Forever Home Mortgages

Forever Home Mortgages https://linktr.ee/ForeverHomeMortgages

Forever Home Mortgages provides friendly and expert mortgage and protection advice to find you the right products.

Forever Home Mortgages is a trading name of Marc Anthony Finch an appointed representative of HL Partnership limited authorised and regulated by the financial conduct authority. The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. The FCA does not regulate some forms of Buy to Lets. Think carefu

lly before securing other debts against your home/property. Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it. Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. the precise amount of the fee will depend upon your circumstances but will range from £195 to £595 and this will be discussed and agreed with you at the earliest opportunity.

10/06/2026

🎟️ FTB tip I WISH I knew sooner: a Mortgage in Principle (MIP/AIP) is basically your VIP pass to house hunting.

It tells estate agents and sellers: “I’m serious, I’m ready, and I’ve done the groundwork.” ✅🏡

Here’s why it matters:
✨ Stronger offers – you look more credible than someone “just browsing”
⏱️ Faster viewings – agents are more likely to prioritise you
🧠 Less heartbreak – you’ll know your budget before you fall in love with a house
📌 Doesn’t affect your credit score in most cases (it’s usually a soft check)

If you’re a first-time buyer and you want to get moving properly… start with the VIP pass.

Your home may be repossessed if you do not keep up repayments on your mortgage.
Forever Home Mortgages charges a broker fee of £245-£695 on application

09/06/2026

CIS worker or self-employed contractor and think a mortgage is harder for you? It doesn’t have to be. 👷♂️🏡

Here's how CIS and self-employed mortgages actually work and what lenders really want to see (it’s usually about consistent income + the right paperwork, not having a “normal” job).

✅ CIS? Keep your monthly payslips / deduction statements (and invoices if you have them)
✅ Self-employed? Your SA302s + Tax Year Overviews and/or accounts are key
✅ The right lender can make a massive difference some are far more flexible with CIS/contractor income than others

If you’re contracting, on CIS, or newly self-employed and want to know what you can realistically borrow, we’ll run it properly (not guesswork).

👉 DM CIS and we’ll book a free initial chat.

Your home may be repossessed if you do not keep up repayments on your mortgage.
Forever Home Mortgages charges a broker fee of £245-£695 on application

08/06/2026

First-time buyer? Don’t walk into a viewing and just say “it’s nice”… ask the questions that stop you getting stung later. 👀🏡

In this reel, Marc runs through the must-asks, like:
✅ Why is the seller moving? (timeline + motivation)
✅ How long has it been on the market? (any issues or failed sale?)
✅ What’s included in the sale? (appliances, blinds, wardrobes, sheds)
✅ Big-ticket items (boiler, roof, electrics, windows, damp history)
✅ Running costs (council tax, bills, leasehold charges)
✅ Chain position + developments nearby (these can affect your timeline and future value)

Save this and take it with you to your next viewing ✅
Don’t wing it - comment “QUESTIONS” and I’ll send you the full checklist you can keep on your phone 📩

07/06/2026

First Time Buyers ... after 3 viewings everything blurs together so compare homes the same way every time.
Try this simple scoring method (out of 10 each):
✅ Location fit (parking, noise, walkability, commute)
✅ Condition (roof/gutters, windows, damp signs, boiler age)
✅ Layout (storage, room shapes, flow, future needs)
✅ Costs (council tax band, service charges if any, heating efficiency)
✅ Risk (chain length, lease length, paperwork gaps)

Then write ONE sentence: “This house works because…” If you can’t, it’s usually emotion not logic 😅

Your home may be repossessed if you do not keep up repayments on your mortgage.
Forever Home Mortgages charges a broker fee of £245-£695 on application

06/06/2026

First-time buyers check for damp properly at viewings (it’s one of the most common things that gets missed). 👀🏡

In this video I’m showing you the quick checks you can do in 60 seconds to spot early warning signs before you spend money on surveys and solicitors:

✅ Look + sniff: musty smell, staining, peeling paint, bubbling wallpaper
✅ Feel the walls: cold or clammy patches on external walls/corners
✅ Check “damp hotspots”: behind furniture, under windows, around skirting boards, bathrooms, kitchens
✅ Windows/ventilation: heavy condensation can point to poor airflow
✅ Outside clues: blocked gutters, cracked render, high ground levels, missing air bricks

Important: damp doesn’t always mean “run” - sometimes it’s a simple fix. But it does mean you should ask questions and consider a survey, so you know what you’re taking on.

