Essential Wealth Management

05/10/2026

What could be on the Chancellor’s radar as the Autumn Budget approaches? Our latest article explores some of the key areas that could affect personal finances, pensions and investments. 👇

https://www.essential-wealth.co.uk/news/what-could-be-on-the-chancellor-s-radar-2nd-october-2026

30/09/2026

State Pension Triple Lock: Read our latest update and stay informed about potential changes. 👇

https://www.essential-wealth.co.uk/news/the-triple-lock-north-30th-september-2026

17/09/2026

The Bank of England policymakers have voted by six votes to three to hold interest rates at 3.75% today, while the global interest-rate picture is moving in the opposite direction.

🇺🇸 The US Federal Reserve has just raised rates
🇪🇺 The European Central Bank raised rates last week
🇯🇵 Japan is expected to raise rates tomorrow

The question now is whether the UK can continue to hold while other major economies tighten. Governor Andrew Bailey said "So far higher global energy costs have had a limited effect on price and wage setting in the UK. But the longer this volatility persists, the bigger the impact it will have on inflation, and the more likely it is we will need to raise Bank Rate to ensure that inflation falls back to our 2% target.”

16/09/2026

🎉 Celebrating Emma's 5-Year Anniversary at Essential Wealth 🎉

This month, we are celebrating Emma's five-year anniversary with Essential Wealth.

Since joining, Emma has become an integral part of our Client Management team, supporting our Financial Planners and helping to ensure our clients receive the exceptional service and care that defines Essential Wealth. Her attention to detail, professionalism and commitment to delivering the highest standards have made her invaluable and she has achieved many professional qualifications along the way.

We look forward to the next five years!

16/09/2026

UK inflation climbed to 3.1% in August, up from 2.9% in July and at a five-month high.

⛽ Rising petrol and diesel prices were a major driver, alongside higher airfares.

The underlying picture is more mixed: core inflation held at 2.6%, while services inflation remained at 3.4%. With inflation still above the Bank of England’s 2% target, all eyes will now turn to tomorrow’s interest-rate decision.

25/08/2026

🎉 Good news for Premium Bond holders!

The Premium Bonds prize fund rate is increasing from 3.80% to 4.35% from 1st September, with the odds of winning a prize improving from 22,000 to 1 to 21,000 to 1.

Find out what the changes mean for Premium Bond savers and the latest rate increases across other NS&I products in our news article:

👉 https://www.essential-wealth.co.uk/news/interest-rate-rises-for-premium-bonds-and-other-variable-rate-ns-and-i-products-19th-august-2026

19/08/2026

🛑 Inflation up 🛑

Inflation (Consumer Prices Index) was 2.9% in July 2026, up from 2.6% in June 2026.

Inflation is the rate at which the prices of goods and services bought by households go up or down.

Commenting on today’s inflation figures, ONS Deputy Director for Prices Mike Hardie said:

“Inflation rose in July, driven by a sharp increase in gas prices following this month’s change to the energy price cap. This was the largest rise in gas prices for almost four years.

“Other upward pressures included furniture prices falling by less than usual for this time of year, and also a smaller fall for clothing prices due to reduced discounting.

“The prices of raw materials and goods leaving factories slowed again, driven by a drop in the prices of crude oil and refined petroleum respectively.”

Read the full article ➡ https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/consumerpriceinflation/july2026

🔔 Follow us and keep up to date with all the latest stats

18/08/2026

🐶Good news for pet owners🐶

Millions of pet owners could benefit from greater price transparency, stronger consumer protections and improved access to redress under what the Government describes as the most significant overhaul of veterinary regulation in six decades.

Read the full news item here: https://www.essential-wealth.co.uk/news-and-info

30/07/2026

📢 UK Interest rate decision

The Bank of England has left the base rate unchanged at 3.75% as policymakers continue to balance inflation risks against a slowing economy while ongoing geopolitical tensions and higher oil and gas prices continue to create uncertainty.

Inflation eased to 2.6% in June but remains above the 2% target and is expected to rise again later this year as higher energy costs feed through to the economy.

28/07/2026

HMRC is modernising Benefits in Kind reporting from April 2027. Employers will need to report benefits such as company cars, medical insurance and fuel benefits, with tax and Class 1A NIC calculated in real time through payroll.

Read our latest update on what this means for employers and employees and how to prepare: 👇
https://www.essential-wealth.co.uk/news/mandatory-payrolling-of-benefits-in-kind-from-april-2027-hmrc-update-22nd-july-2026