Caspian Insurance

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Caspian Insurance Caspian helps companies protect their business, their key people, and their shareholders when the unexpected happens.

With decades of experience, we work with limited company directors and business owners across a wide range of industries, from growing Here at Caspian Insurance, we take the time to understand your individual needs before recommending the products best suited to you. With a combined experience that is now approaching 200 years in life insurance, we guide our customers and provide them with ample information, so that together we can make informed choices with their families’ best interests at heart. The Caspian customer service team contact customers after their policy documents have arrived, to ensure that they fully understand their policy and are happy with the high levels of service provided.

12/10/2026

Your personal guarantee doesn't disappear if you're not here. It passes to your estate.

08/10/2026

Every investor plans an exit. But what about the one you never planned to make?

07/10/2026

Every investor asks about price, refurb, GDV. Almost nobody asks this one.

06/10/2026

£200k bridging. Personal guarantee. 9-month term. What happens in month 4 if you're not there?

05/10/2026

Your bridging loan won't pause if something happens to you, and neither will the personal guarantee behind it.

Relevant Life cover through your limited company pays your family a lump sum if you die, so they're not left facing the deadline with nothing behind them.

Is your cover keeping up with your borrowing?

24/09/2026

Investors often put a clause in your term sheet requiring Key Person insurance — to protect the growth, protect the investor, and protect you as the founder.

If that clause is in your term sheet, talk to us today about how we make sure it's done efficiently and cost-effectively.

21/09/2026

Founders raising right now are so focused on valuation, ARR projections, and warranties — but the small print in your term sheet matters too.

If Key Person insurance is a requirement in there, here's what you need to know.

17/09/2026

You've read every line of your term sheet — valuation, ARR projections, growth trajectory.

But there's one detail that's often missed: what happens to that trajectory if something happens to you?

Key Person insurance is the answer. Talk to Caspian Insurance today to find out more.

17/08/2026

We see this every week working with VC-backed founders.

A founder raises a round, builds something real, and has a team, customers and investors all relying on them specifically.

Then something happens — illness, an accident, worse — and the company has no plan and no way to raise emergency capital, because nobody invests in a business that just lost the person they backed.

Key person insurance pays the business a lump sum to keep going, buy time, and protect the milestones you've already hit.

If you're ready to chat and see how we could help you, DM us or click the link in the bio for more information.

13/08/2026

Been told to sort Key Person insurance and don't know where to start?

We work directly with VC-backed companies at Caspian, so we check the things generalist brokers often miss — does your cover satisfy your investor agreement, what does your future runway mean for the cover amount you actually need, and how does the structure work if you've got co-founders.

And if nobody's told you to sort this yet, there might be a clause in your investment docs already.

It's on you to stay compliant with it.

Our DM's are always open if you're ready for a quick chat about this.

Address

Tower 12, 18-22 Bridge Street, Spinningfields
Manchester
M33BZ

Opening Hours

Monday 10am - 7:30pm
Tuesday 10am - 7:30pm
Wednesday 10am - 7:30pm
Thursday 10am - 7:30pm
Friday 10am - 1pm

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