations where bridging could be an option can help prevent a good opportunity from being missed.

💡 Have you come across a property opportunity where speed was the deciding factor?

📩 [email protected]
📞 07870 814765

02/09/2026

Another refinance completed, giving our client the extra time they needed to get their project over the line. 🏗️

The client was nearing completion on their latest project, but their existing bridging facility was also approaching the end of its term. We refinanced the security they had originally used to fund the project, providing the additional time and breathing room needed to complete the remaining works and put them in a position to repay the new facility.

⏱️ Timing was key on this one. We moved quickly and worked closely with the bridging lender to make sure everything completed before the original bridge went over term.

A great example of how the right refinance, at the right time, can keep a project moving forward. 🤝

📩 [email protected]
📞 07870 814765

25/08/2026

🚨 Could you be overlooking a bridging opportunity?

Not every property deal fits neatly into a standard mortgage.

A tight completion deadline, refurbishment works, an auction purchase or the need to release capital quickly could all be signs that short-term finance is worth exploring.

The key is knowing when to spot the opportunity.

If a case lands on your desk and you're unsure whether bridging could work, refer it to us and let’s explore the options together.

📩 [email protected]
📞 07870 814765

19/08/2026

Another bridging finance successfully completed. 🏗️

The client required funding to acquire a commercial property with adjoining land. While the land currently has no planning permission, it offers strong potential for future development.

We structured a 12-month bridging facility at 60% LTV, with interest rolled up, giving the client the time and flexibility needed to complete the acquisition and progress their planning application.

The proposed exit strategy is clear, once planning permission is secured, the client intends to refinance onto a development finance facility to fund the next stage of the project.

✅ Commercial property & land acquisition
✅ 60% LTV
✅ 12-month term
✅ Interest rolled up
✅ Planning application during the bridge
✅ Exit via development finance

A great example of how bridging finance can provide the breathing room needed to acquire an opportunity today while working towards its longer-term development potential.

📞 0191 266 4966
📲 07870 814765
📧 [email protected]

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05/08/2026

💡 Sometimes the biggest opportunity isn't the obvious one.

Not every client fits neatly into a standard mortgage.
Maybe they're waiting for units to sell.
Maybe they're buying a property to convert into an HMO.
Maybe they just need a little time before they can move onto long-term finance.

These are the conversations where bridging finance can make all the difference.

That's why we're starting a new series: "Could This Be a Bridge?" 🤔

Each post will share a scenario to help you spot opportunities you might otherwise miss.

👉 Have you come across a situation recently where a bridge could have helped your client?

📞 0191 266 4966
📲 07870 814765
📧 [email protected]

29/07/2026

Another successful completion for one of our regular clients using bridging 👏

Our client approached us with an urgent funding requirement after being presented with an excellent off-market investment opportunity. With a tight deadline to complete, they needed a lender who could move quickly.

We secured a completion bridging loan within 6 weeks, enabling the client to purchase the property for £300,000 without missing out. Even better, the property was independently valued at £450,000, with the lender basing the loan on the 180-day value, allowing our client to maximise their borrowing from day one.

The plan now is to carry out a full refurbishment, with an anticipated end value of £550,000 once the works are complete. Our involvement doesn't stop at completion. We'll also be arranging the client's exit onto a long-term mortgage, allowing them to refinance, recover the capital invested into the purchase and refurbishment, and release additional funds to reinvest into their next project.

This is a great example of how having the right finance in place can turn a time sensitive opportunity into a profitable investment. When the right deal comes along, being able to act quickly is often the difference between securing it and missing out.

If you're looking at an investment opportunity and need fast, flexible funding, we'd be happy to discuss how we can help.

📞 0191 266 4966
📲 07870 814765
📧 [email protected]

21/07/2026

Most people ask the wrong question about bridging finance.

"What's the interest rate?" 🤔

The better question is: "What's it going to cost if I can't complete the deal?"

Before comparing the cost of bridging finance, consider the potential cost of not having it available when you need it. That could mean:

• Losing a deposit.
• Wasting money already spent on legal, valuation and professional fees.
• Missing out on a discounted or time sensitive opportunity.
• Missing contractual deadlines or completion dates.
• Damaging relationships with sellers, agents or business partners.
• Delays to a refurbishment, development or investment strategy.
• Watching a deal fall through when there may have been another solution.

Suddenly, the conversation isn't just about the interest rate. It's about the cost of losing the opportunity.

16/07/2026

Meet the real Head of Client Relations... 🐾 🐶

While the team is busy chasing documents, following up with lenders, and keeping bridging deals on track, our office dog has a much simpler job... making sure treats arrive on time. 🍖

If only obtaining documents was as straightforward!

At Zoyue, we know that speed matters in bridging finance. Behind every successful completion is plenty of persistence, communication, and a little bit of patience, something our four legged colleague is still working on!

Who else has an office pet that keeps the team smiling? 🐶

15/07/2026

Another one 💰

An investor secures a below market value property with a bridging loan which allowed them to complete within 14 days. The refinance process was started immediately after completion to exit the borrower onto a long term mortgage, this was also done by us.

☑️ 60% LTV
☑️ 0.70% Interest PCM
☑️ 6 Month term

If you're needing fast, flexible bridging finance to help you complete on time, we'd be happy to help.

📞 0191 266 4966
📲 07870 814765
📩 [email protected]

Address

5-6 Old Eldon Square
Newcastle Upon Tyne
NE17JG

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Website

http://www.zoyue.co.uk/

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