Cubic Financial Services - Mortgage Broker

Cubic Financial Services - Mortgage Broker Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Cubic Financial Services - Mortgage Broker, Mortgage brokers, 268 Bath Road, Middlesex.

Putting People First
Let us help you with your financial journey through Mortgages & protection, ensuring that your needs are taken into account at every step of the way. We offer daytime and and evening appointments so whether you prefer a phone call, video call or a face to face meeting, through our online booking system you can rest assured that you will have access to our expert advice at a time that suits you.

Are you on a tracker mortgage and worried about rising interest rates? Here's everything you need to know!A tracker mort...
15/05/2026

Are you on a tracker mortgage and worried about rising interest rates? Here's everything you need to know!
A tracker mortgage follows the Bank of England base rate — which means when rates go up, so do your monthly payments!
🏡 Here's what you need to know:

📈 Your payments will increase — Any rise in the base rate directly impacts your monthly payments
💰 No fixed rate protection — Unlike a fixed rate mortgage you have no guaranteed payment amount
🛡️ Some trackers have a collar — A minimum rate below which your payments won't fall
📊 Early repayment charges may apply — Check your terms before switching
🔑 Switching is an option — You may be able to switch to a fixed rate for more security

If you're worried about rising interest rates a fixed rate mortgage could give you the peace of mind and payment security you need!
At Cubic Financial Services - Mortgage Broker, we help homeowners across Slough review their mortgage and make the right decision for THEIR situation!
📞 Contact Cubic Financial Services - Mortgage Broker today for a FREE no-obligation consultation.
📍 Cubic Financial Services - Mortgage Broker
🏠 268 Bath Rd, Slough SL1 4DX
📞 +44 1753 463993
🌐 www.cubicfinancial.com
🕐 Mon - Sun: 8am - 8pm

Are you a UK landlord? Then you need to understand how rental yield affects your buy-to-let mortgage!Rental yield is sim...
11/05/2026

Are you a UK landlord? Then you need to understand how rental yield affects your buy-to-let mortgage!
Rental yield is simply the annual rental income of a property expressed as a percentage of its value — and it plays a huge role in whether lenders will approve your mortgage!
🏡 Here's what you need to know:

💰 Minimum rental coverage — Most lenders require rental income to cover 125% to 145% of your mortgage payments
📊 Higher yield = more options — A stronger rental yield opens up more mortgage deals
🏗️ Location matters — Rental yields vary significantly across different areas
🛡️ Stress testing — Lenders test your rental income against higher interest rates

📊 How to calculate rental yield:
Annual rent ÷ property value x 100 = Rental Yield %
At Cubic Financial Services - Mortgage Broker, we help landlords across Slough find the best buy-to-let mortgage deals based on their rental yield. As your trusted mortgage broker in Slough, we'll make sure you're making the smartest investment possible!

📞 Contact Cubic Financial Services - Mortgage Broker today for a FREE no-obligation consultation.
📍 Cubic Financial Services - Mortgage Broker
🏠 268 Bath Rd, Slough SL1 4DX
📞 +44 1753 463993
🌐 www.cubicfinancial.com
🕐 Mon - Sun: 8am - 8pm

Are you a UK landlord looking to maximise your rental income? An HMO mortgage could be exactly what you need!An HMO (Hou...
10/05/2026

Are you a UK landlord looking to maximise your rental income? An HMO mortgage could be exactly what you need!
An HMO (House in Multiple Occupation) is a property rented out to 3 or more tenants who are not from the same household — think student accommodation or professional house shares!
🏡 Why landlords love HMOs:

💰 Higher rental yields — Multiple tenants means more rental income
🛡️ Reduced void risk — If one tenant leaves you still have income coming in
📊 Growing demand — HMOs are in high demand across the UK

⚠️ Things to consider:

📋 HMO licence required — Most HMOs require a local council licence
💼 Specialist mortgage needed — Standard buy-to-let mortgages don't cover HMOs
🧾 Higher deposit required — Typically 25% to 30% minimum
🔑 More management involved — Multiple tenants means more responsibility

At Cubic Financial Services - Mortgage Broker, we work with specialist HMO lenders across the whole market. As your trusted mortgage broker in Slough, we'll find the right HMO mortgage for YOUR situation!
📞 Contact Cubic Financial Services - Mortgage Broker today for a FREE no-obligation consultation.
📍 Cubic Financial Services - Mortgage Broker
🏠 268 Bath Rd, Slough SL1 4DX
📞 +44 1753 463993
🌐 www.cubicfinancial.com
🕐 Mon - Sun: 8am - 8pm

Are you a UK landlord thinking about investing through a limited company? Here's everything you need to know about limit...
09/05/2026

Are you a UK landlord thinking about investing through a limited company? Here's everything you need to know about limited company buy-to-let mortgages! 🏢

A limited company buy-to-let mortgage is simply a mortgage taken out in the name of a limited company rather than as an individual — and it's becoming increasingly popular with UK landlords!
🏡 Why do landlords use limited companies?

