Carol Deegan Financial Solutions

27/02/2025

Women & Money: Navigating Life’s Financial Milestones

Life is full of twists and turns—career breaks, relationship separation, inheritance. Are you financially prepared for the unexpected?

Join us on Friday, 7 March, at 12:30 PM for a free webinar designed to help women confidently navigate life’s major financial milestones.

🎟️ Register now and take the next step toward financial peace of mind.

📌Registration Link in comments below

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The value of your investment can go down as well as up. You could get back less than you invested.

Taxation rules can change at any time and are dependent on individual circumstances.

Carol Deegan Financial Solutions is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) The `St. James's Place Partnership' and the titles `Partner' and `Partner Practice' are marketing terms used to describe St. James's Place representatives.

SJP Approved 31/01/2025

06/02/2025

👨‍👩‍👧‍👦Families paid £5.7 billion in Inheritance Tax (IHT) from April to November 2024. That’s £0.6 billion more than the previous tax year.*

Trusts, and Legacy Preservation Trusts can play a part in helping to create a tax-efficient inheritance plan. Read more here: https://ow.ly/htbq50URa3P

*Source: HMRC, 21 November 2023

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We all want to leave the best legacy we can to those we love. There are some easy steps you can take during your lifetime to protect your estate from Inheritance Tax liability.

12/12/2024

With the introduction of VAT on school fees, can you still afford a private education for your child – and where will the money come from? We explore your financial options in our article: Can you still afford to go private – plus VAT?

https://ow.ly/ZYvG50Up11f

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The Labour government is poised to add 20% VAT to the cost of independent school fees from 1st January 2025. Can you still afford to send your child to private schools? We explore your financial options.

19/11/2024

Long-term relationships with financial advisers can significantly enhance your financial future, provide support during major life events, and improve your overall quality of life.

Our new study reveals that the majority of individuals receiving professional financial advice have remained with the same adviser. In fact, more than three-fifths have never switched advisers.

The third chapter of the Real Life Advice Report, launching today, delves into the dynamics between clients and their financial advisers, highlighting the profound impact these connections can have. Read the full chapter here: https://ow.ly/yBys50TQPYw

Opinium surveyed just under 12,000 UK adults nationwide in two polls between May and August 2024. Quantative data referenced is sourced from the first poll which had a total sample of 7,995 respondents.

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority

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SJP Approved 22/10/24

12/11/2024

Now that you’ve had some time to reflect on the Budget announcement, you may have some questions around what the changes mean for you and your finances. If you’re looking for advice, we’re here to help: https://ow.ly/PKQI50U2XIR

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 07/11/2024

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We can put you in touch with a local financial adviser that will support you with your financial requirements. Find a financial adviser near you today.

24/09/2024

Financially, it’s been a difficult few years for households, across all income brackets. Going into the Autumn, energy prices look set to rise again, and there may be tax rises on the horizon too. Here, we explain how financial planning and expert advice can help you protect your short- and long-term financial security.

https://partnership.sjp.co.uk/article/detail/sjpp/are-you-prepared-for-any-upcoming-tax-rises-and-price-increases.html

18/09/2024

Do you know where all your old pensions are?
I have recently helped 2 clients find frozen pensions with substantial sums of money they had lost track of.
Check if you have any old correspondence tucked away as they could be all you need to start the process.

06/06/2024

Carol Deegan Financial Solutions is an Appointed Representative of St James' Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 06/06/2024

03/06/2024

‘Thank you. It is very refreshing to speak to a financial adviser who listens and doesn’t patronise’

What a lovely endorsement to receive, with flowers, from a new client!

21/05/2024

SJP's recent analysis of the retirement market shows that the growth rate of multi-retiree families is increasing faster than previously projected.

With the demands on retirement income growing, as future generations are expected to financially support others in retirement. What does this mean? Read the full research here: https://www.sjp.co.uk/media-centre/latest-news/number-of-families-with-two-retired-generations-set-to-exceed-one-million-in-next-10-years-as?

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St. James’s Place Wealth Management

14/05/2024

As many small-medium business owners find that attracting and retaining talent to be one of their largest barriers to growth, explore how reviewing features and communicating benefits can help: https://partnership.sjp.co.uk/article/detail/sjpp/an-employers-guide-to-workplace-pensions-how-to-review-and-optimise-your-scheme.html

An employer’s guide to workplace pensions: how to review and optimise your scheme

18/04/2024

Your pension savings might be one of the biggest legacies you can leave, apart from property, after you’re gone: https://partnership.sjp.co.uk/article/detail/sjpp/can-i-pass-on-my-pension-when-i-die.html

Can I pass on my pension when I die?