The Mortgage Move TMM Ltd

11/03/2026

📊 Mortgage Market Update

Swap rates have increased this week, and we’re already seeing the knock-on effect with mortgage rates rising across a number of lenders.

The movement has been driven largely by global uncertainty linked to the conflict in the Middle East, which has caused financial markets to become more cautious.

At the same time, expectations for a Bank of England base rate cut have shifted significantly. Only recently markets were pricing in around an 80% chance of a cut in the coming months — that expectation has now fallen closer to 20%.

👉 In simple terms: lenders are adjusting pricing quickly, which is why mortgage rates have moved up again.

If you have a fixed rate due to renew within the next 6 months, it may be worth reviewing your options sooner rather than later.

09/03/2026

💛 A Little Personal Reflection 💛

As we prepare to welcome our second baby, it’s been a lovely reminder of why I’m so passionate about what I do as a mortgage & protection broker.

When your family grows, protecting your income and your loved ones becomes even more important. One area that’s often overlooked is Critical Illness Cover — especially policies that include:

👶 Children’s Critical Illness Cover
🤰 Pregnancy Complication Cover
🏥 Protection for serious illnesses that could impact your ability to work

Many policies will pay out if a child is diagnosed with a specified critical illness, and some include cover for pregnancy-related complications too. It’s not something we like to think about, but it can make an enormous difference at an incredibly difficult time.

Becoming a parent (whether for the first or second time!) is the perfect opportunity to review your protection and make sure everything is in place... not just the mortgage, but the safety net behind it.

If you’d like to chat about your options or review your current cover, my inbox is always open 💬

05/03/2026

Think you need a 10% deposit to buy your first home? Think again. 👀

You might not even need 5%.

There are options available that could help you get on the property ladder sooner than you think... with a much smaller deposit than you’ve been told.

If rising rents are making it harder to save, it’s worth finding out what’s actually possible for you.

Curious about your options? Drop me a message and let’s explore what could work for your first home 🏡

02/03/2026

We’ve been keeping a little secret… and it turns out it wasn’t a new team member after all 🤭

While we did recently welcome a new face to the business, there’s another “new recruit” joining our family later this year… and this one’s a much longer-term investment 🍼✨

Baby number two is on the way!

Dan, Flynn and I are beyond excited (and Flynn is already practising his big brother duties very seriously 🥹). It looks like our household — and my heart — is about to grow again.

Don’t worry, I’m not stepping away from helping you secure your dream homes and protect what matters most. If anything, growing our own family is an even bigger reminder of why home, security and smart planning are so important.

So yes… you could say we’ve approved another very special application 💛

Thank you for all your continued support - both for the business and our little (soon-to-be bigger) family.

23/02/2026

Five stars again ⭐️ Feeling incredibly thankful.

Apparently I still look “so young” - I guess a decade of experience is aging me well 😉

Thank you for trusting me with what I love to do. Your support never goes unnoticed.

19/02/2026

BIG NEWS at The Mortgage Move 🎉

We’ve been keeping an exciting secret… and now we can finally share it!

Please welcome Sam to the TMM team!

With years of experience in financial services and mortgage broking, Sam is joining us to help even more clients move forward with confidence. Her expertise and enthusiasm make her a fantastic addition to our growing business.

We’re so excited for this next chapter - and even more excited for our clients to work with her!

17/02/2026

“How long will my mortgage application take?”

That’s a great question... but an even better one is: who’s looking after it for you?

At The Mortgage Move, we handle everything from start to finish.
We package your application properly, submit it efficiently, and keep a close eye on it right through to completion.

No chasing lenders.
No confusing paperwork.
No unnecessary stress.

Just clear updates, honest advice, and a smoother move into your new home.

Let’s get you moving. 🏡✨

Your home may be repossessed if you do not keep up the repayments on your mortgage.

17/02/2026

10/02/2026

Thinking about buying a home but not sure what your budget should be? 🤔🏡

Start with two simple questions:
What will a lender offer you?
And what would you actually feel comfortable paying each month?

Because affordability isn’t just about the maximum — it’s about what fits your lifestyle.

If you want to chat through the numbers and figure out the right purchase price for you, drop us a message. Let’s make a plan that feels right, not rushed ✨

04/02/2026

First time buyer? It might be easier than you think 🏡
With lower deposit options and improved affordability, getting on the property ladder is more within reach than ever.
Ready to see what’s possible? Get in touch and let’s explore your options.

07/01/2026

Celebrating 2 years in business 🎉

What started as a solo venture has grown into a small, dedicated team. We’re incredibly grateful to our clients and for every referral . Growing through trust and word of mouth is something we’re really proud of ❤❤