What are the opening hours?

Monday 9am - 4:30pm Tuesday 9am - 4:30pm Wednesday 9:30am - 4:30pm Thursday 9am - 4:30pm Friday 9am - 4:30pm Saturday 9am - 12pm

Park Hall Financial Services Limited

Home
United Kingdom
Mansfield Woodhouse
Park Hall Financial Services Limited

Call Directions Website Contact the business

Agents for the Yorkshire Building Society. The key to the success of our business and the reputation we have built, is individuality.

Park Hall Financial Services has been based in Mansfield for over 36 years, providing Nottinghamshire residents, professionals and businesses with advice tailored to their individual needs. Offering a range of insurance policies, wealth management advice & services, and mortgages, our highly skilled team deal directly with you to provide you with the outcome you’re looking for. Unlike many financial advisers, all of our advice is completely independent, meaning we aren’t tied into offering you unsuitable or unprofitable investments or products. We aren’t ‘run of the mill’ on the insurance side of the business either. Rather than trawling the internet, you can come and sit down with one of our fully qualified advisers so that we can tailor an insurance policy, specifically to you. Code of Ethics

We have very high standards when it comes to dealing with you – that’s why we have adopted the Chartered Insurance Institute’s Code of Ethics. In short, we promise to: -

Comply with the Chartered Insurance Institute’s Code of Ethics and all relevant laws and regulations
Act with the highest ethical standards and integrity
Act in the best interests of each client
Provide a high standard of service
Treat people fairly regardless of race, s*x, religion, age and disability

02/11/2026

Has the Budget left you wondering what it means for your money?

You’re not alone.

A recent poll found that 19% of people felt less confident about their financial plans after the Budget. A quarter were concerned about the impact on their retirement planning, while 16% were already reviewing or planning to review their finances.

One announcement was the decision to keep the annual Cash ISA allowance at £20,000, reversing the previously proposed reduction to £12,000 for people under 65 from April 2027.

However ISAs are just one part of the picture.

It may be worth asking yourself:

🟦 Are my savings working for me?

🟦 Am I on track for the retirement I want?

🟦 Do I understand how the latest changes affect my plans?

🟦 Do my finances still reflect what matters most to me?

You don’t need to make a decision every time the rules change. However taking time to understand what the Budget means for you can certainly help you make more informed choices.

At Park Hall, we believe financial planning is about reviewing the bigger picture and then helping you feel clearer about the road ahead.

Has anything in the Budget prompted you to review your finances?

If you have questions, our knowledgeable and helpful advisers will be happy to help. Call the team on 📞01623 651773 alternatively email 📧 [email protected]

For general information only, not personal financial advice.

30/10/2026

If life changed tomorrow, would your finances be able to cope?

The Budget has included plenty of discussion about pensions, ISAs and housing. But financial protection the cover that can help families cope when illness, injury or bereavement strikes has received less attention.

It’s not always an easy subject to think about, but it’s an important part of looking after your financial future.

For example, Statutory Sick Pay is currently £123.25 a week for eligible employees, or 80% of average weekly earnings if lower. For many households, that could leave a sizeable gap between their income and their regular bills.

Depending on your circumstances, it may be worth reviewing:

Life insurance** to help protect the people who depend on you.

Income protection** if illness or injury prevents you from working.

Critical illness cover** to help with the financial impact of certain serious illnesses.

Your estate plans**, particularly with changes to the inheritance tax treatment of most unused pension funds due from April 2027.

There’s no one-size-fits-all answer. The important thing is understanding what you already have in place, where the gaps might be and what you could realistically afford.

At Park Hall, we believe good financial planning is about more than building wealth. It’s also about protecting your family and the future you’re working towards.

When did you last review your financial protection?

For general information only, not personal financial advice. Policies have terms, conditions and exclusions. Tax treatment depends on individual circumstances and may change.

29/10/2026

The markets have reacted positively to the Budget, however what does it mean for your finances?

UK shares opened higher on Thursday following Chancellor John Healey’s first Budget, with the FTSE 100 up 0.25% and the FTSE 250 up 0.27%.

The response from bond markets has also been relatively reassuring, helped by the Chancellor’s focus on fiscal discipline and borrowing.

However, the economic picture is still mixed. The Office for Budget Responsibility expects UK growth of 1.2% in 2026, slowing to 1% in 2027.

