Pilling Financial Ltd

14/09/2026

🗓️ It's Pension Awareness Week (14–20 September) — and there's no better time to ask: is your pension actually working as hard as it could be?

Whether you're juggling multiple pots from old jobs, catching up on contributions now the kids have flown the nest, or thinking about how your pension fits into your wider retirement and legacy plans, small decisions today can make a big difference down the line.

This week we're revisiting a few reads that dig into exactly that:

🔹 Do you need a Financial Adviser in your 30s or 40s? https://pillingfinancial.co.uk/do-you-need-a-financial-adviser-in-your-30s-or-40s/
🔹 Preparing for the empty nest: reassessing your finances as the kids leave home https://pillingfinancial.co.uk/preparing-for-the-empty-nest-reassessing-your-finances-as-the-kids-leave-home/
🔹 Planning for retirement: what a financial adviser can do to secure your future https://pillingfinancial.co.uk/planning-for-retirement-what-a-financial-adviser-can-do-to-secure-your-future/
🔹 Navigating inheritance: how financial advice keeps your legacy on track https://pillingfinancial.co.uk/navigating-inheritance-how-financial-advice-keeps-your-legacy-on-track/

If it's been a while since you checked in on your pension, this is your sign.

Get in touch for a no-obligation conversation. 📞 01670 504 651

02/09/2026

Research from BlackRock’s 2024 UK Retirement Survey found that only one in four workplace pension savers felt they were on track for a reasonable standard of living in retirement, and 55% felt they weren’t contributing enough.

The empty nest phase is often the best, and sometimes last, opportunity to change that.

Read our latest blog to find out more: https://pillingfinancial.co.uk/preparing-for-the-empty-nest-reassessing-your-finances-as-the-kids-leave-home/

25/08/2026

Office of National Statistics data shows that households with children spend around £7,400 more per year than those without. That’s a meaningful sum to redirect, but without a clear plan, it has a way of simply disappearing into daily life rather than being put to work. Read our latest blog to find out more.

There’s a particular kind of quiet that settles over a house when the last child moves out. For some parents, it’s a relief. For others, it’s unexpectedly emotional. For most, it’s both. But alongside the adjustment to a new chapter at home, something else shifts too; often for the first tim...

10/08/2026

Inheritance tax (IHT) is no longer just a concern for the very wealthy. HMRC collected a record £8.2 billion in inheritance tax receipts in 2024/25 — up 10.8% on the previous year — driven by frozen tax-free thresholds and rising property values.

Find out how seeking financial advice can keep your legacy on track.

https://pillingfinancial.co.uk/navigating-inheritance-how-financial-advice-keeps-your-legacy-on-track/

05/06/2026

The winners were…🏆

05/06/2026

What a brilliant time we had at our annual golf day at Close House Golf Club. The staff were fantastic and the weather almost behaved itself, but a few showers didn’t dampen anyone’s spirit.
Thanks to everyone who joined us and we’re looking forward to doing it all again next year!

22/05/2026

Did you know you can download our latest newsletter to read at your leisure? It's filled with insights and tips for retirement planning, inheritance and securing your financial freedom.

Check it out now: https://pillingfinancial.co.uk/newsletters/

31/03/2026

Another 5 ⭐️ review!

For help in planning a more secure future, get in touch with us today.

📞 01670504651

23/03/2026

You don’t need to arrive with a perfectly organised spreadsheet or every document you’ve ever received. However, bringing a few key details with you can make your first financial advice meeting far more productive.

Find out more about your first meeting in our latest blog: https://pillingfinancial.co.uk/how-to-prepare-for-your-first-meeting-with-a-financial-adviser/

02/03/2026

We celebrated our 5th birthday in style with an afternoon in Morpeth. Thank you to Giovanni and all at Lollo Rosso Italia for looking after us so well and for a delicious lunch.