Mortgages and Insurance Advice by Julie Smyth

27/05/2026

Buying your first home is a huge milestone and having the right support can make all the difference.

We’re so pleased to hear such positive feedback on the guidance and support provided throughout the journey. From clear mortgage advice to helping first time buyers navigate the wider purchasing process, including conveyancing, surveys and more, we’re proud to be there every step of the way.

Thank you for trusting YFC Group to be part of such an important moment.

15/05/2026

Has your business got you covered?

If you are a limited company director, your company should be paying for your life insurance premiums.

There are many reasons why!

Please contact us to find out more.

30/04/2026

Bank of base rate held at 3.75%

If you want to know what this means to your mortgage - reach out we are here to help.

If your fixed rate mortgage ends in the next 6 months (from Oct/Nov 2026), we can help you prepare for securing your next rate.

Call now to connect with business.

30/04/2026

Bank of England are meeting today, and we are wondering if they are going to hold the base rate.

30/03/2026

Limited company directors - do you have life insurance?

You could be SAVING TAX and protecting your family.

The monthly premiums can be paid by your business as an allowable expense.

Please message us if you would like some further guidance

Send a message to learn more

30/03/2026

Are you missing out on a benefit that could help look after your family if you weren't here?

Are you Limited company director - is your company paying for your life insurance, it should be.

Please reach out for guidance on protecting your family and saving tax!

14/03/2026

Our first time buyers sent us this picture. They are so happy to get their keys this week.

16/02/2026

Buying a home is a big moment, but getting a mortgage does not have to feel overwhelming.

Good advice is not loud.
It is not about pressure, jargon, or quick fixes.

It is clear, honest, and built on experience, helping you understand your options, feel confident in your decisions, and move forward at a pace that feels right.

When the process is done well, buying a house can feel surprisingly smooth, with the right guidance behind you from start to finish.

That is the space we are proud to work in.

👉 What does “good advice” look like to you?

26/01/2026

Has you accountant told you?.....Limited companies directors can have their life insurance paid for through their limited company.

The benefits are:
- Your company pays the monthly premium
(so it's not coming out of your net pay)

- Any life insurance pay out goes into trust for your family's
benefit, and is excluded for Inheritance tax purposes.

-It reduces the profit in your business
(as it is an allowable expense), so in turn you pay LESS
corporation tax.

WIn Win, we can help you set up tax efficient Life insurance.

Please send us a message if you would like some help to protect your family's future.