Your home may be repossessed if you do not keep up repayments on your mortgage.
Forever Home Mortgages charges a broker fee of £245-£695 on application

05/06/2026

POV: your broker “goes on holiday” but is still replying from a sunbed with 3% battery and 14 lender emails open 🏖️📩😂

We don’t clock off until you’ve got keys (or at least an update).

Your home may be repossessed if you do not keep up repayments on your mortgage.
Forever Home Mortgages charges a broker fee of £245-£695 on application

04/06/2026

💔 FTB heartbreak tip: Don’t fall in love with a house before you know your budget.

It’s so easy to start viewing first… then realise the monthly payment (or the deposit needed) isn’t realistic - and that’s where most first-time buyers get knocked back emotionally.

Do this instead ✅
1️⃣ Work out what you can comfortably afford monthly (not just “max borrowing”)
2️⃣ Get your AIP in place
3️⃣ Then view homes with confidence - knowing you can actually proceed when you find “the one” 🏡

If you want to avoid wasted viewings and shop with a real number, we’ll help you crunch it properly.

Your home may be repossessed if you do not keep up repayments on your mortgage.
Forever Home Mortgages charges a broker fee of £245-£695 on application

03/06/2026

Remortgage deals can look identical… until you compare them properly 👀🏡

In this video I’m answering: “How do I compare remortgage deals?” and the biggest mistake people make is only looking at the rate.

Here’s what you should compare side-by-side 👇
✅ Rate (obviously) - but don’t stop there
✅ Fees (product/booking fee, valuation fee, legal costs)
✅ Incentives like cashback or free legals (these can make a “higher rate” cheaper overall)
✅ Early Repayment Charges (ERCs) - especially if you might move/switch before the fixed ends
✅ Total cost over the initial period (e.g. the 2 or 5 years), not just the headline rate
✅ Your plans (do you need flexibility, overpayments, or to raise funds?)

That’s exactly why we created our “Get Remortgage Ready” tools so you can compare options clearly and not get caught out by hidden costs.

Your home may be repossessed if you do not keep up repayments on your mortgage.
Forever Home Mortgages charges a broker fee of £245-£695 on application

02/06/2026

Big deposit? Not always. ✅🏡

First-time buyers if you’re waiting because you think you need 15–20% saved, this is your sign to stop guessing and start checking. In this video we’re talking about a small deposit win and how, with the right lender and the right approach, some buyers can still move forward with 5-10%.

Here’s what actually matters 👇
✅ your income + outgoings (real affordability)
✅ your credit profile
✅ the property type
✅ choosing a lender whose criteria fits you (not just your bank)

The biggest mistake FTBs make is talking themselves out of buying before they’ve explored options.

👉 Want to know what you could do with your deposit right now?
DM DEPOSIT or enquire here: www.foreverhomemortgages.co.uk/contact-us 📩



Your home may be repossessed if you do not keep up repayments on your mortgage.
Forever Home Mortgages charges a broker fee of £245-£695 on application

01/06/2026

First-time buyer? If your solicitor says “we’re raising enquiries”… don’t panic it’s a good thing. 👀🏡

Enquiries are the questions your solicitor asks the seller’s solicitor before you exchange contracts (aka before you’re legally locked in). They’re there to protect you and clear up anything that could cause problems later.

Common enquiry topics include:
✅ boundaries, access and rights of way
✅ planning permission + building regs for extensions
✅ guarantees (windows, damp proofing, roof work, boiler)
✅ anything flagged in your searches or survey
✅ leasehold details like service charge/ground rent (if it’s a flat)

Why it can feel slow? Because your solicitor needs written replies and evidence and sometimes sellers have to dig out documents or go back to management companies.

Save this if you’re buying your first home ✅
Want my “Offer → Keys” timeline so you know what happens at each stage? Comment ENQUIRIES and I’ll DM it over 📩

Address

35 Bradford Street
Market Harborough
LE169FJ

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 3pm
Saturday 9am - 1pm

Telephone

+441858756753

Website

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