Laura Needham - Mallard Mortgages

31/10/2026

Happy Halloween 🎃 is your mortgage giving you the spooks? 👻

New month tomorrow and time to review your mortgage? 🍁❄️ if you recommend us to your friends and family, on completion of their mortgage you will receive £50 Amazon voucher 🤌

Let us make the process easier for you 🏡🦆

Review appointments available for your mortgage and protection.

[email protected]

29/10/2026

First-time buyers, there's some exciting news from the Autumn Budget!

First Home Scheme, has now been officially confirmed! ✅

The new government scheme is being introduced to help first-time buyers purchase a new-build home with a much smaller deposit.

🏡 You could buy with just a 2.5% deposit, alongside a government equity loan worth 20% of the property's value, with no interest charged for the first 5 years.

So, when can you apply?

📆 Applications are expected to open in February 2027, although this date hasn't been fully confirmed yet.

Before that, pre-registration will open before the end of 2026.

You won't be committing to a purchase by registering. Instead, you'll receive more details about eligibility and the maximum property prices in your area.

More information is available here:
https://www.gov.uk/government/publications/your-first-home/your-first-home

💷 There's also an update on savings for first-time buyers!

A new First Time Buyer ISA is being planned to offer a simpler way of saving towards a deposit.

It's intended to replace the Lifetime ISA for people opening a new account, but existing Lifetime ISA savers will be able to carry on using theirs.

No confirmed launch date for the new ISA just yet.

With these announcements, the future looks brighter for Furst time buyers

Thinking about buying your first home? We can help you explore your mortgage options and understand the buying process.

📩 appointments available
[email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

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22/10/2026

🏡 Fixed vs Tracker Mortgage – which is right for you? 💚

A fixed-rate mortgage offers the security of knowing your interest rate and monthly payments won’t change during the fixed period.

A tracker mortgage follows the Bank of England base rate, meaning your payments could go up or down.

There’s no one-size-fits-all answer! The right choice depends on your circumstances, budget and attitude to risk.

At Mallard Mortgages, we can help you understand your options and find a mortgage that suits your needs 🏡 🦆

Mallardmortgages.co.uk

[email protected]

Is your deal coming to an end in the next six months?

Time to review your mortgage now 🏡

Appointments available

16/10/2026

🚨 “MORTGAGE RATES HIT 6%!” 🚨

But before you panic and put your home-buying plans on hold… let’s look at the bigger picture! 👀🏡

Headlines like these can be misleading. The figures being reported can reflect an average across a wide range of mortgage products, including specialist lending for people with adverse credit and even 100% mortgages.

So, does that mean you’ll be paying 6%? Not necessarily! 👇

✅ If you have a deposit saved
✅ If your credit file is in good shape
✅ If you meet the lender’s criteria

👉 You may be able to secure a mortgage rate below 6%. There are rates available below 6% and are available on some products, depending on your circumstances and eligibility.

📉 Don’t let scary headlines make the decision for you.

Whether you’re:
🔑 Looking to buy your first home
🏡 Ready to move to your next property
💭 Just wondering what you could afford

Every situation is different, and the right mortgage for you depends on your individual circumstances. Let’s explore your options and see what’s possible. 🤝

Your home-buying journey might be closer than you think appointments available

[email protected]

15/10/2026

Leaving drinks for our Adele Cooper - Mallard Mortgages we will miss you can’t believe your hanging up your mortgage hat 🧙won’t get rid of us that easy see you soon ❤️🥂

10/10/2026

Different kind of office views today

I am at Avant homes, Sorby Park, Rotherham
open event, set up in the beautiful show home The Thoresby 🏡❤️

If you are looking for a new home in the area which happens to be around the corner from mallard mortgages HQ 🦆 Look no further

Come down today open 10-5 take a look around, discuss your mortgage options and look to reserve your dream home 🏠

Myself and Zara your Avant sales assistant are her to help

[email protected]

30/09/2026

We are here to help with any of your mortgage and protection needs.
- That could be a no obligation mortgage review to see if we could save you money?
- Moving house and need some expert advise?
- Looking to purchase your second, third, or fourth mortgage?
- Haven't reviewed your life/critical illness cover for a while?

[email protected]

we have got your back!

25/09/2026

We don’t just do mortgages at Mallard 🦆

We help with
🦆Life Insurance
🦆Critical Illness Cover
🦆Income Protection
🦆Family Income Benefit
🦆Building and Contents

Have your circumstances changed?
New job?
Family has expanded?
You have borrowed more on your mortgage or your debts have increased?

If the answer is YES it’s time to review your protection.

We review your protection everytime we look at your mortgage deals but this can be done at any time

Appointments available 🏡🧑‍🧑‍🧒‍🧒 protect what matters

[email protected]

17/09/2026

Day out - CHAMBERS MEANS BUSINESS EXPO traders day

sharing business contacts whilst talking all things mortgage and protection 🏡✍️

[email protected]

14/09/2026

New office 🏢
New place to come and talk all things mortgages and protection with us

Open Day 25th September come and join us