Steve Marrs - Konsileo

21/08/2026

Are you buying insurance to truly cover your business, or is it seen as just a piece of paper?

I find that too many businesses approach insurance as a compliance exercise. They renew each year, file away the documents, and hope they never need to look at them again. Thats all well and good as no good business really wants to use an insurance policy, because usually something bad has happened when it is called upon. An insurance policy however, should be seen as so much more than a certificate in a drawer, or just for a tick box exercise.

The purpose of insurance is to protect the business you've worked so hard to build. It's there to help your business recover from unexpected events, whether that's a liability claim, property damage incident, a motor accident, or another unforeseen challenge.

The cheapest policy isn't always the best policy. If gaps in cover leave your business exposed when you need the support the most, then that "saving" just to get a piece of paper to secure a contract or to get on site can become incredibly expensive.

That's why it's important to work with a broker who takes the time to understand your business, your risks, and your future plans. Good insurance advice helps ensure you're purchasing protection that responds when it matters most, not simply buying a piece of paper to satisfy a contract, or tick a box.

I believe that insurance should provide peace of mind, enabling business owners to sleep at night, knowing they have the right protection in place.

When was the last time you reviewed whether your insurance truly protects your business, rather than just proving that you have it?

If you are looking to purchase insurance to protect your business, properly, then please feel free to reach out. If you are looking to purchase insurance to simply tick a box then scroll on by.

☎️ 0161 240 6494
📱 07900 957199
📧 [email protected]
🌍 https://konsileo.com/brokers/steve-marrs/

25/07/2026

🔐 Is Your Cyber Insurance Policy Really Protecting Your Business, Properly?

Cyber threats continue to evolve, and organisations are investing heavily in cyber insurance as part of their risk management strategy. But having a policy is only part of the equation.

In my latest article, I explore:
✅ Why cyber insurance is becoming a business necessity
✅ Common gaps and misconceptions in coverage
✅ The role of security controls in maintaining eligibility and claims success
✅ How cyber insurance complements—not replaces—strong cybersecurity practices
✅ Key considerations for business leaders when evaluating policies

As cyber incidents become more frequent and costly, understanding the relationship between insurance, risk management, and resilience is more important than ever.

I'd love to hear your thoughts:
Has cyber insurance become a standard requirement in your organisation's risk strategy, or is it still viewed as an optional safeguard?

📖 Read the full article here: https://businessconnectmagazine.co.uk/cyber-insurance-essential-protection-for-micro-smes-and-small-businesses/

Thanks to Business Connect Magazine for the opportunity to showcase my knowledge and understanding of this insurance product.

Terrorism insurance is an insurance cover that should be considered by businesses in high threat alert areas and with high public footfall.

22/05/2026

⭐️⭐️⭐️⭐️⭐️

We've been named one of the UK's Best Places to Work 2026 by the Sunday Times. 🏆

For a business built on the belief that people do their best work when they're trusted, supported, and genuinely valued, this one means a lot.

Konsileo was founded on a different idea of what a brokerage could look like. No unnecessary hierarchy. No micromanagement. Just talented, expert brokers given the autonomy to build something they're proud of, for themselves and for their clients.

This award belongs to every single person in the Konsileo community. The Client Directors who back themselves every day. The Central Team who make everything possible behind the scenes and the Executive team who show up for us and each other, every single day.

If you're a commercial insurance broker wondering whether there's a better way to work, take a look at what we offer, or just reach out. We'd love to talk.

Take a look at the full list here: https://www.thetimes.com/best-places-to-work

26/04/2026

We’re looking forward to exhibiting at Construction EXPO North on Thursday 30th April. Come and visit Konsileo at stand 197 to discuss all things Construction and Property with our specialist brokers:

Learn more and register here: https://constructionexponorth.com/?utm_source=gleanin&utm_medium=gleanin-attendees&utm_campaign=gleanin-42266&gln_ids=2429a83607-1lxb0unic0h-9d92ab02a70c

Construction businesses face risk every day — from plant and machinery to liability, contracts, delays and people on site.
That’s why insurance in this sector needs to do more than tick a box. It needs to reflect how your business actually operates.
At Konsileo, our specialist construction brokers understand the realities of the industry and can help arrange cover that supports your business properly, not just on paper, but when it matters most.

Property risks come in many forms — and they’re rarely one-size-fits-all.
From commercial buildings and unoccupied property to holiday lets, residential portfolios and land, the right insurance needs to reflect the assets you own and the exposures that come with them.
At Konsileo, we help businesses and property owners arrange cover built around their real-world risks, with advice that goes beyond a standard policy wording.

20/01/2026

‼️So, has it been a Happy New Year so far? ‼️

As we move further into the start of the year, it may feel a little late to say Happy New Year—but anyone working in business insurance will understand why. Our industry operates months ahead, focusing on renewals, emerging risks, and ensuring organisations have the right protection well before they need it.

Forward planning is essential in today’s business environment. Whether it’s safeguarding assets, protecting people, or mitigating operational risks, having comprehensive and well‑structured insurance in place is key to long‑term resilience.

If reviewing your risk and protection strategy is on your agenda, now is an ideal time to consider:
• Commercial property and liability cover
• Professional indemnity
• Cyber insurance and emerging digital risk solutions
• Fleet and motor trade policies
• Business interruption and continuity protection
Proactive preparation today helps businesses stay stable, secure, and confident tomorrow.

Wishing everyone a successful and well‑protected year ahead. If you’re exploring your business insurance options or would like a review of your current arrangements, I’m here to support.