For anyone with investments, a pension or retirement plans, it’s a useful reminder that , one day’s market movement doesn’t tell the whole story.

Markets will always move in response to economic news and events around the world. The important thing is to understand your own financial goals, how much risk you’re comfortable taking and whether your plans remain right for you.

At Park Hall, we believe good financial planning means looking at the bigger picture, rather than making decisions based on the latest headline.

Has the Budget prompted you to think about your own financial plans? It could be a good opportunity to review where you stand and ask a few questions.

For general information only, not personal financial advice. Investments can fall as well as rise in value, and you may get back less than you invest.

28/10/2026

Introduce, keep or scrap? What would you change about the UK tax and pension system?

Ahead of today’s Budget, financial advisers were asked to pick one policy they would introduce, one they would keep and one they would scrap.

A few suggestions stood out.

Introduce: Tax thresholds that keep pace with inflation, helping people understand how their tax position may change as wages rise.

Keep: The ability to take up to 25% of eligible pension benefits as a tax-free lump sum, subject to the applicable limits and rules. For many people, this is an important part of retirement planning.

Scrap: Unnecessary tax complexity. The personal allowance taper is one example of how different rules can combine to create a high effective marginal tax rate for some earners.

There were other ideas too, including better financial education and more support to help people make informed decisions about their pensions.

Whatever today’s Budget brings, it is a useful reminder that tax, pensions and savings are all connected.

At Park Hall, we believe understanding the bigger financial picture can help you make more informed decisions about your future.

If the Budget has raised questions about your own finances, it may be worth taking some time to review your plans.

What would you introduce, keep or scrap?

For general information only and not personal financial advice. Tax treatment depends on individual circumstances and may change. Investments can fall as well as rise in value and you may get back less than you invest.

27/10/2026

Is your mortgage deal coming to an end? It may be time to look at your options.

Mortgage rates have been moving quickly. In early October, the number of fixed-rate deals below 5% fell dramatically, although some lower-rate deals have since returned. Average fixed rates remain close to 6%.

For homeowners looking to remortgage and people hoping to buy their first home, that uncertainty can make planning difficult.

It is tempting to wait and hope rates will fall. But waiting without exploring your options could leave you with less time to make a decision.

If your current mortgage deal is ending soon, reviewing your options early can give you time to compare:

Fixed rates and the certainty they can provide.

Tracker mortgages, where payments can rise or fall.

Fees, charges and the overall cost of the deal.

What you can comfortably afford each month.

There is no single mortgage that is right for everyone. The important thing is understanding the options before you need to make a decision.

At Park Hall, we believe planning ahead can make a real difference when financial circumstances are changing.

Is your mortgage deal due to end in the next six months? This could be a great time to book a review with Emma Snowden our Senior Mortgage Adviser.

Call Emma on 01623 651 773 oe email [email protected]

For general information only and not personal financial advice. Mortgage availability and terms depend on individual circumstances and lender criteria.

26/10/2026

The UK Government faces some challenging financial decisions ahead of the Autumn Budget on 28 October.

The latest ONS figures show that the UK borrowed £24.5 billion in September, and public sector debt provisionally passed £3 trillion for the first time.

There is also plenty of discussion about possible changes to pensions, tax relief and savings; however, we won't know the full picture until the announcements are made.

So, rather than making decisions based on rumours, now could be a good time to review your own finances.

Is your household budget working for you? Is your mortgage deal coming to an end? Are your savings and pension plans still on track?

The Budget may bring changes, but the right response will depend on your own circumstances and goals.

At Park Hall, we believe good financial planning is about understanding the bigger picture and making informed decisions, not reacting to every headline.

If the Budget has you thinking about your financial future, a conversation could be a helpful first step.

For general information only and not personal financial advice. Investments can fall as well as rise in value, and you may get back less than you invest.

23/10/2026

Inflation is up. The Budget is approaching. Is your financial plan ready?

UK inflation rose to 3.5% in September, up from 3.1% in August, with rising petrol and diesel prices among the main reasons.

With the Autumn Budget due on 28 October, there is plenty of speculation about what might happen to taxes, mortgages and household finances.

But rather than trying to guess what comes next, it may be worth taking a look at your own plans.

