Kirk Freeth at The Financial Guys

24/01/2025

More positive news of rates heading in right direction 👇😁.

Lloyds Banking Group chief executive Charlie Nunn tells Sky News he believes the Bank of England will be able to make further reductions in the coming months thanks to the resilience of household and business finances - but also issues a warning over growth.

08/01/2025

Income protection is the foundation of your home🏡. 👇

19/12/2024

https://news.sky.com/story/bank-of-england-keeps-gradual-cut-prospects-alive-as-interest-rate-held-13276434

There was surprise support for a fresh rate cut at the meeting which has revived hopes for borrowers that some further relief is possible in February.

01/08/2024

Positive news from the Bank Of England today.😁 Any queries on this drop me a message/email. [email protected]

Great news! The Bank of England has today announced a reduction to interest rates, the first cut to rates since March 2020.

This is likely because of the drop in inflation over the last few months.

If you want to know how this will effect you, get in touch with your The Financial Guys adviser & they'll be happy to have a chat.

💻 thefinancialguys.co.uk
📞 0333 012 4574

11/04/2024

People feel their personal finances are improving, according to new research released by the Financial Conduct Authority.

The regulator found the number of people struggling to pay bills fell by around 25% in January 2024 compared to January 2023.

7.4m people were struggling to pay bills and credit repayments in January 2024, down from 10.9m in January 2023. This is still higher than the 5.8m recorded in February 2020, before the cost of living squeeze began.

Do you feel better off? Are you less worried about your finances?

For a free financial review, don't forget our lovely team of advisers will be happy to help.

💻 thefinancialguys.co.uk
📞 0333 012 4574

05/04/2024

Tomorrow will see the reduction in National Insurance contributions kick in for workers across the UK.

The reduction will be from 10% to 8% and is the second cut of it's kind this year, expected to leave a little more money in the pocket of 27 million employees.

It is worth about £450 a year to an employee on an average salary of £35,000.

For a free financial review, don't forget our lovely team of advisers will be happy to help.

💻 thefinancialguys.co.uk
📞 0333 012 4574

23/02/2024

A quick 2 min read explaining and simplifying credit scores.
What you may not know...
👉 Mortgage lenders use different credit gencies from each other and often use 1/2 or a combination of all 3 agencies to check your credit score 👈
Some agencies can hold different info also..👀
🔑 as always = Get expert advice 😁
📧 [email protected]

Although each credit reference agency has a slightly different formula to calculate your score, they all base it on similar information.

25/01/2023

A bit of light viewing 👀! Class catch up with the that is Martin Wardle at Robson Laidler . Thanks for the invite onto the podcast 😁.

In this episode of Business Stuff Podcast, Martin Wardle talks to mortgage advisor Kirk Freeth about everything to do with mortgages. Some things discussed i...

01/11/2022

Some light viewing with a ☕️. As always, feel free to get in touch with any queries or questions.
📧 [email protected]

07/10/2022

We have a wide range of buy-to-let propositions available with our panel of lenders, from individual properties to entire portfolios. We will work tirelessly on your behalf to not only find you the best deal available, but also keep the cost of your mortgage to a minimum.

Our aim is to understand what your goal is with the properties and set a plan of action, not just for now but for years to come to ensure you achieve it.

So why not get in touch with us today?

30/09/2022

We understand that buying your first property is probably the biggest financial commitment you’ll ever make. And here’s something you might not know- it doesn’t have to be stressful!

With our support, we can help you with:

- Negotiating with estate agents
- Getting the keys for your new home
- Budget planning for the new costs involved with a new home

And those are just a few of many. So if you want to get onto the property ladder and find your dream home but have no idea where to start, reach out to us today.

23/09/2022

Long gone are the days where getting a mortgage meant you had to stay with the same lender for the full term of your mortgage.

Here at The Financial Guys, our approach will show you how remortgaging every time your tied-in deal comes to an end- you can save thousands over the term of your mortgage life.

With our approach, we make sure all of the leg work is done well before your deal comes to an end, ensuring a seamless transition onto a new deal- or in some cases switching to a new company.

Let us do all the work, just get in touch today and let's start saving you money.