☎️ 0161 240 6494
📱 07900 957199
📧 [email protected]
🌍 https://konsileo.com/brokers/steve-marrs/

25/11/2025

🌳🪓 Insurance Solutions for Arborists, Tree Surgeons & Tree Felling Businesses 🪓🌳

Working at height, using powerful equipment, and operating in changing conditions?
The risks faced by arborists, tree surgeons, and tree felling specialists are as unique as the work itself. That’s why it’s essential to have robust, tailored insurance cover that genuinely understands your business.

Whether you’re an independent contractor or manage a growing arboricultural team, I work with businesses just like yours to:

- Protect against public and employers’ liability, including injury and property damage incidents
- Cover tools, climbing gear, and plant—on-site and in transit
- Mitigate risks from working at height, with chainsaws, and in difficult weather conditions
- Safeguard against specialist challenges: power line work, site clearance, stump grinding, and more
- Support with risk management and claims, so you can focus on growing a safe, sustainable business

If you’re an arborist, specialise in tree surgery, or offer tree felling services, let’s review your cover and make sure you’re fully protected—now and for the seasons ahead.

16/10/2025

🏭⚙️ Supporting Manufacturing & Engineering Businesses ⚙️🏭

I’m proud to work with a diverse range of manufacturing and engineering clients, from precision engineering firms and metal fabricators to advanced machining, food producers, electronics manufacturers, and specialist suppliers. Each client faces unique challenges—whether it’s managing complex supply chains, ensuring product quality, or keeping up with evolving regulations—and it’s a privilege to help protect what matters most to them.

Having these sectors on my books means I can offer:

Tailored insurance for machinery, plant, stock, and business interruption
Robust liability protection for products and operations
Risk management support specific to the manufacturing and engineering landscape
Support with supply chain, cyber and regulatory risks
Responsive, expert advice whenever clients need it

If your business operates in manufacturing or engineering, or if you simply want a fresh review of your current cover and risk strategy, I’m always happy to help.

☎️ 0161 240 6494
📱 07900 957199
📧 [email protected]
🌍 https://konsileo.com/brokers/steve-marrs/

29/09/2025

🌟 Thank You for Your Trust and Feedback! 🌟

We’re delighted to have received a stream of positive reviews on Google from our valued clients. Your feedback means the world to us—it’s a reflection of our commitment to delivering exceptional service, practical advice, and the right insurance solutions for your businesses.

Every review helps us to grow, improve, and continue putting our clients at the heart of everything we do. Thank you for taking the time to share your experience and continuing to recommend us to others.

Haven’t left a review yet? We’d love to hear from you ➡️ https://www.google.com/search?sca_esv=c0f7a2a5a5d07d00&hl=en-GB&si=AMgyJEtREmoPL4P1I5IDCfuA8gybfVI2d5Uj7QMwYCZHKDZ-E8ZYyFd8f77jBdK5cETeiOJ05XKoIpF91YV9PEWp50S5PKFz9XygK9HmZyc9Q1T0O9-KBfH04actIrHmeFH2Os_8fssQPB172-VXcDpADAILVrLZCw%3D%3D&q=Konsileo+Insurance+Reviews&sa=X&ved=2ahUKEwjF_MCC7v2PAxUwU0EAHeKyG94Q0bkNegQIIBAE&biw=1536&bih=695&dpr=1.25

Here’s to continued success and strong partnerships.

If you want to work with an award winning commercial insurance broker then look no further and get in touch for a review or a quick quote – let's continue put the right cover in place for your business - Konsileo Protecting Business Properly.

☎️ 0161 240 6494
📱 07900 957199
📧 [email protected]
🌍 https://konsileo.com/brokers/steve-marrs/

23/09/2025

📰✨ Proud to be Published! ✨📰
I’m excited to share that my latest article has just been released in Business Connect Magazine , where I delve into insurance essentials for business start-ups. Whether you’re launching a new venture or helping someone take their first steps in business, getting the right insurance in place is crucial for long-term success and peace of mind.

In the article, I share practical tips on managing risk, selecting appropriate cover, and avoiding common pitfalls for new businesses. If you’re starting up or advising someone who is, this guide will help you navigate the insurance landscape with confidence.

Have a read here: https://www.businessconnectmagazine.co.uk/insurance-for-business-start-ups/

Thanks for the feature and proud to support the next generation of entrepreneurs.

Get in touch for a review or a quick quote – let's put strong protection in place for your new business.

☎️ 0161 240 6494
📱 07900 957199
📧 [email protected]
🌍 https://konsileo.com/brokers/steve-marrs/

18/09/2025

🔨 Are you in the construction industry and looking for insurance support? 🔨

Over the last 6 months, we've helped a wide range of construction professionals – from builders, electricians and plumbers to groundworkers, scaffolders, roofing specialists, and more – secure tailored insurance cover to keep their businesses protected and compliant.

Whether you're running a large contracting firm or working as a specialist contractor, we understand the unique risks you face on site, and we know how to find the right solution – so you can focus on building your business with peace of mind.

Public and Employers’ Liability Cover
Contract Works Insurance
Tools, Plant & Equipment Protection
Professional Indemnity for Design & Advice
Fleet & Vehicle Cover – and more

Get in touch for a review or a quick quote – let's put strong protection in place for your next project.

☎️ 0161 240 6494
📱 07900 957199
📧 [email protected]
🌍 https://lnkd.in/e2Za4tC9