31/10/2022
Can I get a mortgage with a poor credit history❓
A frequently asked question, with a surprisingly positive answer👍
Whether you have had some late payments, arrears, defaults, CCJ's or worse, there may be options available to you from a range of lenders including high street lenders. They will factor in the type and level of debt, when the credit issues occurred, and the deposit/equity available.🤨
Some high street lenders will ignore defaults & missed payments over 3 years old, sub prime and specialist lenders can take that a step further looking at CCJ's and more recent infractions. 😲
If a poor credit history is putting you off applying for a new mortgage or stopping you from remortgaging and saving money, contact me for a free chat to discuss your options.
☎️ 07880510956
💻[email protected]
Your home may be repossessed if you do not maintain your repayments on your mortgage