09/06/2026
Resharing this post as its something I believe most people should have, but don't - either because they think its too expensive, or don't realise the product exists!
Your income is usually one of the main things you can't live without - so why haven't you insured it!
I'm happy to run through options and costs if you want to drop me a private message...
Income Protection is designed to provide you with an Income if you are unable to work due to accident or sickness.
Did you know that if you are employed and only get Statutory Sick Pay from your employer, you will receive less than £400/month? If you are self employed and look to claim Employment and Support Allowance its pretty much the same!
Can you survive on less that £400/month? Who would pay your bills if you had no income? How long could they afford to do so? Do you have savings in place to pay the bills whilst you are unable to work?
I believe most people do not have Income Protection Insurance as they think its too expensive?
This week I ran a quote for a 35 year old, non smoking male, in a manual job, earning £35000/year - I gave him a monthly income of £1750/mth if he was too ill to work. This would be paid until he was well enough to return to work - even if that took him to retirement age.....the cost was just over £30/month!!!!!!!!
Look at the things you insure - your dog, cat, mobile phone, boiler etc....you insure these things as you couldn't afford the cost to repair them....so how can you afford to live, pay your bills, eat, etc, if you don't insure your income?
It costs you nothing for me to run you a quote - there's no obligation to accept the quote - but at least you can decide if your income is important enough to you to insure!
Please private message me if you would like more information!