💰 Tax efficiency — Corporation tax rates are often lower than personal income tax
📊 Mortgage interest relief — Limited companies can still claim full mortgage interest relief
🏗️ Portfolio growth — Easier to reinvest profits and grow your property portfolio
🛡️ Liability protection — Your personal assets are better protected

⚠️ Things to consider:

📋 Higher mortgage rates — Limited company buy-to-let rates can be slightly higher
💼 Additional admin — Running a limited company comes with extra responsibilities
🧾 Accountancy costs — You'll need a good accountant on board

At Cubic Financial Services - Mortgage Broker, we specialise in limited company buy-to-let mortgages across the whole market. As your trusted mortgage broker in Slough, we'll help you make the smartest investment decision!

📞 Contact Cubic Financial Services - Mortgage Broker today for a FREE no-obligation consultation.
📍 Cubic Financial Services - Mortgage Broker
🏠 268 Bath Rd, Slough SL1 4DX
📞 +44 1753 463993
🌐 www.cubicfinancial.com
🕐 Mon - Sun: 8am - 8pm

Thinking about renting out your home? You might be wondering if you can simply switch your residential mortgage to a buy...
06/05/2026

Thinking about renting out your home?

You might be wondering if you can simply switch your residential mortgage to a buy-to-let — and the answer is yes, but there are a few important things you need to know first!

Here's what you need to consider:

You must inform your lender — Renting out a property on a residential mortgage without permission is a breach of your mortgage terms

You'll need a buy-to-let mortgage — Most lenders require you to switch to a specific buy-to-let product

Rental income assessment — Lenders will assess expected rental income to ensure it covers the mortgage payments

Deposit and equity requirements — Most buy-to-let lenders require at least 25% equity

Tax implications — There are important tax considerations when becoming a landlord in the UK

At Cubic Financial Services - Mortgage Broker, we guide landlords and homeowners across Slough through the entire conversion process. As your trusted mortgage broker in Slough, we'll make sure you're making the smartest financial decision possible!
📞 Contact Cubic Financial Services - Mortgage Broker today for a FREE no-obligation consultation.
📍 Cubic Financial Services - Mortgage Broker
🏠 268 Bath Rd, Slough SL1 4DX
📞 +44 1753 463993
🌐 www.cubicfinancial.com
🕐 Mon - Sun: 8am - 8pm

Are you a foreign national living in the UK and wondering if you can get a mortgage? The answer is yes — but you need th...
04/05/2026

Are you a foreign national living in the UK and wondering if you can get a mortgage? The answer is yes — but you need the right advice!
Not all lenders accept foreign nationals — but some specialist lenders do. And that's exactly where Cubic Financial Services - Mortgage Broker comes in!
Here's what lenders typically look for:

Visa type and residency status — Most lenders prefer indefinite leave to remain or settled status
Length of time in the UK — Most lenders want to see at least 2 years of UK residency
UK credit history — Building a UK credit history is essential
Employment status — A stable UK based income is important
Deposit size — A bigger deposit opens up more mortgage options

At Cubic Financial Services - Mortgage Broker, we work with specialist lenders across the whole market who understand the unique circumstances of foreign nationals. As your trusted mortgage broker in Slough, we'll find the right mortgage deal for YOUR situation!
📞 Contact Cubic Financial Services - Mortgage Broker today for a FREE no-obligation consultation.
📍 Cubic Financial Services - Mortgage Broker
🏠 268 Bath Rd, Slough SL1 4DX
📞 +44 1753 463993
🌐 www.cubicfinancial.com
🕐 Mon - Sun: 8am - 8pm

Whether you're a first-time buyer or an existing homeowner — these top 10 mortgage tips could save you thousands! 👇At Cu...
30/04/2026

Whether you're a first-time buyer or an existing homeowner — these top 10 mortgage tips could save you thousands! 👇

At Cubic Financial Services - Mortgage Broker, we want to make sure every homeowner in Slough and across the UK is making the smartest mortgage decisions possible!