Could you comfortably manage your household costs if they rise further? Is your mortgage deal due for renewal? Are you saving what you can, and do you know whether your pension is on track for the retirement you want?

We cannot control inflation or future policy decisions. But we can take steps to understand our options and prepare for the things that matter to us.

At Park Hall, we believe good financial planning is about looking at the whole picture not just reacting to the latest headline.

If the news has prompted you to think about your finances, a conversation could be a useful place to start.

For general information only and not personal financial advice. Investments can fall as well as rise in value and you may get back less than you invest.

22/10/2026

Self-employed have you thought about your pension?

Running your own business means making decisions every day. But when income can vary from month to month, retirement saving can easily slip down the list.

The problem is that people who are self-employed, freelance or work across several part-time jobs often miss out on the workplace pension arrangements available to many employees.

Research from PensionBee estimates that someone earning £25,000 a year who spends 30 years outside the workplace pension system could miss out on around £70,000 in retirement savings.

The Government’s Pensions Commission has also highlighted the issue, finding that only one in 25 people relying solely on self-employment income were actively saving into a pension.

For some people, the challenge is affordability. For others, it is understanding how pensions work, knowing that tax relief may be available, or finding a flexible way to save when income is unpredictable.

With the Budget approaching and further pension reform under consideration, there is an important question to address: how can the system better support people whose working lives do not follow the traditional employment model?

Whatever changes may come, it is worth reviewing your own position now.

Do you have a pension?

Do you know what retirement income you might need?

And are you making the most of the options available to you?

At Park Hall, we believe good retirement planning starts with understanding your circumstances and making a plan that works for you.

If you work for yourself and pension saving has been on the back burner, a conversation could be a helpful first step.

For general information only and not personal financial advice. Investments can fall as well as rise in value and you may get back less than you invest.

21/10/2026

Inflation is back in the headlines is your financial plan keeping pace?

UK inflation rose to 3.5% in September, up from 3.1% in August, with rising petrol and diesel prices among the main reasons.

Higher living costs can put pressure on household budgets, while uncertainty around interest rates can make mortgage and borrowing decisions more difficult.

There is some welcome news for pensioners, too. The full new State Pension is expected to rise from £241.30 to around £250.70 a week in April 2027, based on current figures and the triple lock.

But a higher State Pension does not automatically mean a comfortable retirement. It is important to understand what you are likely to receive, what your retirement might cost and whether you have other savings or pensions to support the lifestyle you want.

With the Budget approaching, there is plenty of uncertainty. Rather than trying to predict every change, it can help to focus on what you can review now:

Are rising costs affecting your ability to save?

Is your mortgage deal coming to an end?

Do you know your likely State Pension entitlement?

Are you on track for the retirement you want?

At Park Hall, we believe financial planning starts with understanding your whole financial picture, and making informed decisions that work for you.

If the latest figures have made you think about your own finances, a conversation could be a useful first step.

For general information only and not personal financial advice. Investments can fall as well as rise in value and you may get back less than you invest.

20/10/2026

Would you know where to start if your partner could no longer manage the household finances?

It’s not a question many of us want to think about, but it is worth asking.

Research from LV= found that 41% of women would not feel comfortable managing their finances if their partner died.

In many households, one person naturally takes the lead on money matters. But it’s important that both partners understand the bigger picture.

Do you both know where your savings and pensions are held? How the household bills are paid? What life assurance is in place? Where to find important documents?

You don’t need to manage everything together, but having a shared understanding can make a real difference if circumstances change.

A good starting point is to:

Have an open conversation about your finances.

Make sure you both know where to find important information.

Review your pensions, protection and wills.

Check that your plans still reflect your family’s needs.

Financial planning isn't just about building wealth. It's also about helping the people who matter to us feel informed and prepared.

Why not make time for a conversation about your household finances this week? It could be one of the most useful things you do together.

For general information only and not personal financial, legal or tax advice.

Address

2 Market Place
Mansfield Woodhouse
NG198AS

Opening Hours

Monday	9am - 4:30pm
Tuesday	9am - 4:30pm
Wednesday	9:30am - 4:30pm
Thursday	9am - 4:30pm
Friday	9am - 4:30pm
Saturday	9am - 12pm

Telephone

+441623651773

Website

http://www.parkhall.co.uk/

Alerts

Be the first to know and let us send you an email when Park Hall Financial Services Limited posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.