Jacqueline Rawlin Mortgage and Protection Advisor

13/10/2026

What is a remortgage? .. and how can it benefit YOU? 🤔

We all shop around for car insurance, home insurance, car finance.. 🚗 to get the best deals posisble.. right??

Your home is the BIGGEST asset you own, and most likely your largest monthly outgoing.. so why wouldn’t you do the same to secure the best rate available for your circumstance’s? 🤷🏻‍♀️

Remortgaging your home can mean:

• A more competitive interest rate - saving you potentially 1000’s of £££ over the term of your mortgage 💰

• More flexibility - including higher overpayments, cash back offers, lower early repayment charges, more flexible portability options and more other incentives! 🙌🏻

• Consolidation - remortgaging is a great opportunity to review all of your finances. We can look to consolidate any existing debts that you have into one manageable, affordable monthly payment under one interest rate. Maybe your wanting some home improvements, a new car, a wedding etc.. I can discuss and look at ALL of your options with you 👀

• An accurate valuation - rather than just accepting what your current lender feels your home is worth, a new lender will provide a brand new and more accurate valuation of your property, meaning you could potentially secure yourself an even lower interest rate than you initially thought, again saving tons of money and interest in the long run!

The best time to pick up the phone and give me a call is 6️⃣ months before your current rate is due to expire - so we can secure your rate..

If rates continue to increase, then happy days 😄 we’ve secured yours at the lowest rate possible. If rates come down, I will keep reviewing your mortgage and amend it to reflect the lowest rate possible at any given time before completion - it’s a WIN WIN 🙌🏻

*Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee payable when you receive your full mortgage offer, the exact amount will depend on your circumstances*

09/10/2026

Everyone loves a good bargain 🛍️ especially me!!

BUT.. these are 5 things I would never advise my client’s to cut corners on when buying their first home..

• Homebuyers Report - your new house may look almost perfect on the outside, or may look like it just needs a little TLC.. but this report will highlight any hidden issues within the property before you buy, potentially saving you a lot of stress and 1000’s of £££ down the line 📋

• A Great Mortgage Broker - someone to help navigate you through the whole mortgage process, explain everything in plain English, compare the market and match criteria and product to your personal circumstances, for both now and in the future. Remember - the cheapest rate isn’t always the cheapest mortgage! 👋

• A Decent Solicitor - communication is key! You need someone who will keep your purchase moving, communicate well and be pro-active rather than just re-active. This can save you a lot of stress down the line. The cheapest quote doesn’t always mean the best value 🏡

• The Right Insurance - your mortgage doesn’t stop if you become seriously ill or injured. Your loved ones may not be able to keep up repayments if you pass away. Protecting yourself, your home and your loved ones may be one of the most crucial decisions you ever make ❤️

• An Emergency Fund - things can always go sideways when you own your own home. Boilers break, appliances fail, bills turn up unexpectedly.. and this can be just around the corner. It’s always a good idea to keep a little nest egg for those bad days when everything seems to wrong (we all have them!) 💰

Buying your home is one of the biggest financial decisions you’ll ever make, it’s worth investing in these few things to make the process run as smooth, simple and as cost effective as possible for you in the long run 🙌🏻

What else would you add to the list?? Comment below👇🏽



*Your home may be repossessed if you do not keep up repayments. My advice is free, but a fee may be payable when you receive your full mortgage offer, the exact cost will depend on your circumstances*

07/10/2026

Thank you so much for this wonderful review 🤩

And you’re so right, I will do everything I can to secure your mortgage AND insurance against all odds and wherever possible 👊🏼

Not everyone’s circumstances are straightforward ⛔️

You may have..
• affordability issues
• adverse credit history
• an unusual or unconventional property
• recently changed employment
• medical issues effecting your ability to take out life insurance. and many more!

Luckily for you, I work with a panel of over 100 different mortgage lenders and insurers combined, making it easier for me to find the right mortgage and protection to suit your specific needs and circumstances 🏡

Please reach out so we can arrange a chat to discuss your options and next steps 📞

*Your home may be repossessed if you do not keep up with your mortgage repayments. My advice is free, but there may be a fee payable when you receive your full mortgage offer, the exact amount will depend on your circumstances*

17/09/2026

‼️ Bank of England base rate HELD at 3.75% ‼️

If your current rate is coming to an end within the next 6 months, please get in touch to secure your new rate today.. 📆

It’s a scary time with rates being so much higher than they previously were a few years ago, I personally would not like to be remortgaging right now, and I really empathise if this is you.. 😞

I will help you take all the stress away, review your situation and find the best rate suitable for your circumstances within the whole mortgage market 🏡

The rates may look comfortable or not so bad today.. but these are not guaranteed tomorrow ❌

If you secure today, you are locked in 🔐
If rates rise, you’re sorted ✅
If rates come down, you have the benefit of changing to the lower rate 👍🏻

It’s a no brainier and win win situation! 🙌🏻

Call me today and book in for a no obligation chat 📞

*YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS*

15/09/2026

Thinking of moving home?.. 🏡💭

Give me a message or a call and we can chat through your affordability and next steps - I’ll be here to help you every step of the way! 🔑

07/09/2026

With Christmas just around the corner.. (yes, I said it 😅🎄) what better gift than a financial weight off your shoulders?!

If your current deal is coming to an end within the next 6 months, please call me for a chat - we can meet over coffee and just see if this is something for you ☕️ no obligation.

04/09/2026

‼️ I'm SO excited to announce that Monument Financial Planning Ltd are now offering FREE standard Wills to all our clients ✍🏻

Yep, completely FREE - no catch! 👏🏼

Just a little thank you from us to you ❤️

So, if you are a new or existing client of mine, you can have a FREE Will ✅

Thinking about using my services in the future, but are not quite ready? Yep, you can have one too ✅

A Will is one of the most important pieces of life admin you will ever do - it sets out everything you want to happen to you, your money, your belongings, your property, who you want and trust to deal with everything and even more importantly, if you have children, who you want to appoint as their guardian if the worst should happen 🤍

Everyone knows they should have a will, yet it's one of those things noone wants to talk about and gets pushed to the back of the priority list for one reason or another, and quite frankly, no one wants to pay for one 🤣

But now you don't have to - it's on us!! 🥰

No obligation - you trust me with some of your biggest life decisions, so this is just a thank you to help protect what matters to you the most ❤️🏡

It takes around 5 minutes complete, just click on the link below:

https://wills.monumentwills.co.uk/c/monument-financial-planning-ltd-2

*The free service covers a standard Will only. If your circumstances are more complex, you can also discuss further estate planning needs with our experts, which may result in additional costs. Wills are not regulated by the Financial Conduct Authority*

03/09/2026

‼️ Announcement tomorrow ‼️

Please follow so you don’t miss out 👀🏡

‼️ Something very exciting is coming to all our new, existing and future clients next week.. 👀🏡

It’s important for us to give back as a huge thank you for all your business and we want to help protect you, your families and your homes every way we can ❤️

We’ve been working on something very exciting in the background and we cannot wait to share it with you ✍🏻

Please make sure you like and follow my page so you don’t miss out ✨

27/08/2026

‼️ Something very exciting is coming to all our new, existing and future clients next week.. 👀🏡

It’s important for us to give back as a huge thank you for all your business and we want to help protect you, your families and your homes every way we can ❤️

We’ve been working on something very exciting in the background and we cannot wait to share it with you ✍🏻

Please make sure you like and follow my page so you don’t miss out ✨

21/08/2026

Reviews like this make my day 🏡🔑

It’s my pleasure, always ❤️