Check your credit score early — Do this months before applying
Save the biggest deposit you can — The more you put down the better the rates
Get a mortgage in principle first — It makes you a more serious buyer
Use a whole of market broker — Don't just go straight to your bank
Review your mortgage regularly — Don't just set it and forget it
Act early when your fixed rate ends — Start looking 3 to 6 months before
Keep your debt to income ratio low — Pay down debts before applying
Don't apply for new credit before applying — It can damage your credit score
Consider mortgage protection insurance — Protect your family and your home
Always take professional advice — The right broker can save you thousands!

📞 Contact Cubic Financial Services - Mortgage Broker today for a FREE no-obligation consultation.
📍 Cubic Financial Services - Mortgage Broker
🏠 268 Bath Rd, Slough SL1 4DX
📞 +44 1753 463993
🌐 www.cubicfinancial.com
🕐 Mon - Sun: 8am - 8pm

Are you on a zero hours contract and wondering if you can get a mortgage? The answer is yes — but you need the right adv...
28/04/2026

Are you on a zero hours contract and wondering if you can get a mortgage? The answer is yes — but you need the right advice!
Not all lenders accept zero hours contract workers — but some specialist lenders do. And that's exactly where Cubic Financial Services - Mortgage Broker comes in!
Here's what lenders typically look for:

Employment history — At least 12 months on a zero hours contract
Consistent income — Lenders will look at your average income over the past 12 months
Good credit score — The stronger your credit history the better
Healthy deposit — A bigger deposit opens up more mortgage options
Proof of income — Payslips and bank statements will be required

At Cubic Financial Services - Mortgage Broker, we work with specialist lenders across the whole market who understand flexible working arrangements. As your trusted mortgage broker in Slough, we'll find the right mortgage deal for YOUR situation!
📞 Contact Cubic Financial Services - Mortgage Broker today for a FREE no-obligation consultation.
📍 Cubic Financial Services - Mortgage Broker
🏠 268 Bath Rd, Slough SL1 4DX
📞 +44 1753 463993
🌐 www.cubicfinancial.com
🕐 Mon - Sun: 8am - 8pm

⭐⭐⭐⭐⭐ We love receiving reviews like this!"We used Cubic Financial in Slough for mortgage advice. They helped us to get ...
20/04/2026

⭐⭐⭐⭐⭐ We love receiving reviews like this!
"We used Cubic Financial in Slough for mortgage advice. They helped us to get a very competitive interest rate on a mortgage product from their whole of market panel. Everything completed in good time and we were pleased that all our requirements were taken into account throughout the process by the mortgage advisor."

At Cubic Financial Services - Mortgage Broker, this is exactly what we strive for every single day — competitive rates, whole of market access and personalised advice tailored to YOUR needs!

Whether you're a first-time buyer, remortgaging or looking for a buy-to-let mortgage — we've got you covered!

📞 Contact Cubic Financial Services - Mortgage Broker today for a FREE no-obligation consultation.

📍 Cubic Financial Services - Mortgage Broker
🏠 268 Bath Rd, Slough SL1 4DX
📞 +44 1753 463993
🌐 www.cubicfinancial.com
🕐 Mon - Sun: 8am - 8pm

Planning to apply for a mortgage? Then you need to know about your debt to income ratio (DTI)!Your DTI is the percentage...
13/04/2026

Planning to apply for a mortgage? Then you need to know about your debt to income ratio (DTI)!

Your DTI is the percentage of your monthly income that goes towards paying off debts — and it plays a huge role in your mortgage application!
Why does it matter?

Lenders use it to assess how affordable a mortgage is for you
A high DTI can limit your mortgage options
A lower DTI means you can potentially borrow more
It directly impacts the mortgage rates available to you

How to improve it:

Pay down existing debts before applying
Avoid taking on any new credit
Increase your income where possible

At Cubic Financial Services - Mortgage Broker, we assess your full financial situation and match you with the right lender for YOUR circumstances. As your trusted mortgage broker in Slough, we'll make sure you're in the best possible position before applying!
📞 Contact Cubic Financial Services - Mortgage Broker today for a FREE no-obligation consultation.
📍 Cubic Financial Services - Mortgage Broker
🏠 268 Bath Rd, Slough SL1 4DX
📞 +44 1753 463993
🌐 www.cubicfinancial.com
🕐 Mon - Sun: 8am - 8pm

Address

268 Bath Road
Middlesex
SL14DX

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 1pm

Telephone

+441753463993

Website

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