A & R Mortgage & Protection Specialists

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A & R Mortgage & Protection Specialists

There may be a fee for mortgage advice. The FCA does not regulate some forms of Buy to Lets.

A & R Mortgage & Protection Specialists are dedicated to providing peace of mind and financial security by offering comprehensive personal protection products and Mortgages tailored to your unique needs! A & R Mortgage & Protection Specialists, a trading style of A & R Mortgage & Protection Specialists Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated b

y the Financial Conduct Authority. A & R Mortgage & Protection Specialists Ltd are registered in England and Wales Registered No: 15677835Registered Office: Queens Court, 73 Gilkes Street, Middlesbrough, England, TS1 5EH

The guidance and/or information contained within this page is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. The precise amount of the fee will depend upon your circumstances but will range from £95 to £795 and this will be discussed and agreed with you at the earliest opportunity. Think carefully before securing other debts against your home/property. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

02/09/2026

🏡 SELF-EMPLOYED? GET MORTGAGE READY.

If you're hoping to apply for a mortgage in the coming months, now is a good time to make sure your finances and paperwork are in order.

For self-employed applicants, lenders may ask for evidence of your income, which could include things such as:

📄 Tax calculations and tax year overviews
📊 Business accounts
🏦 Bank statements
💷 Evidence of your income

The exact information required will depend on your circumstances and the lender, but getting organised early can help you feel better prepared when it's time to make your application.

Whether you're a first-time buyer, planning your next move or looking to remortgage, A&R Mortgage & Protection Specialists can help you understand what you may need and talk you through your mortgage options.

📩 Thinking about a mortgage? Get in touch and start getting mortgage-ready.

31/08/2026

🎒 Back to school means getting life back on track.

New uniforms, packed lunches, school runs and getting everyone back into a routine - September often feels like a fresh start for the whole family.

But while you’re getting everything ready for the new school year, it can also be a good time to think about the things that keep family life running behind the scenes.

👨‍👩‍👧 Children’s Cover – helping provide financial support should your child face a covered serious illness or condition.

💷 Income Protection – because your income helps pay for the mortgage or rent, food, bills, school activities and all those everyday family essentials.

🏡 Protecting your income helps protect your family. If illness or injury left you unable to work, having the right protection in place could help you maintain some financial stability while you focus on what matters most.

As school season approaches, why not add reviewing your protection to the family checklist?

🏡 Every family is different. A&R Mortgage & Protection Specialists can help you explore protection tailored to your circumstances.

28/08/2026

🦴 You can’t always prevent an accident- but you can plan for the financial impact.

A broken bone can mean more than just time to recover. It could mean time away from work, changes to your routine and unexpected costs along the way.

Fracture Cover can provide a cash payment for certain covered fractures, helping give you some extra financial support while you focus on getting back on your feet.

Whether it happens playing sport, tackling a DIY job, walking the dog or simply going about everyday life- accidents can happen when you least expect them.

At A&R Mortgage & Protection Specialists, we can talk you through the protection options available and help you find cover suited to your circumstances.

📩 Get in touch for a friendly, no-obligation chat.

26/08/2026

🐾 Happy International Dog Day! 🐾

We’d do anything to protect our pets. From keeping them healthy and happy to making sure they have everything they need.

But have you thought about protecting the person they rely on most...you? 💙

Having the right protection in place can help provide financial security for you and the people (and paws!) who depend on you.

🏡 Life Insurance - helping provide financial support for your loved ones if you’re no longer around.
💷 Income Protection - helping replace part of your income if illness or injury leaves you unable to work.
💙 Critical Illness Cover- providing a lump sum if you’re diagnosed with a specified serious illness covered by your policy.

Because protecting your family means thinking about everyone who depends on you - including the four-legged ones waiting for you at home. 🐶

📩 Take a moment to think about your own protection too. The team at A&R Mortgage & Protection Specialists can help you explore the options available.

24/08/2026

🍂 Planning a move this autumn? Now is a great time to get prepared.

Autumn can be a busy time for home moves, and getting your mortgage plans in place early could help you feel ready when the right property comes along.

Whether you're hoping to buy your first home, move to somewhere new or simply want to understand what you could afford, you don’t have to wait until you start viewing properties to speak to an adviser.

🏡 Understand your mortgage options
💷 Get a clearer idea of your budget
📄 Start getting your finances prepared
🔑 Be ready when the right home comes along

A little preparation now could make your autumn move that much smoother.

📩 Not sure where to start? We can help make sense of your mortgage options.

22/08/2026

💙 Some things in life you simply can’t plan for.

A serious illness can affect more than your health. It can impact your income, your household finances and the plans you’ve made for the future.

Critical Illness Cover can provide a lump-sum payment if you’re diagnosed with a specified serious illness covered by your policy.

That financial support could help with things like:

🏡 Mortgage or household costs
💷 Time away from work
👨‍👩‍👧 Supporting your family
💙 Giving you more space to focus on recovery

You can’t always control what happens next - but you can take steps today to help protect yourself financially.

📩 Speak to A&R Mortgage & Protection Specialists for a friendly chat about the protection options available to you.

20/08/2026

There’s more to A&R than you might think. 💙

Different stages of life bring different financial priorities. A new home, a growing family, your monthly income, your health or even the business you’ve worked hard to build.

That’s why our team can help across a wide range of areas:

🏡 Mortgages & Mortgage Advice
💙 Life Insurance
🩺 Critical Illness Cover
💷 Income Protection
👨‍👩‍👧 Children’s Cover
🦴 Fracture Cover
💼 Business Insurance & Protection
🌍 Global Treatment

You may need help with just one of these today - or you might simply want to understand what options are available for the future.

Whatever brings you to us, we’re here to make things clearer and help you find the right way forward.

📩 Thinking ahead? Speak to our team and discover how we could help.

18/08/2026

Behind every successful business are people who make it happen. 💼

From owners and directors to key employees and business partners, their knowledge, skills and contribution can be incredibly important to the day-to-day running of a company.

So, have you considered how your business could be affected if one of those people was unexpectedly unable to be there?

🤝Business Protection can help businesses prepare financially for situations such as serious illness or death, with options including Key Person Cover, Shareholder Protection and relevant life cover, depending on your circumstances.

👉At A&R Mortgage & Protection Specialists, we can talk you through the options and help you understand what could be suitable for your business.

16/08/2026

👨‍👩‍👧‍👦 Your income helps keep family life moving. But what happens if you’re suddenly unable to work?

From the mortgage and household bills to food, childcare and everyday expenses, many families rely on a regular income to keep everything on track.

Income Protection can provide a regular income if you’re unable to work due to illness or injury, helping you continue to meet your financial commitments while you focus on getting better.

Protecting your family isn’t only about what happens in the future - it’s also about protecting the income they rely on today. 💙

At A&R Mortgage & Protection Specialists, we can help you explore your options and find cover suited to you and your family.

📩 Get in touch to explore your options today

13/08/2026

🏡 Is your fixed-rate mortgage coming to an end?

If your current mortgage deal is due to finish in the next few months, now could be the perfect time to start exploring your remortgage options.

Reviewing your mortgage early may help you:
✔️ Secure a new deal before your current rate ends
✔️ Avoid moving onto your lender's Standard Variable Rate (SVR)
✔️ Find a mortgage that's better suited to your current circumstances

At A & R Mortgage & Protection Specialists, we're here to make the remortgaging process simple, guiding you every step of the way.

📩 Speak to our friendly team today and let's explore your options together.

Address

Middlesbrough

Telephone

+447894275218

Website

http://www.aandrprotectionspecialists.co.uk/

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